Credit Specialist
2 months ago
A) Core Responsibilities:
· Credit Underwriting
o Take Decisions based on customer documents (KYC and Financial documents) , Credit Approval Memo and verification
reports
o Decision the file based on policy norms and within the permitted TAT.
o On receiving additional documents initiate process for sanction (seeking approvals)
o Ensure closure of deferral cases within the defined time limits.
· Personal Discussion with customers
o Meet the customers personally for analyzing and assessing the business set up, end use of loan and business projections etc.
o Submit duly signed report ( on system) for future reference
· Portfolio Management
o Track credit processes and monitor adherence to all compliance and regulatory norms as well as organization policies
o Monitor delinquency across locations and regions
o Monitor and assess credit manager delinquency
o Introduce measures to Control delinquencies
· Interact with channels
o Meet channel partners to boost business volumes, quality of sourcing, TAT monitoring etc.
o Provide training to channel partners on policies and processes
· Monitor and Interact with External Vendors or Third party service providers
o Monitor and review Service Quality of vendor (TAT, Quality of reports, customer details captured)
o Conduct periodical updates with respect to policy and process changes with the vendors
o Reduce credit cost incurred through vendors
B) Supplementary Responsibilities:
· Resolve Audit queries
· Provide inputs on process and policy improvements
· Take feedback from markets (through credit teams) for introduction of new products, feedback on processes and alignment of the
same with the industry.
· Train Credit Officers/ CPC team for enhanced performance on policies and processes
C) Records/Trackers/Reports maintained by role:
· Channel Visit Report
· Vendor visit report
· Daily productivity report
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Credit Specialist
2 months ago
Vijayawada, India Resource Algorithm Full timeA) Core Responsibilities:· Credit Underwritingo Take Decisions based on customer documents (KYC and Financial documents) , Credit Approval Memo and verificationreportso Decision the file based on policy norms and within the permitted TAT.o On receiving additional documents initiate process for sanction (seeking approvals)o Ensure closure of deferral cases...
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Credit Specialist
2 months ago
Vijayawada, India Resource Algorithm Full timeA) Core Responsibilities: · Credit Underwriting o Take Decisions based on customer documents (KYC and Financial documents) , Credit Approval Memo and verification reports o Decision the file based on policy norms and within the permitted TAT. o On receiving additional documents initiate process for sanction (seeking approvals) o Ensure closure of deferral...
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Credit Specialist
2 months ago
Vijayawada, India Resource Algorithm Full timeA) Core Responsibilities:· Credit Underwritingo Take Decisions based on customer documents (KYC and Financial documents) , Credit Approval Memo and verificationreportso Decision the file based on policy norms and within the permitted TAT.o On receiving additional documents initiate process for sanction (seeking approvals)o Ensure closure of deferral cases...
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Resource Algorithm | Credit Specialist | vijayawada
2 months ago
vijayawada, India Resource Algorithm Full timeA) Core Responsibilities:· Credit Underwritingo Take Decisions based on customer documents (KYC and Financial documents) , Credit Approval Memo and verificationreportso Decision the file based on policy norms and within the permitted TAT.o On receiving additional documents initiate process for sanction (seeking approvals)o Ensure closure of deferral cases...
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Resource Algorithm | Credit Specialist | vijayawada
2 months ago
vijayawada, India Resource Algorithm Full timeA) Core Responsibilities: · Credit Underwriting o Take Decisions based on customer documents (KYC and Financial documents) , Credit Approval Memo and verification reports o Decision the file based on policy norms and within the permitted TAT. o On receiving additional documents initiate process for sanction (seeking approvals) o Ensure closure of deferral...
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Customer Support and Resolution Specialist
3 weeks ago
Vijayawada, Andhra Pradesh, India Genpact Full timeAbout UsGenpact is a global professional services firm that delivers business outcomes that shape the future. With 125,000+ people across 30+ countries, we are driven by our innate curiosity, entrepreneurial agility, and desire to create lasting value for clients.We serve and transform leading enterprises, including Fortune Global 500 companies, with our...
