Manager Credit
1 month ago
Job Description:
Job description
Evaluating credit proposals covering financial, business and industrial risk & decisioning of the HL & LAP loan. Field PD, Sanctioning autority
• Verifying the promoters track record & ascertaining their credit worthiness.
• Analysis of the financial statements of the prospective customer to identify the short term & long term
• solvency & liquidity position
• To ensure Bounce Rate and Delinquency are within acceptable standards.
• Monitor and enforce approval rate and TAT as per prescribed standards.
• Monitor and ensure that monthly Branch audit score is satisfactory.
• Vendor Management.
• To conduct customer meeting to evaluate credit proposal
• PDD Tracking and closure
• Compliance to repayment instrument replenishment to ensure regular repayment of EMI
Key Skills :
Credit Appraisal Home Loan Lap
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