Credit Manager-Wholesale Banking

1 month ago


Mumbai, India IDFC FIRST Bank Full time

Role/ Job Title: Credit Manager-Wholesale Banking

Function/ Department: Wholesale Banking Risk

Job Purpose:

The role holder has the responsibility to administer bank's lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests. It entails the responsibility of creating credit scoring models, setting loan terms and determining interest rates. The role holder has to partner with credit systems support team to implement key credit policy criteria in relevant credit acceptance & evaluation systems.

Roles & Responsibilities:

  • Facilitate regular asset quality reviews with provision of analytics insights to identify risks/ opportunities and recommend relevant actions.
  • Research and evaluate clients’ creditworthiness.
  • Approve or reject loan requests, based on credibility and potential revenues and losses.
  • Calculate and set interest rates, negotiate loan terms with clients.
  • Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in legal /regulatory requirements, business strategies, market environment or portfolio performance.
  • Develop, review and update bank’s credit policies.
  • Follow up with clients to manage debt settlements and loan renewals.
  • Create credit scoring models for risk assessment.
  • Assure adherence to the guidelines set by the bank.
  • Maintaining records of all bank loans, monitor loan payments and bad debts.
  • Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control.
  • Capture and share best- practice knowledge amongst the team.

Education Qualification:

Graduation: Bachelor’s in Engineering / Commerce / Accounting

Post-graduation: MBA / PGDM / CA (Preferred)

Experience: 5 to 10 years of relevant experience.



  • Mumbai, India IDFC FIRST Bank Full time

    Role/ Job Title:  Credit Manager-Wholesale Banking Function/ Department:  Wholesale Banking Risk Job Purpose: The role holder has the responsibility to administer bank's lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests. It entails the responsibility of creating credit scoring models, setting loan...


  • Mumbai, India IDFC FIRST Bank Full time

    Role/ Job Title: Credit Manager-Wholesale Banking Function/ Department: Wholesale Banking Risk Job Purpose: The role holder has the responsibility to administer bank's lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests. It entails the responsibility of creating credit scoring models, setting loan terms and...

  • Wholesale Credit Risk

    1 month ago


    Mumbai, India JPMorgan Chase Bank, N.A. Full time

    **Job Title** **Wholesale Credit Risk - Portfolio Analytics - Associate** **Posting Description** Wholesale Credit Risk is an organization spanning across Commercial Banking, Corporate Investment Banking and Credit Risk. This role will sit within the Portfolio Analytics team, that is focused on reshaping the end-to-end Wholesale Credit Risk experience...

  • Wholesale Credit Risk

    3 weeks ago


    Mumbai, India Citi Full time

    Institutional Credit Management (ICM) is an in-business and first Line of Defense (1LoD) function within Citi dedicated to end-to-end wholesale credit risk (WCR) management. ICM covers numerous products, regions, and lines of businesses (LoBs) – all while providing the controls and support necessary to help reduce Citi’s risks. Wholesale Credit Risk...

  • Wholesale Credit Risk

    3 weeks ago


    mumbai, India Citi Full time

    Institutional Credit Management (ICM) is an in-business and first Line of Defense (1LoD) function within Citi dedicated to end-to-end wholesale credit risk (WCR) management. ICM covers numerous products, regions, and lines of businesses (LoBs) – all while providing the controls and support necessary to help reduce Citi’s risks. Wholesale Credit Risk...

  • Credit Manager/ AVP

    1 month ago


    mumbai, India Michael Page Full time

    One of the largest Indian Banks Opportunity to be a part of Wholesale Banking Risk team About Our Client - One of the largest private sector Banks with presence across India Job Description -Conduct regular asset quality review to identify risks/ opportunities & recommend relevant actions-Evaluate client's creditworthiness, approve/...

  • Wholesale Credit Risk

    2 weeks ago


    Mumbai, India Citi Full time

    Institutional Credit Management (ICM) is an in-business and first Line of Defense (1LoD) function within Citi dedicated to end-to-end wholesale credit risk (WCR) management. ICM covers numerous products, regions, and lines of businesses (LoBs) – all while providing the controls and support necessary to help reduce Citi’s risks. Wholesale Credit Risk...

  • Wholesale Credit Risk

    2 weeks ago


    mumbai, India Citi Full time

    Institutional Credit Management (ICM) is an in-business and first Line of Defense (1LoD) function within Citi dedicated to end-to-end wholesale credit risk (WCR) management. ICM covers numerous products, regions, and lines of businesses (LoBs) – all while providing the controls and support necessary to help reduce Citi’s risks. Wholesale Credit Risk...


  • Mumbai, India Skillventory Full time

    **Wholesale Banking Strategy team with Leading Bank**: - From 5 to 10 year(s) of experience - ₹ Not Disclosed by Recruiter - Mumbaior **Roles and Responsibilities** **Wholesale Banking Strategy team with Leading Bank** **Job description**: Work with the bank's leadership team in creating the medium-term and long-term strategic business plan factoring...


  • Santacruz East, Mumbai, Maharashtra, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As Intraday Payments Risk Wholesale Credit Risk - ED you will be part of the Corporate and Investment...


  • Mumbai, India JPMorgan Chase Bank, N.A. Full time

    **Job Summary**: Join a dynamic team which emphasizes on lending instruments and focuses on best-in-class client experiences. The Credit Product Delivery team, under Commercial Bank Wholesale Lending Services, is a dedicated lending & trade finance execution support function. As part of the Credit Product Delivery team, you will play a pivotal role in...


  • Mumbai, India JPMorgan Chase Bank, N.A. Full time

    **Job Summary**: Join a dynamic team which emphasizes on lending instruments and focuses on best-in-class client experiences. The Credit Product Delivery team, under Commercial Bank Wholesale Lending Services, is a dedicated lending & trade finance execution support function. As part of the Credit Product Delivery team, you will play a pivotal role in...


  • Mumbai, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** Job Summary**: Join a dynamic team which emphasizes on lending instruments and focuses on best-in-class client experiences. The Credit Product Delivery team, under Commercial Bank Wholesale Lending Services, is a dedicated lending & trade finance execution support function. As part of the Credit Product Delivery team, you will play a...

  • Credit Analyst

    4 weeks ago


    Mumbai, India Kotak Mahindra Bank Full time

    Role:Credit AnalystDepartment:Wholesale BankingGrade:Sr. Manager/ AVP/ DVPRoles & Responsibilities:Preparation of Credit Appraisal notes for Large Corporates Clients.Discuss with business on Terms and Conditions for risk assessmentsDiscuss with customers for obtention of information for preparation of CRANs.Monitor the accounts based on the terms stipulated...


  • Mumbai, India Citi Full time

    The role of Citi’s Institutional Credit Management (ICM) function is to provide integrated, end-to-end, management ofwholesale credit and counterparty risk within the first line of the bank. Wholesale Credit Risk In-Business Quality Assurance is an integral part of the ICM organization.  The Wholesale Credit Risk In-Business Quality Assurance function...


  • mumbai, India Citi Full time

    The role of Citi’s Institutional Credit Management (ICM) function is to provide integrated, end-to-end, management ofwholesale credit and counterparty risk within the first line of the bank. Wholesale Credit Risk In-Business Quality Assurance is an integral part of the ICM organization.  The Wholesale Credit Risk In-Business Quality Assurance function...


  • Mumbai, India Citi Full time

    The role of Citi’s Institutional Credit Management (ICM) function is to provide integrated, end-to-end, management ofwholesale credit and counterparty risk within the first line of the bank. Wholesale Credit Risk In-Business Quality Assurance is an integral part of the ICM organization.  The Wholesale Credit Risk In-Business Quality Assurance function...


  • mumbai, India Citi Full time

    The role of Citi’s Institutional Credit Management (ICM) function is to provide integrated, end-to-end, management ofwholesale credit and counterparty risk within the first line of the bank. Wholesale Credit Risk In-Business Quality Assurance is an integral part of the ICM organization.  The Wholesale Credit Risk In-Business Quality Assurance function...


  • Mumbai, India JPMorgan Chase & Co. Full time

    Quantitative Research (QR) is an expert quantitative modeling group in . Morgan, as well as a leader in financial engineering, data analytics, statistical modeling and portfolio management. As a global team, QR partners with traders, marketers and risk managers across all products and regions, contributes to sales and client interaction, product innovation,...


  • mumbai, India JPMorgan Chase & Co. Full time

    Quantitative Research (QR) is an expert quantitative modeling group in . Morgan, as well as a leader in financial engineering, data analytics, statistical modeling and portfolio management. As a global team, QR partners with traders, marketers and risk managers across all products and regions, contributes to sales and client interaction, product innovation,...