Area Credit Manager/ Cluster credit manager

7 days ago

Bengaluru, India Ekani Management Services Pvt Ltd Full time
AREA CREDIT MANAGER

Minimum 6 to 8 yrs of experience in creditSalary 5 LPA to 7 LPANumber of position : 4kannada, telugu, tamil, marathipreferred :- Immediate JoinerLocation :- Bangalore

CLUSTER CREDIT MANAGER

Minimum :- 4 TO 6 yrs of experience in creditSalary :- 4 LPA to 5.5 LPANumber of position : 4kannada, telugu, tamil, marathipreferred :- Immediate JoinerLocation :- Bangalore

Credit Manager responsibilities include:

Researching and evaluating clients creditworthinessCreating credit scoring models to predict risksApproving or rejecting loan requests, based on credibility and potential revenues and losses

Job brief

We are looking for a Credit Manager to oversee our companys lending process, from evaluating clients creditworthiness to approving or rejecting loan requests.Credit Manager responsibilities include creating credit scoring models, setting loan terms and determining interest rates. To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications. Previous banking experience is a plus.Ultimately, you will help us minimize bad debts and increase revenues from loans.Responsibilities

Research and evaluate clients creditworthinessCreate credit scoring models to predict risksApprove or reject loan requests, based on credibility and potential revenues and lossesCalculate and set interest ratesNegotiate loan terms with clientsMonitor paymentsMaintain records of loan applicationsFollow up with clients to manage debt settlements and loan renewalsEnsure all lending procedures comply with regulationsDevelop, review and update our companys credit policiesRequirements and skills

Proven work experience as a Credit Manager, Credit Analyst or similar roleHands-on experience with accounting softwareSolid understanding of lending proceduresExcellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)Negotiation skills

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