BluCognition: Director- Credit

3 days ago

Pune, India Nexthire Full time

Director- Credit & Risk Analytics

Location: Remote

Exp: 10+ years


About bluCognition:
bluCognition is an AI/ML based start-up specializing in developing data products leveraging alternative
data sources and providing servicing support to our clients globally. We are headquartered in the US, with
the delivery centre in Pune. Our clients are some of the biggest and the most progressive names in the financial & telecom industry. We are entering a significant growth phase and are looking for individuals with entrepreneurial mindset
who wants us to join in this exciting journey.
Position: Director Credit & Risk Analytics
As part of our Analytics Consulting vertical, we are looking for an experienced Director of Credit & Risk Analytics to lead the credit risk management strategy for our rapidly growing US based consumer Buy Now, Pay Later client. In this leadership role, and involves developing and optimizing the risk framework, leveraging data-driven insights, and ensuring sound credit decisions that balance growth and risk.
This is a WFH remote position, reporting to the CRO of the client who is based in the US.
You will be leading a team of 6-7 experienced analytics professionals.
The work timings are 2pm to 11pm IST, which ensures 3-4 hours of overlap with our client based in the EST time zone

Roles & Responsibilities:
1. Credit Risk Strategy & Framework: Develop and implement end-to-end credit risk strategies aligned  with business goals and regulatory requirements.
2. Portfolio Risk Management: Oversee portfolio performance, manage credit limits, and ensure  proactive risk identification and mitigation.
3. Data-Driven Insights: Work closely with data science teams to refine risk models, improve customer  segmentation, and predict defaults.
4. Compliance & Controls: Ensure compliance with regulatory standards and internal risk policies while  maintaining strong governance practices.
5. Cross-Functional Collaboration: Partner with product, engineering, and finance teams to align risk  strategies with business initiatives.
6. Team Leadership: Lead and mentor a team of analysts and data scientists, fostering a culture of  continuous improvement.
Qualifications & Skills
1. 10+ years of credit risk management experience, with 5+ years in a leadership role, preferably in BNPL  or consumer finance.
2. Expertise in credit risk modeling, analytics (SAS, R, Python), and data-driven decision-making.
3. Strong leadership and collaboration skills with experience in managing cross-functional teams.
4. Master's degree in finance, economics, statistics, or a related field (MBA/PhD is a plus).

  • Analyst / Sr Analyst - Financial Spreading

    3 weeks ago

    Pune, India bluCognition Full time

    Position: Analyst / Sr. Analyst - Financial Spreading About bluCognition: bluCognition is an AI/ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities. Founded in 2017, by some very named senior professionals from the financial services industry, the company is headquartered in the US, with the delivery centre...

  • Analyst / Sr Analyst - Financial Spreading

    2 weeks ago

    Pune, India bluCognition Full time

    Position: Analyst / Sr. Analyst - Financial SpreadingAbout bluCognition:bluCognition is an AI/ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities. Founded in 2017, by some very named senior professionals from the financial services industry, the company is headquartered in the US, with the delivery...

  • Analyst / Sr Analyst - Financial Spreading

    4 weeks ago

    Pune, Maharashtra, India bluCognition Full time

    Position: Analyst / Sr. Analyst - Financial SpreadingAbout bluCognition:bluCognition is an AI/ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities. Founded in 2017, by some very named senior professionals from the financial services industry, the company is headquartered in the US, with the delivery centre based...

  • Analyst / Sr Analyst - Financial Spreading

    7 days ago

    Pune, Maharashtra, India bluCognition Full time US$ 60,000 - US$ 1,20,000 per year

    Position:Analyst/Sr.Analyst- Financial SpreadingAbout bluCognition:bluCognition is an AI/ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities. Founded in 2017, by some very named senior professionals from the financial services industry, the company is headquartered in the US, with the delivery centre based in...

  • Analyst / Sr Analyst - Financial Spreading

    3 weeks ago

    Pune, India bluCognition Full time

    Position: Analyst / Sr. Analyst - Financial Spreading About bluCognition: bluCognition is an AI/ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities. Founded in 2017, by some very named senior professionals from the financial services industry, the company is headquartered in the US, with...

  • Marketing Analytics

    2 weeks ago

    Pune, India Blucognition Full time

    AVP Marketing Analytics Location: Remote Client: Leading US Specialized Fuel Commercial Card Provider About bluCognition bluCognition is an AI/ML-based start-up specializing in data analytics for commercial & consumer lenders in the US. Founded in 2017 by senior professionals from the financial services industry, we are headquartered in the US with a...

  • Marketing Analytics

    6 days ago

    Pune, Maharashtra, India Blucognition Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    AVP Marketing AnalyticsLocation: RemoteClient: Leading US Specialized Fuel Commercial Card ProviderAbout bluCognitionbluCognition is an AI/ML-based start-up specializing in data analytics for commercial & consumer lenders in the US. Founded in 2017 by senior professionals from the financial services industry, we are headquartered in the US with a delivery...

  • Analyst / Sr Analyst - Financial Spreading

    3 weeks ago

    Pune, India bluCognition Full time

    Position: Analyst / Sr. Analyst - Financial SpreadingAbout bluCognition: bluCognition is an AI/ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities. Founded in 2017, by some very named senior professionals from the financial services industry, the company is headquartered in the US, with the delivery centre based...

  • Analyst / Sr Analyst - Financial Spreading

    3 weeks ago

    Pune, India bluCognition Full time

    Position: Analyst / Sr. Analyst - Financial SpreadingAbout bluCognition: bluCognition is an AI/ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities. Founded in 2017, by some very named senior professionals from the financial services industry, the company is headquartered in the US, with the delivery centre based...

  • Analyst / Sr Analyst - Financial Spreading

    2 weeks ago

    Pune, India bluCognition Full time

    Position: Analyst / Sr. Analyst - Financial Spreading About bluCognition: bluCognition is an AI/ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities. Founded in 2017, by some very named senior professionals from the financial services industry, the company is headquartered in the US, with the delivery...