Product Manager – Lending Platform

1 week ago

gurugram, India PayU Full time
Job Title:  Product Manager – Lending Platform Location:  (Bangalore, Mumbai)  Department:  Product Job Overview: As a Product Manager for our platform, you will be responsible for the strategic development and management of our core platform services and product builds. You will work closely with cross-functional teams to define product requirements, oversee product development, and ensure successful product launches that meet customer needs. Role & Responsibilities: * Define and prioritize product requirements and roadmaps for the platform, ensuring alignment with business goals.* Collaborate with engineering, design, and marketing teams to develop and launch new features.* Conduct market and competitive analysis to identify trends and opportunities for platform enhancement.* Define and analyse metrics that inform the success of products.* Engage closely with customers and internal teams to gather and address feedback.* Coordinate with other product managers and stakeholders to ensure cohesiveness of the overall product strategy.* Manage the product lifecycle from concept to phasing out, operating across cross-functional teams. Qualifications: ·B.E or from premier institute & MBA from Tier 1 or Tier 2 college in India or abroad·Minimum 3+ years of product management experience, preferably in a Lending platform or SaaS environment. ·Strong understanding of software development processes and web technologies.·Proven ability to develop product strategies and effectively communicate recommendations to executive management.·Strong analytical and problem-solving skills with a results-oriented mindset.·Excellent interpersonal and communication skills.·Experience with Business Rules Engines (BRE) and a decent understanding of credit underwriting processes. Required Skills: *  Strategic Thinking:  Ability to think strategically and develop comprehensive, data-driven product plans. Must be able to identify long-term opportunities and challenges while balancing short-term needs.*  Technical Proficiency:  Strong technical acumen with an understanding of software architecture, data systems, and modern software development practices. Familiarity with APIs, cloud services, and scalable platforms is highly desirable. Must have hands-on experience with SQL and a solid understanding of database management and querying.*  Knowledge of LOS and Loan Management Systems:  Decent knowledge of Loan Origination Systems and Loan Management Systems, with the ability to leverage these platforms to enhance product functionality and user experience.*  User-Centric Design:  Experience with user-centred design principles and practices. Ability to work closely with UX/UI teams to ensure the product meets high usability standards and addresses user pain points effectively.*  Analytical Skills:  Proficient in using analytics tools to monitor success metrics and make data-driven decisions. Ability to interpret complex data and turn insights into actionable changes.*  Project Management:  Excellent project management skills, including the ability to define project scopes, allocate resources, manage timelines, and mitigate risks. Experience with Agile and Scrum methodologies is preferred.*  Communication and Collaboration:  Exceptional communication skills with the ability to articulate ideas clearly and persuasively at all levels of the organization. Strong collaboration skills to work effectively with cross-functional teams and stakeholders.*  Adaptability:  High adaptability in a dynamic and rapidly changing environment. Must be comfortable with ambiguity and able to pivot strategies quickly based on new information. Preferred Skills: * Experience with Agile methodologies.* Technical background with knowledge of software development and web technologies.* Proven track record of managing all aspects of a successful product throughout its lifecycle.* Strong ability to work independently and manage multiple projects simultaneously.

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