Java Backend Developer

3 weeks ago


Gurgaon, India Accel India Management LLP Full time
Role: Software Developer (Java Backend)

Company Name : Indifi (Series D Accel Company)Industry: A Fin-tech venture funded by the largest global investors. Led by star leadershipLocation: Gurgaon/RemoteA Great Fit:• If you are excited about working in a start-up and being part of a small, highly talented team.• Possess strong analytical skills, able to quickly learn and navigate through unknown territory, suggest, and implement solutions.• Excited about working in a fast-paced, demanding environment where solutions/fixes are delivered on a daily cadence instead of weekly/monthly cycles.• Extremely hands-on engineer with passion towards Java/Spring based back end technologies, relational and analytical databases• Understanding of Big O notation and caring deeply about code quality, performance, and execution.• Carry a proven track record of delivering projects in an environment with high time sensitivity.Must-Have:• 4+ years of experience in backend system development using Java/Spring boot.• Expert understanding of Core and Advanced Java, REST, and RDBMS (PostgreSQL, MySQL).• Experience with NodeJs and MongoDB is a plus.• Experience with RabittMQ, Elastic Search, Kafka, continuous integration, and deployment methodologies (Jenkins, Kubernetes, etc).• Experience in working with Cloud Computing Services like AWS• A passion to write high-quality and resilient code with good unit tests.• Good understanding of software design principles and frameworks.• Proficiency in Linux environment• Bachelors/Master's degree in Computer Science from tier-I/tier-II colleges only.• Maintain regular and reliable work attendance.Company Profile:MSME Sector: The MSME sector is poised to be the key to unlocking India's economic development and rightfully so. The Ministry of MSME's annual report 2020-21 uncovered that India has approximately 6.33 crore MSMEs that contribute significantly to the country's productivity and employment. Despite its significance and reach, the struggle to acquire credit has hampered the sector's growth and establishment. A report by the IFC stated that 85% of MSMEs remain underserved in terms of credit, and only one-fifth of these financing gaps were fulfilled by formal credit. The contributing factors to this issue are access, cost, and underwriting. Traditional lenders require MSME borrowers to provide credit history, formal records, business vintage, etc, which may exclude many small businesses from the formal lending ecosystem. Moreover, they are dispersed, which brings up a problem of reach and penetration for larger lending institutions. As a consequence, the MSME lending sector in India faced a credit deficit of INR 16 lakh crore. (as of Q1 2020).About Indifi:Indifi Technologies, founded in 2015, is a Gurgaon-based online platform for enabling debt-financing of up to INR 50 lakhs for small businesses. It aims to substantially improve the experience for borrowers regarding the speed of approval and disbursement, the convenience of the loan process, the relevance of the loan product to their business needs and finding the best rates in the market. Driven by the idea of expanding access to MSME financing in India, Indifi has emerged as an enabler for start-ups and small businesses to seek seamless access to funding.Indifi's tech-led approach to lending helps analyse data of businesses from various ecosystem sources (partners) anddraws insights to judge their credit worthiness. Through its tech interventions Indifi has been successful in making the loan process digital for both lenders and MSMEs by minimizing risk, reducing paperwork, associated costs, whileproviding a simple and hassle free experience of setting the businesses on the path to growth.Products We OfferTerm Loan | Line of Credit | Invoice Discounting | Merchant cash advanceIndustries We ServeRestaurants | Retail outlets | Ecommerce sellers | Healthcare | Traders | Services businessOur Achievements42000+ loans disbursed | 400+ cities served | 40+ partners | Series D funded
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