WALK-IN for US MORTGAGE | Fresher

2 weeks ago

chennai, India HCLTech Full time

Direct WALK-IN for US MORTGAGE | HCLTech | 21 June'24


How You'll Grow

At HCL Tech, we offer continuous opportunities for you to find your spark and grow with us. We want you to be happy and satisfied with your role and to really learn what type of work sparks your brilliance the best. Throughout your time with us, we offer transparent communication with senior-level employees, learning and career development programs at every level, and opportunities to experiment in different roles or even pivot industries. We believe that you should be in control of your career with unlimited opportunities to find the role that fits you best.


JOB Description:


Experience: 1 to 5 years

Qualifications: Any Graduate

Designation: US Mortgage Underwriter.

Working Location: Chennai.

Shift Timing: Flexible to work in any Shift.

Notice period: Immediate Joiner to 30days


Walkin Details:

Date: 21 June 2024

Time: 9.30am to 3pm

Venue: Tower 4, Elcot Sez, Sholinganallur, Chennai, Tamil Nadu 600119


Contact Person HR: Jefferson G


Role & responsibilities:


We are looking for an experienced mortgage underwriter to evaluate and determine the eligibility of loan applications. The mortgage underwriter's responsibilities include analyzing and verifying loan applications, evaluating risks, and making loan eligibility decisions. A successful mortgage underwriter should be able to exercise sound judgment based on detailed analysis and ensure that all documentation complies with the relevant regulations.


  • Must have hands on experience in mortgage in Underwriting.
  • Must have experience in US mortgage Only
  • Must have worked Post closure in mortgages
  • Willing to work in US shifts and rotational offs
  • Analyzing and verifying loan applications
  • High mathematical aptitude


Skill set Required:-


Experience in Post Close Review/Under Writing/Other areas of Mortgages

  • US Mortgage Experience in Either Post Close Review/
  • Underwriting/Compliance/ Post offer Completion & Core Servicing
  • In depth knowledge of GSE, Fannie Mae, Freddie Mac guidelines and requirements
  • Should have recent experience in Analyze Income & employment, credit strength, property appraisal, check over debt to Income (DTI) and Loan to value (LTV)and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant
  • Knowledge to validate that a prospective mortgagors loan application adheres to the Investors , Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan
  • Good communication skills
  • Good with Numerical abilities & Logical reasoning
  • Exposure to MS Office
  • Multi Tasking


Document to be carried out:

1.Updated Resume / CV

2. Aadhar / ID Proof.

3. Vaccination certificate.


Perks and Benefits

1. Free Cab for female employees

2. International Trainers

3. World class exposure

4. Excellent working environment


Why Us

  • We are one of the fastest-growing large tech companies in the world, with offices in 60+ countries across the globe and 222,000 employees
  • Our company is extremely diverse with 165 nationalities represented
  • We offer the opportunity to work with colleagues across the globe
  • We offer a virtual-first work environment, promoting a good work-life integration and real flexibility
  • We are invested in your growth, offering learning and career development opportunities at every level to help you find your own unique spark

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