Credit Manager

3 days ago

Bikaner, Rajasthan, India HCLTech Full time

Job Summary:

We are seeking experienced Credit Managers with a strong background in Australian mortgage underwriting. The ideal candidate will be responsible for assessing home loan applications in line with Australian credit policies, ensuring high-quality credit decisions, and working collaboratively with stakeholders across geographies.

Key Responsibilities:

  • End-to-end assessment and decision-making of home loan/mortgage applications based on Australian credit policy and guidelines.
  • Perform income verification, credit checks, property valuation reviews, and responsible lending assessments.
  • Liaise with brokers, lenders, and internal teams for clarifications or documentation gaps.
  • Provide timely and high-quality credit decisions while meeting SLA and compliance standards.
  • Ensure adherence to NCCP (National Consumer Credit Protection Act), AML, and other regulatory requirements.
  • Mentor and guide junior underwriters, and support process improvements.
  • Prepare daily/weekly reports on pipeline, SLAs, and quality metrics.

Requirements:

  • Graduate/Postgraduate in Finance, Commerce, or a related field.
  • Minimum 5 years of mortgage underwriting experience, with at least 2–3 years in the Australian home loan domain.
  • Strong understanding of Australian credit policies, responsible lending guidelines, and loan origination systems.
  • Exposure to multiple lenders (Bankwest, CBA, ANZ, etc.) is a plus.
  • Excellent analytical, communication, and documentation skills.
  • Ability to work in fast-paced environments and meet deadlines.

Preferred Skills:

  • Certification in mortgage lending or credit assessment.
  • Experience with income types including PAYG, self-employed, rental, foreign income.
  • Sound knowledge of credit bureaus like Equifax (AU).
  • Familiarity with verification tools and fraud checks used in the Australian mortgage ecosystem.

  • Director of Credit Risk

    2 days ago

    Bikaner, Rajasthan, India beBeeCredit Full time ₹ 20,00,000 - ₹ 30,00,000

    Senior Credit DirectorAbout the Role:This is an exceptional opportunity for a seasoned credit professional to lead our credit risk, underwriting, and portfolio management functions.Key Responsibilities:Credit Policy Framework:Develop, implement, and monitor comprehensive credit policies, frameworks, and processes for SME lending and supply chain...

  • Corporate Credit Strategist

    1 day ago

    Bikaner, Rajasthan, India beBeeResolution Full time ₹ 1,50,00,000 - ₹ 2,50,00,000

    Job Title: Relationship Manager- ResolutionSummary of Key Responsibilities:Manage mid-market and emerging large corporates, including regular monitoring of borrower accounts and follow-ups.Advise borrowers in turnaround situations, develop sustainable business plans, and participate in rehabilitation packages.Manage stressed assets, interact with companies,...

  • Senior Credit Analyst

    2 days ago

    Bikaner, Rajasthan, India beBeeMortgage Full time ₹ 20,00,000 - ₹ 25,00,000

    Lead Mortgage SpecialistMphasis is seeking a highly skilled Lead Mortgage Specialist to join our team. The ideal candidate will have a strong background in mortgage underwriting, with a minimum of 2+ years of experience in conventional loan underwriting.The Lead Mortgage Specialist's primary responsibilities will include:Performing complete and in-depth...

  • AI-Powered Credit Decisioning Systems Engineer

    3 days ago

    Bikaner, Rajasthan, India beBeeCredit Full time ₹ 1,50,00,000 - ₹ 2,00,00,000

    AI-Powered Credit Decisioning Systems EngineerWe're seeking a seasoned Machine Learning Engineer / Data Engineer to join our AI-driven credit lending platform team.In this role, you'll design and deploy scalable ML solutions that power loan origination, decisioning, and management systems.Design, develop, and deploy credit scoring and risk assessment models...

  • Financial Management Professional

    3 days ago

    Bikaner, Rajasthan, India beBeeAccountant Full time ₹ 7,50,000 - ₹ 15,00,000

    GoodScore Mission:We are on a mission to make financial literacy and credit access simple, actionable, and inclusive for millions of Indians who are credit underserved.We're one of India's fastest-growing credit score and credit management apps, empowering users to take control of their credit health.Role Overview:You'll play a critical role in managing...

  • Strategic Relationship Manager

    2 days ago

    Bikaner, Rajasthan, India beBeeRelationship Full time ₹ 1,80,00,000 - ₹ 2,50,00,000

    Unlock Business Growth OpportunitiesAs a seasoned relationship manager, you will be responsible for driving business expansion through corporate banking products and solutions.Key Responsibilities:Elevate relationships with public sector undertakings (PSUs) to drive revenue growth.Identify and capitalize on opportunities across lending, liability,...

  • Accountant Manager

    2 days ago

    Bikaner, Rajasthan, India beBeeFinancial Full time US$ 60,000 - US$ 80,000

    About Senior BookkeeperWe are an operations and talent partner for SMBs across the U.S. Our goal is to build reliable back-office systems—finance, people, and processes—so owners can scale with confidence.As a senior bookkeeper, you will be responsible for managing daily posting and month-end close for multiple locations. This includes reconciling...

  • Strategic Risk Manager

    4 days ago

    Bikaner, Rajasthan, India beBeeRiskManagement Full time ₹ 1,20,00,000 - ₹ 2,10,00,000

    Strategic Risk Manager PositionJob Overview:Our organization is seeking a highly skilled Strategic Risk Manager to assume responsibility for managing risk in lending environments. The ideal candidate will have expertise in credit risk models and statistical analysis, with the ability to develop and implement effective risk management strategies.Key...

  • Portfolio Manager

    2 days ago

    Bikaner, Rajasthan, India beBeeAssetManagement Full time ₹ 1,69,40,000 - ₹ 2,01,25,000

    Job Overview:We are seeking a highly skilled and experienced asset management professional to join our team.The successful candidate will be responsible for managing day-to-day workflows of existing assets, monitoring cash flows, tracking asset performance, managing risk, and overseeing third-party partners.Key Responsibilities:Onboard new portfolios, track...

  • Commercial Real Estate Lending Operations Manager

    2 days ago

    Bikaner, Rajasthan, India beBeeLeadership Full time ₹ 90,00,000 - ₹ 1,20,00,000

    Team Leader for Commercial Real Estate Lending OperationsWe are seeking a seasoned and proactive Team Leader to oversee analysts supporting Commercial Real Estate lending operations. This role demands leadership, in-depth knowledge of CRE lending, and ability to drive collaboration.Key Responsibilities:Lead and mentor analysts processing loan applications,...