Product Manager

2 weeks ago


Bengaluru, India Credit Dharma Full time

About Credit Dharma:

At Credit Dharma, we are committed to helping our customers navigate the complex world of secured credit financing. Our mission is to facilitate financial empowerment through innovative, secured credit solutions like Loans Against Property, Securities, FD & More. Founded by early members of Groww, we are a well-funded startup with over $4M in funding from India’s top investors.


Role Overview:

In this role, you will play a crucial role in overseeing the development and execution of technical products that simplify and enhance home loan affordability for our customers. You’ll help ensure that our loan management systems remain cutting-edge, secure, and scalable. The ideal candidate will have a strong technical background, exceptional project management skills, and a passion for delivering high-quality products that align with CreditDharma's mission of empowering customers to achieve economical homeownership.


Our unique product culture focuses on building products customers love. Customer-centricity, end-to-end ownership, and empowerment are the key pillars that enable this. As a Product Manager, you'll own and drive important product and business challenges throughout their lifecycle—identifying and prioritizing issues, solving them, and designing go-to-market strategies. We empower our PMs to make crucial decisions and foster a culture where we celebrate failures as learning opportunities, allowing us to take smart risks.


Key Responsibilities:


  • Product Strategy and Vision:
  • Define and articulate the vision, strategy, and roadmap for CreditDharma's core platform, which simplifies and enhances home loan affordability. Align product goals with the overall business objectives and customer needs to deliver impactful solutions.
  • Technical Leadership:
  • Collaborate with engineering teams to develop and enhance CreditDharma's loan management and affordability platform. Translate complex technical requirements into actionable tasks and effectively manage technical dependencies.
  • Stakeholder Management:
  • Act as the primary point of contact for internal stakeholders, including engineering, finance, compliance, and customer support teams. Gather and prioritize requirements to ensure alignment with product goals and drive cross-functional collaboration.
  • Conceptualize New Solutions:
  • Adopt a problem-first, data-driven, and test-and-iterate approach to product conceptualization. Ensure solutions are designed from a platform perspective with a focus on scalability and long-term impact.
  • Build Products:
  • Collaborate with engineering teams and ecosystem players to create innovative financial products that customers love. Produce high-quality product specifications and effectively prioritize and manage the scope of product launches to ensure timely delivery.
  • Launch Products:
  • Develop and execute end-to-end go-to-market plans in collaboration with Product Marketing and other stakeholders. Act as the internal and external authority and advocate for CreditDharma's solutions, championing the mission to make homeownership more affordable.



You will be a good fit if:


  • You understand technology and have strong experience managing platform products, particularly in the financial services or loan management space.
  • You prioritize customer-first and business-first thinking, ensuring alignment between product goals and user needs.
  • You are comfortable working hands-on in a fast-paced, dynamic start-up environment like CreditDharma.
  • Problem-solving, documentation, and attention to detail come naturally to you.
  • You take an analytical and data-driven approach in your day-to-day work, leveraging insights to drive decisions.
  • You are entrepreneurial and driven, with a hunger to solve problems end-to-end and deliver impactful solutions.
  • You have 1-4 years of experience in Product Management, with a track record of delivering successful products.




What We Offer:


  • The opportunity to grow with a fast-paced startup and work on impactful products.
  • Competitive salary and benefits.
  • A creative and collaborative work environment.
  • Learning and professional development opportunities.
  • Additional startup perks.


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