Hiring For NBFC
1 week ago
Roles and Responsibilities Principal Accountabilities Overall management of the Credit Risk policy for unsecured loans (Personal Loans, Business Loans, Supply Chain,Digital Loans, similar other unsecured loans) Formulation / Renewal of credit policies / lending parameters for unsecured Loans to comply with guidelines (bothinternal & external) and to serve the twin objectives of meeting business requirements and minimizing credit risk. Responsible for managing overall credit health of the portfolio including acceptable delinquency indicators & lossrates. To oversee that new account applications are processed with adherence to credit policy requirements to minimizecredit losses and to contain fraud / credit risk. To ensure implementation of risk management policies relating to Credit Acceptance and Account fulfilment. To aid business growth through effective monitoring and control of Unsecured Loans portfolio. Portfolio management through regular portfolio health test, bureau analysis, industry monitoring and customervisits etc. Raise awareness and ensure compliance with KYC, AML and other regulatory guidelines Facilitate development/enhancement of new systems to improve efficiency and effectiveness of credit processes Support people management and ESS initiatives of risk function by nurturing talent, multiplying leadership,ensuring strong performance management culture, building a cohesive team and promoting high level of staffengagement. Key Responsibilities Delinquency & Portfolio management - Maintain the portfolio and bounce metrics at acceptable levels and proposemeasures to control the same. Participating and contributing in building and maintenance of Score Cards and BRE. Monitoring and enriching the applications through third party sources like Perfios, Total KYC, Bureau, NSDL, UIDAIand explore various other APIs which will help in underwriting and taking accurate decisions. Identification and management of high risk accounts through Bureau scrub etc., to ensure that loan losses areminimal and maintained within budgets Developing and Conducting COPR (Credit & operation process review) process to minimize operational & processrisk and sharing observations/ corrective action required with UW teams for continuous improvement and learning Maintain portfolio quality through sound management of credit policies, development, maintenance, andexecution of appropriate credit MIS for portfolio monitoring To put robust bureau MIS and analysis in place. Ensure effective portfolio management though following : Portfolio Health Test / Scrub: Regular usage of bureau to calibrate portfolio actions. Early Warning Signals Gain portfolio level market and competitive insights. Scrub - to identify stressed A/cs off-us to act early Industry/ Segment Monitoring Monitoring of top industry / segment exposure Analyze external research data (CRISIL / CMIE) along with market intelligence inputs basis customer visits to enable policy measures. Customer Visits Select customers in top industry segments of the portfolio across locations to be visited. Gain qualitative objective information and identify industry/location level opportunities & headwinds Fraud Control: Increased vigilance across login and on-boarding stage. To cover financial doc check, increased sampling, profile checks, stressed account reviews, negative database, crossverifications. Exposure Monitoring: Systemized triggers for Exposure Monitoring across all SBS businesses. Graded checks basis kind of customer and exposure level
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Hiring For NBFC
2 weeks ago
Pune, India Skill Ventory Full timeRoles and Responsibilities The requirement of the position will be as follows Have worked in NBFC / Bank in collection process / audit for at least 5 yrs Total experience in NBFC / Bank for yrs + Have worked in collection / collection process in products like Unsecured BL, Personal , POC, LAP – at least two products Having exposure of dealing with Auditors...
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Hiring For NBFC
1 week ago
Pune, India Skill Ventory Full timeRoles and Responsibilities The requirement of the position will be as follows Have worked in NBFC / Bank in collection process / audit for at least 5 yrs Total experience in NBFC / Bank for yrs + Have worked in collection / collection process in products like Unsecured BL, Personal , POC, LAP – at least two products Having exposure of dealing with Auditors...
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Hiring for Nbfc
1 hour ago
Pune, India Skillventory Full time**Hiring For NBFC : RM : Construction Finance : Pune**: - From 5 to 10 year(s) of experience - ₹ Not Disclosed by Recruiter - Puneor **Roles and Responsibilities** Core Responsibilities: - Meet & exceed business targets by acquiring new client relationships and maintaining them. - Identify developer funding opportunities from existing and new...
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Hiring For NBFC
1 week ago
Pune, India Skill Ventory Full timeRoles and Responsibilities Candidate 1: A chartered accountant with at least 2-3 years’ experience or may be up to 4-5 years, in the NBFC sector. Having knowledge of preparing financial statements, Ind-AS, RBI compliance. Having worked in retail NBFC and prepared financial statements under Ind-AS is required. He should be able to go through and understand...
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Hiring For NBFC
3 days ago
Pune, India Skill Ventory Full timeRoles and Responsibilities Candidate 1: A chartered accountant with at least 2-3 years’ experience or may be up to 4-5 years, in the NBFC sector. Having knowledge of preparing financial statements, Ind-AS, RBI compliance. Having worked in retail NBFC and prepared financial statements under Ind-AS is required. He should be able to go through and understand...
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Hiring For NBFC
1 week ago
Pune, India Skill Ventory Full timeRoles and Responsibilities Timely review and initial analysis of alerts issued by various regulatory authorizes (RBI, Nesl, CRISIL, Internal compliance, and self-regulation) to determine applicability and potential impact to the NBFC Timely and effective communication with internal as well as external stakeholders to confirm applicability and develop further...
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Hiring For NBFC
7 days ago
Pune, India Skill Ventory Full timeRoles and Responsibilities Timely review and initial analysis of alerts issued by various regulatory authorizes (RBI, Nesl, CRISIL, Internal compliance, and self-regulation) to determine applicability and potential impact to the NBFC Timely and effective communication with internal as well as external stakeholders to confirm applicability and develop further...
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Hiring For NBFC
1 week ago
Pune, India Skill Ventory Full timeRoles and Responsibilities CA with 1-2 years of experience in NBFC. (Knowledge of customer accounting would be preferred) JD End-to-end Acquired pool (loan) accounting with data updation in ERPs , reconciliation, expense processing, MIS etc. Securitisation – DA / PTC remittance calculation and accounting, Expense processing, MIS etc. Sold-out Pool...
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Hiring For NBFC
7 days ago
Pune, India Skill Ventory Full timeRoles and Responsibilities CA with 1-2 years of experience in NBFC. (Knowledge of customer accounting would be preferred) JD End-to-end Acquired pool (loan) accounting with data updation in ERPs , reconciliation, expense processing, MIS etc. Securitisation – DA / PTC remittance calculation and accounting, Expense processing, MIS etc. Sold-out Pool...
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Urgent Hiring
2 days ago
Junnar, Manchar, Pune, India IIFL Finance Full time ₹ 6,00,000 - ₹ 18,00,000 per yearJob Role: Branch ManagerJob Location: Manchar/JunnarJob Description:Should manage the portfolio for Gold Loan/financial business of its branch.Should be able to handle all the branch level activities for ensuring business growth.Systematic planning abilities are required for smooth functioning of the branch & for developing cohesiveness within the company...
