Senior Process Executive

2 weeks ago


pune, India Infosys Full time
Responsibilities • Analyze income & employment, credit strength, property appraisal, and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant• Processor to validate that a prospective mortgagor’s loan application adheres to the lenders, Investors (Freddie or Fannie Mae’s) and guidelines of applicable government agencies to approve the loan• Analyzing the risk involved in approving a loan to determine whether or not it is acceptable to the lender• Mark errors for any deficiencies observed on the loan• Verify accuracy of supporting employment documents, source of down payment/reserves, appraisal value and property title commitment received• Identify the mortgage insurance requirement (MI) and follow the MI guidelines, if applicable Additional Responsibilities: • Maintaining service level standards• Assisting in new-hire trainings• Perform internal Quality check, providing floor support and feedback to other staff• Responding to all emails efficiently• Adhering to all deadlines• Strong communication skills, verbal and written• Strong analytical skills• Demonstrated ability to resolve complicated issues as they arise• Proven organizational skills and demonstrated ability to prioritize and multi-task Skills. Able to work through multiple computer programs and multi-computer monitors• Flexible (Willingness to work in night shift),• Knowledge of MS Office• Positive and flexible attitude• Attention to detail• Customer focused• Good Team Player/Strong Interpersonal skills

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