Credit Manager

4 weeks ago


Delhi, India Turno Full time
Job Summary:We are seeking a qualified Credit Manager to join our team and manage the loan approval process for customers looking to purchase a 3-wheel electric vehicle. In this role, you will be responsible for evaluating loan applications, assessing creditworthiness, and ensuring compliance with regulatory requirements. You will work closely with customers, dealerships, and financial institutions to facilitate the loan process and ensure a seamless customer experience. The ideal candidate will have experience in underwriting loans, knowledge of the electric vehicle market, and strong analytical and communication skills.

Responsibilities:Evaluate loan applications and assess creditworthiness to determine loan eligibility and appropriate interest ratesVerify and analyze financial data, credit reports, and other relevant information to make informed loan decisionsEnsure compliance with regulatory requirements and company policiesCommunicate with customers, dealerships, and financial institutions to gather necessary information and facilitate the loan processMonitor loan performance and take appropriate action to manage risk and minimize lossesProvide exceptional customer service throughout the loan processStay up-to-date on industry trends, market conditions, and regulatory changes that may impact the loan process

Requirements:Bachelor's degree in finance, business administration, or a related fieldMinimum of 3 years of experience in underwriting loans, preferably in the auto loansUnderwriting experience in Auto Loans(Commercial Vehicle) is mandatoryKnowledge of electric vehicle market trends and financing optionsAbility to work independently.Strong organizational and time-management skills.Proficiency in Microsoft Office and loan processing software.Should be able to join immediately or within 15-30days.



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