Technical Manager

3 weeks ago

Narela, India DMI Finance Private Limited Full time

JOB PURPOSE:As a Technical Manager, your key responsibilities will include evaluation of properties offered as collateral for loan applications and adherence to company policies & regulatory requirements. This further includes conducting comprehensive assessment & evaluation of properties using suitable methodologies of valuation & study of micro markets and regulatory compliance to prevent frauds.As a Technical Manager, you are expected to stay updated on industry trends, regulatory changes, and best practices in the industry and recommend process improvement to enhance efficiency and effectiveness.PRINCIPAL ACCOUNTABILITIES:Identify, empanel, and handle external technical agency.Manage property & project valuation (including periodic audit exercise), monitoring TAT for reports.Act as an expert in technical matters relating to statutory laws on real estate, urban/rural planning authorities, local practices and do's/don'ts in specific markets, types of property etc.Do periodic or trigger-based review of technical agencies.Prepare and present detailed analysis of real estate on periodic basis.Conduct collateral visits, if required, to resolve discrepancies raised in the valuation reports, control vendor quality and to advise on the collateral acceptance.Review and update best practices on valuation report structure and content to improve the quality of the valuation report appropriate to the type of lending.Liaison with technical/valuation agency managers, valuers, government bodies/authorities, and other stakeholders.Maintain a database of capital values (Land & Built-up area) and of local building bye-laws (State wise/Location wise).Collateral portfolio Analysis works- including collateral portfolio monitoring, deviation analysis, rejection data analysis.Create & timely update location / hub specific technical policy based on local byelaws & practices.Educational Qualifications:Educational Qualification: B.E/B.Tech (Civil Engineering) or equivalent degree with relevant experience.Communication skills: Good written and verbal communications skills to interact with internal and external customers.Work Experience:Minimum 5+ years working experience with HFC/NBFC/

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