Portfolio Risk Manager

2 days ago


Mumbai, India Trillionloans Full time

In this role, you have the opportunity to …

● Structuring and enhancing the overall Portfolio Risk Management vertical

● Take broader responsibilities with enhanced roles & responsibilities

● Working closely with the senior management Responsibilities will include …


Functional Expertise

⮚ Portfolio Risk Management

▪ Overall Portfolio Risk monitoring and performance review.

▪ Ensuring to conduct specific monitoring of portfolio; analysing existing customer base and delinquencies levels. Formulation of Risk strategy and come up with customer segmentation on various risk profiles/cohorts to enhance the policies.

▪ Engaged in identifying and analysing Non-Starters /Skip/ NPA Analysis

▪ Collaborating with relevant stakeholders including partners, Business Team, Operations, tech and other support team to understand the portfolio quality and come up with risk mitigations.

▪ Provide timely and meaningful business analysis for strategic and relevant topics for Management and Board

▪ Overall ensuring full management and governance of Credit Risk Polices and related regulatory requirements and deliverables

▪ Engaged in regular Portfolio Quality Review; identifying and gathering all critical information, preparing special report and suggesting risk mitigation strategies as a part of regular and adhoc presentation

▪ Stakeholders Requirements fulfilment

▪ Ensuring timely deliver of all the portfolio related investors requirement from Treasury, Strategy, finance. Addressing to investor’s queries on Risk and Portfolio aspects

▪ Responsible for monthly Provisioning/ ECL reporting (IND AS and IFRS). Closely tracking and supervising key Credit Risk Cost (against budgeted numbers). Close monitoring of key parameters including default, arear, PD and LGD for ECL provisioning reporting.


⮚ Technical Skill

▪ Strong hold in MS Excel and Powerpoint presentations

▪ Should have expertise in creating analytical Dashboards for Portfolio (MS Excel based/SQL based) ▪ Basic knowledge of SQL/Python or other related language is an added advantage


⮚ Interaction

● Relevant and key stakeholders including Business/Operations/Finance/Collections/LPS Partners/Tech Problem Solving

● Strong analytical skill

● Capability to understand the complex issues and come up with mitigants/solutions

● Attitude to be strictly positive with strong capability to come up with problem solving solutions



  • Mumbai, India Trillionloans Full time

    In this role, you have the opportunity to …● Structuring and enhancing the overall Portfolio Risk Management vertical● Take broader responsibilities with enhanced roles & responsibilities● Working closely with the senior management Responsibilities will include …Functional Expertise ⮚ Portfolio Risk Management▪ Overall Portfolio Risk monitoring...


  • mumbai, India Trillionloans Full time

    In this role, you have the opportunity to … ● Structuring and enhancing the overall Portfolio Risk Management vertical ● Take broader responsibilities with enhanced roles & responsibilities ● Working closely with the senior management Responsibilities will include … Functional Expertise ⮚ Portfolio Risk Management ▪ Overall Portfolio Risk...

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