Current jobs related to Credit Manager - Bengaluru - HDFC Credila Financial Services Limited
-
Junior Credit Underwriter
3 weeks ago
Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time**About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...
-
Junior Credit Underwriter
2 weeks ago
Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time**About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...
-
Credit Underwriting Intern
4 weeks ago
Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time**About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...
-
Junior Credit Underwriter
4 months ago
Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time**About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...
-
Credit Underwriting Intern
3 months ago
Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time**About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...
-
Junior Credit Underwriter
3 months ago
Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time**About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, Economics, or a...
-
Cluster Credit Manager
1 week ago
Bengaluru, India Credit Saison Finance Pvt Ltd Full time1.Driving the credit practice for our BL segment within the defined risk philosophy of the company 2.Leading the team of credit managers to ensure due diligence in credit analysis, deviations management, evaluation, underwriting and sanctioning of loans. Set-up standard approach of credit through hind sighting practice 3.Set-up and lead the team of credit...
-
Credit Manager
2 weeks ago
Bengaluru, India White Force Full timeJob Description:Job TitleCredit Manager -PLLocationBangalorePurpose of the PositionTo manage credit management function and oversee the according to policy and process credit control of all loan filesTo achieve disbursement target as per the business planTo take prudent credit decision & sanction proposal based on available information and interact with the...
-
Credit Analyst
2 weeks ago
Bengaluru, India Leading Credit Rating Firm Full timeAbout Company: A Leading Credit Rating Firm Location: Bangalore Experience: 1-5 years Role & responsibilities: Understanding of business model, financial statements, analyzing various risks based on quantitative & qualitative information Perform rigorous analytical work, research, fundamental credit analysis, analysis of financial statements, building of...
-
Credit Analyst
2 weeks ago
Bengaluru, India Leading Credit Rating Firm Full timeAbout Company: A Leading Credit Rating FirmLocation: BangaloreExperience: 1-5 yearsRole & responsibilities:Understanding of business model, financial statements, analyzing various risks based on quantitative & qualitative informationPerform rigorous analytical work, research, fundamental credit analysis, analysis of financial statements, building of...
-
Credit Analyst
2 weeks ago
Bengaluru, India Leading Credit Rating Firm Full timeAbout Company: A Leading Credit Rating FirmLocation: BangaloreExperience: 1-5 yearsRole & responsibilities:Understanding of business model, financial statements, analyzing various risks based on quantitative & qualitative informationPerform rigorous analytical work, research, fundamental credit analysis, analysis of financial statements, building of...
-
Senior Product Manager
1 month ago
Bengaluru, India Credit Karma Full timeIntuit Credit Karma is a mission-driven company, focused on championing financial progress for our more than 130 million members globally. While we're best known for pioneering free credit scores, our members turn to us for everything related to their financial goals, including identity monitoring, applying for credit cards, shopping for insurance and...
-
Credit Saison
3 weeks ago
Bengaluru, India Credit Saison Finance Pvt Ltd Full timeVice President - Wholesale Business About Credit Saison India:- Established in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting...
-
Credit Manager
4 months ago
Bengaluru, India First Abu Dhabi Bank Full timeJob Description Job purpose: The key purpose is to determine whether the borrower is eligible for financing and the requested credit POS Loan facility is in line with the bank’s risk appetite and Target Market Risk Acceptance Criteria (TM-RAC) by conducting detailed Credit analysis and assessment of POS credit applications. Key Accountabilities:...
-
Credit Risk Manager
4 weeks ago
Bengaluru, India Straive Full timeJob Title: Manager/ Senior Manager- Credit RiskLocation: Bangalore/Hyderabad/Noida/Chennai (Hybrid)Job Type: Fulltime Years of Experience- 7+ yearsJob Overview:We are seeking a skilled and analytical Credit Risk Manager to join our Analytics. The ideal candidate will have a strong background in data analytics and risk assessment. He will be responsible for...
-
Credit Risk Manager
4 weeks ago
Bengaluru, India Straive Full timeJob Title: Manager/ Senior Manager- Credit RiskLocation: Bangalore/Hyderabad/Noida/Chennai (Hybrid)Job Type: Fulltime Years of Experience- 7+ yearsJob Overview:We are seeking a skilled and analytical Credit Risk Manager to join our Analytics. The ideal candidate will have a strong background in data analytics and risk assessment. He will be responsible for...
-
Credit Risk Manager
3 weeks ago
Bengaluru, India Straive Full timeJob Title: Manager/ Senior Manager- Credit Risk Location: Bangalore/Hyderabad/Noida/Chennai (Hybrid) Job Type: Fulltime Years of Experience- 7+ years Job Overview: We are seeking a skilled and analytical Credit Risk Manager to join our Analytics. The ideal candidate will have a strong background in data analytics and risk assessment. He will be...
-
Ca Inter
3 months ago
Bengaluru, India Namaste Credit Full timeJob Purpose - As a senior credit, your primary responsibility will be to evaluate and manage credit risk associated with the company's clients who lease or purchase fleet vehicles. You will be also responsible for credit underwriting of SMEs and Corporate borrowers for multiple clients of the company. Your duties may include: 1. Conducting financial...
-
Credit Portfolio Manager
4 months ago
Bengaluru, India Swiss Re Full timeAbout the Role : Your will contribute towards; Development of new monitoring and portfolio analysis techniques from both risk and profitability perspective using powerful data platforms . Development of tools and processes used for credit portfolio monitoring and steering . Generation of data insights for senior management decision...
-
Chaitanya India Fin Credit
1 day ago
Bengaluru, India Chaitanya India Fin Credit Pvt. Ltd Full timeAbout the Role:- We are seeking a motivated and analytical Risk Analyst to join our team in Chamarajpet, Bangalore.- In this role, you will play a vital role in identifying, analyzing, and mitigating credit and portfolio risks within our loan management operations.- You will leverage your data analysis skills to extract valuable insights from various sources...
Credit Manager
4 months ago
Job Description
The Credit Manager will report to the Area Credit manager and be responsible for assessing Educational Loan applications from students and underwriting the same in accordance with the credit policy.
Responsibilities
1) Maintaining Credit Quality as desired by the Senior Management
- Managing respective vendors for maintaining quality and TAT for all verifications and validation
- Monitoring and doing consistent sample checks on verifications and vendor processes
- Meeting the loan borrowers and applicants for personal interaction based on the risk profile of cases.
- Preliminary screening of borrowers profiles for maintaining the input quality of credit system.
- First level document check for fraud prevention , data correction and information completeness.
- Managing Delinquency ratios
- Vendor Management
- Knowledge of Mortgage Industry and awareness of related risk
- Contribute to development of new techniques improvement of process and work flows by applying in-depth knowledge
- Develop recommendations to adjust credit policies by analysing credit and financial performance
2) Implementation of risk management tools, Initiate processes Improvement and Impart training:
- Adherence to credit decisioning parameters as per Credit Policy on loan proposals
- Initiate and Implement process improvements for better customer experience thereby maintaining the organizations risk appetite.
- Structured training to be imparted for both internal teams as well as business associates on a regular basis.
- Work along with business teams to ensure timely delivery and controlled quality
3) Fraud Risk :
- Risk analysis
- Analyzing the local market and keep updating the central team on fraudulent colleges, negative areas and profiles
4)Relationship Management, Customer Service and Team management :
- Excellence in service delivery on business processes, Inter departmental relationship management skills, Customer oriented process improvement.
- Keen team player, Self motivating personality, Good people management skills and an excellent motivator
Skills
- Ability to read Balance Sheets and Financial Statements
- Credit Appraisal and Underwriting
- Good communication skills
- Team Worker
- Analytical skills
- Self Motivated
Qualifications and Experience
- Graduate in any field; MBA in Finance or Professional Degree of Chartered Accountant (CA) is preferred.
- 3-5 years of related Credit Underwriting experience in a Bank or NBFC
Job Location: Bangalore (MG Road)