Credit Lead
3 hours ago
Position:Credit Lead Location:Bengaluru, Karnataka, India (On‑site) Qualification:Qualified Chartered Accountant Experience:4–8 years in credit underwriting & policy within Banks/NBFCs Travel:~30% pan‑India and InternationalWho is this role for ? Looking for a Qualified Chartered Accountant with 4–8 years of experience in credit underwriting of unsecured loans, who is now keen to transition from a core credit role to a broader profile spanning Credit, Business Finance, and Controllership. The role offers exposure to international underwriting across Europe, GCC, and the Middle East.More about the Role Vegrow is revolutionizing B2B agribusiness by offering fresh fruit on credit to SME and agri‑trading partners. As Credit Lead, you’ll pivot your credit expertise into a commercial growth role — architecting and managing trade credit limits (₹10 L–₹5 Cr), dynamically calibrated by seasons and performance. This is your chance to shape real-time, industry-defining credit practices and fuel genuine business impact.Key Responsibilities ● End-to-end Underwriting (For both Customers in India and across the globe): Evaluate financials, credit bureau data, cash flows, and sector-specific risks (like seasonal agri cycles); recommend and revise credit limits dynamically. ● Deal Structuring: Design and structure high-value credit deals with appropriate covenants, repayment terms, and safeguards to systematically minimize risk while enabling business growth. ● Policy Design & Governance: Build and operationalize credit frameworks and SOPs for unsecured agri‑trader lending. ● Risk – Growth Balance: Optimize exposure levels—drive portfolio expansion while containing NPAs, embedding early-warning systems and health monitoring. ● Commercial Enablement: Advise sales & ops teams, promoting risk-aware decision-making. ● Portfolio Oversight: Monitor key performance indicators and oversee post-sanction follow-up. ● Field Leadership: Travel (~30%) to assess customer operations, build relationships, and lead risk reviews both within and outside IndiaWhat We’re Looking For ● Chartered Accountant with 4–8 years of credit underwriting & policy experience, especially in unsecured SME lending (₹10 L–₹5 Cr). ● Familiarity with agri-trader finance, ideally in North & West India would be cherry on the top ● Strategic thinker, able to align growth and asset quality goals. ● Excellent communication and stakeholder skills, from HQ to field teams. ● Willingness to travel up to 30%-40% for customer and portfolio oversight.Why Join Vegrow? ● From Banking to Business: Take your credit expertise from structured institutions into a dynamic, industry and customer‑facing role—drive real-world impact on the agri front. ● High‑Growth Environment: Join a scaling agritech firm where your decisions shape growth, backed by data, impactful leadership, and performance momentum. ● Real‑Time Influence: Your strategies will directly support fruit traders and agri operations—season by season, decision by decision. ● Key Strategic role: Be a key strategic partner to founders and senior leadership, owning credit strategy and performance across the business.
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UPI Credit Partnerships Lead
3 weeks ago
New Delhi, India LIGHT - Credit For UPI Full timeAbout Light We’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like it This role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
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Lead Credit Modelling
4 days ago
New Delhi, India Scienaptic AI Full timeCompany DescriptionScienaptic AI is dedicated to expanding access to credit by transforming the technology behind credit decision-making. With over 150 years of credit expertise built into its AI-powered platform, Scienaptic helps financial institutions like banks, credit unions, fintech companies, and other lenders improve their underwriting decisions. The...
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Test Lead
4 hours ago
New Delhi, India AQM Technologies Full timeJob Description – Test Lead (Credit Card Domain)Location: MumbaiExperience: 9+ YearsRole Type: Full-time | QA/Test LeadAbout the RoleWe are looking for an experienced Test Lead with strong expertise in the Credit Card domain to lead end-to-end testing activities, ensure delivery quality, and collaborate closely with business, development, and operations...
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Senior Vice President, Managing Director
7 days ago
New Delhi, India Private Credit Fund Full timeVice President – Private Credit A leading alternatives investment platform has launched a Private Credit & Hybrid Capital Fund focused on India’s fast-growing mid-market. With capital raised and a strong pipeline across sectors such as healthcare, technology, manufacturing, and financial services, the platform is now expanding its core investment team....
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Vice president
1 day ago
New Delhi, India Private Credit Fund Full timeVice President – Private Credit A leading alternatives investment platform has launched a Private Credit & Hybrid Capital Fund focused on India’s fast-growing mid-market. With capital raised and a strong pipeline across sectors such as healthcare, technology, manufacturing, and financial services, the platform is now expanding its core investment team....
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Lead Credit Modelling
4 days ago
Delhi, India Scienaptic AI Full timeCompany DescriptionScienaptic AI is dedicated to expanding access to credit by transforming the technology behind credit decision-making. With over 150 years of credit expertise built into its AI-powered platform, Scienaptic helps financial institutions like banks, credit unions, fintech companies, and other lenders improve their underwriting decisions. The...
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Lead Credit Modelling
5 days ago
Delhi, India Scienaptic AI Full timeCompany DescriptionScienaptic AI is dedicated to expanding access to credit by transforming the technology behind credit decision-making. With over 150 years of credit expertise built into its AI-powered platform, Scienaptic helps financial institutions like banks, credit unions, fintech companies, and other lenders improve their underwriting decisions. The...
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Lead Credit Modelling
6 days ago
Delhi, India Scienaptic AI Full timeCompany Description Scienaptic AI is dedicated to expanding access to credit by transforming the technology behind credit decision-making. With over 150 years of credit expertise built into its AI-powered platform, Scienaptic helps financial institutions like banks, credit unions, fintech companies, and other lenders improve their underwriting decisions. The...
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Vice President
1 week ago
New Delhi, India Private Credit Fund Full timeVice President – Private Credit A leading alternatives investment platform has launched aPrivate Credit & Hybrid Capital Fundfocused on India’s fast-growing mid-market. With capital raised and a strong pipeline across sectors such as healthcare, technology, manufacturing, and financial services, the platform is now expanding its core investment...
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Vice President
1 week ago
New Delhi, India Private Credit Fund Full timeVice President – Private Credit A leading alternatives investment platform has launched a Private Credit & Hybrid Capital Fund focused on India’s fast-growing mid-market. With capital raised and a strong pipeline across sectors such as healthcare, technology, manufacturing, and financial services, the platform is now expanding its core investment team....
