ai - Senior Credit Analyst

3 hours ago


Bengaluru, Karnataka, India Alphastream Full time

Role Overview:

As a Senior Credit Analyst, you will manage and grow a team of skilled credit analysts, ensuring high-quality, accurate data delivery.

You will collaborate closely with cross-functional teams, including technology, product, and data science, to enhance our AI capabilities and streamline operational efficiency.

This is a leadership role requiring strong expertise in the credit analysis and a proven ability to manage and mentor teams.

Key Responsibilities:

- Take ultimate responsibility for the quality and accuracy of credit data delivered to clients.

- Collaborate with the tech, product, and data science teams to iteratively improve AI models, turnaround times, and accuracy levels of the Credit Research team.

- Develop a team of Subject Matter Experts (SMEs) to assist in creating new taxonomies and processing new types of credit-related documents.

- Hire, train, and manage credit analysts to support operational goals and uphold the highest standards of quality.

Required Experience:

- Middle Market Financial Modeling: Demonstrated experience building and maintaining financial models for middle market companies ($50M $1B+ revenue).

- Capital Structure Analysis: Deep understanding of debt and equity structures, including complex financing arrangements and their impact on financial performance.

- Lease Accounting & Analysis: Expertise in lease accounting standards (ASC 842/IFRS 16) and ability to analyze various lease structures and their financial implications.

Core Technical Skills:

- Financial Statement Analysis: Ability to perform detailed analysis of financial statements, with particular focus on notes to accounts and footnote disclosures.

- Data Adjustment & Normalization: Skilled at identifying and making appropriate adjustments to reported figures based on analysis of accounting notes, one-time items, and non-standard accounting treatments.

- Model Building: Proficiency in creating dynamic, scenario-based financial models with proper documentation and audit trails.

Preferred Qualifications:

- CFA Level 1 or higher (strongly preferred)

- Familiarity with various industry-specific accounting treatments and metrics

- Advanced Excel/financial modeling software proficiency.

Who We Are :

Alphastream.ai envisions a dynamic future for the financial world, where innovation is propelled by state-of-the-art AI technology and enriched by a profound understanding of credit and fixed-income research.

Our mission is to empower asset managers, research firms, hedge funds, banks, and investors with smarter, faster, and curated data.

We provide accurate, timely information, analytics, and tools across simple to complex financial and non-financial data, enhancing decision-making.

With a focus on bonds, loans,financials and sustainability, we offer near real-time data via APIs and PaaS (Platform as a Service) solutions that act as the bridge between our offerings and seamless workflow integration.

To learn more about us: https://alphastream.ai/.

What we offer:

"At Alphastream.ai we offer a dynamic and inclusive workplace where your skills are valued and your career can flourish.

Enjoy competitive compensation, a comprehensive benefits package, and opportunities for professional growth.

Immerse yourself in an innovative work environment, maintain a healthy work-life balance, and contribute to a diverse and inclusive culture.

Join us to work with cutting-edge technology, and be part of a team that recognizes and rewards your achievements, all while fostering a fun and engaging workplace culture.

(ref:iimjobs.com)

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