Associate Product Manager
1 week ago
In this role, you have the opportunity to ...
-Play a crucial role in driving the development and enhancement of our lending products and services tailored to the Indian market
-Execute product strategies to deliver innovative solutions that address the unique needs of Indian consumers and drive business growth.
Responsibilities will include:
Functional Expertise
-Work towards end-to-end product development lifecycle from concept ideation to launch, collaborating with cross functional teams including engineering, Operations, risk and Finance
-Assist in defining the product roadmap and strategy including prioritization of features, enhancements, and optimizations based on company goals and objectives.
-Drives process improvements at product level
-Ensure successful product launches and high adoption rates.
Interaction
-Collaborate with engineering, design, and data analytics teams to conceptualize, develop, and launch new lending products and features tailored to the Indian market.
-Establish and maintain relationships with external partners, including fintech platforms like LSP to facilitate integration opportunities to drive business growth.
-Ensure that all lending products and features comply with regulatory requirements imposed by the Reserve Bank of India (RBI) and other relevant authorities, collaborating closely with legal and compliance teams to navigate regulatory complexities effectively.
Problem Solving
-Display customer centric mindset.
-Is able to understand customer problems and develop innovative solutions.
-Monitor key performance metrics specific to product performance data and derive actionable insights to continuously improve product performance.
-Conduct market and competitive analysis to identify opportunities for growth and differentiation.
Impact
-Work towards development and execution of multiple products centered around loans, integration with FinTech's, risk management, KYC and reconciliation.
Challenges & Decisions:
-Complexity of multiple products and partners, with nuance in lending process flow
-Evolving regulatory guidelines that would impact product and process flow in lending
Qualification & Experience (type & industry)
-BE/ B. Tech or equivalent degree; MBA will be a plus.
-1-2 years of experience in product management, preferably in the fintech industry with a focus on lending products in the Indian market
-Experience in working with LMS, LOS, KYC process, risk BRE and payment tools such as eNACH and PGs.
-Experience in FinTech/NBFCs/Banks (Digital banking verticals)
Skills & know-how:
-Excellent communication and interpersonal skills, with the ability to collaborate effectively with cross-functional teams and influence stakeholders at all levels.
-Demonstrated ability to think strategically, prioritize initiatives, and drive results in a fast-paced, dynamic environment.
-Knowledge of agile development methodologies and experience working with product management tools such as JIRA, Confluence, or similar platforms.
Behaviors:
-Analytical skills for solving complex problems.
-Synthesizing customer research
-Collaboration
-Adaptability
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