Senior Credit Analyst

1 week ago


Mumbai, India BLUCREST Full time
BLUCREST is one of the growing advisory firms which provides vast array of consultancy/advisory services ranging from Trade Finance Solution, Working Capital needs, Project Finance, Real Estate Finance, Trade Credit Insurance, Rating advisory, Legal & Corporate Governance, and various structured products for domestic as well as international markets. We take pride in serving a diverse clientele of more than 350 companies across India.
Job Summary:
As a Credit Analyst, you will play a critical role in assessing credit risk and evaluating financial data to make
informed decisions on credit extension and lending. We offer a full-time offline position for a dedicated
individual who will contribute to our advisory firm's continued growth and success. We offer a competitive
salary and bonus package and excellent growth opportunities within our organization.
Core Responsibilities:
 Analyze credit data and financial statements to determine the degree of risk involved in extending
credit or lending money.
 Complete loan applications, including credit analyses and summaries of loan requests, and submit
to loan committees for approval.
 Generate financial ratios, using computer programs, to evaluate customer’s financial status.
 Prepare reports that include the degree of risk involved in extending credit or lending money.
 Analyze financial data, such as income growth, quality of management, and market share to
determine expected profitability of loans.
Job Specifications:
 Educational Qualification
- Graduate in any stream or MBA
 Technical Skills Required
- Strong analytical skills with the ability to interpret complex financial data.
- Knowledge of credit risk assessment techniques and methodologies
- Proficiency in Microsoft Office and Excel
 People Skills Required
- Ability to build relationships
- Excellent oral and written communication skills
- Self-motivated and driven
- Good negotiation skills
- Ability to work independently and as part of a team
 Experience:
- 3+ years in Banks/ NBFC/ other financial advisory Firms/ Credit Rating Agency
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