Anti-Money Laundering

Company: Trade PeLocation: Mumbai (Onsite)Type: Full-timeTrade Pe is a fast-growing fintech company in the cross-border payments space, building modern infrastructure that simplifies and accelerates global trade transactions. Our vision is to become the backbone of seamless, reliable, and secure payment flows for businesses worldwide.We are scaling rapidly, solving complex 0-to-1 challenges, and designing systems that handle high volumes, low latency, and mission-critical global trade transactions. At Trade Pe, you’ll have the opportunity to shape not just products but the future of global payments, directly from India to the world.About the RoleWe are seeking an experienced AML Lead to design and own our AML/CFT and TBML framework, embedding regulatory requirements into Trade Pe’s policies, monitoring processes, and digital controls. Acting as MLRO (or delegate), you will lead risk assessments, STR/SAR filings, governance forums, and frontline training—ensuring robust compliance and proactive risk management across cross-border flows.This is a high-visibility leadership role, interfacing with regulators, AD-I banks, payment partners, and global correspondents to ensure India’s regulatory expectations are embedded in a scalable, tech-led compliance architecture.Key Responsibilities- Design, implement, and maintain comprehensive AML/CFT policies aligned with RBI, FIU-IND, FEMA, and FATF standards. - Continuously update frameworks to reflect emerging typologies, TBML indicators, and red flags. - Develop and strengthen risk-based controls, including customer segmentation, CDD/EDD frameworks, and sanctions screening processes. - Lead deployment of AML technology platforms, building automated workflows for screening, monitoring, escalation, and reporting. - Implement advanced transaction monitoring systems, integrating trade data (SWIFT messages, HS codes, invoice values, routes) to detect TBML and minimize false positives. - Serve as the primary liaison with FIU-IND, RBI, AD-I banks, and auditors; ensure timely STR/SAR and CTR filings, EDPMS/IDPMS alignment, and closure of regulatory observations. - Oversee audits, inspections, and governance forums, presenting a strong compliance posture to the Board and Audit Committee. - Build and lead a high-performing AML team, driving investigations, advisory support, and frontline training to embed a compliance-first culture across the organization.Experience & Skills- 8–12+ years of experience in AML/financial crime compliance, with a proven track record in trade and TBML risk management. - Deep understanding of RBI KYC Directions, FIU-IND reporting, FEMA, PMLA, and cross-border reporting frameworks. - Hands-on experience with AML platforms, sanctions screening tools, and SWIFT/trade data analytics. - Demonstrated experience evaluating and implementing global AML/KYC monitoring solutions. - Strong credibility with regulators and banking partners; experienced in managing audits and regulatory interactions. - CAMS/ACAMS, ICA, or equivalent professional certification preferred.Why Join Trade Pe?Trade Pe is building the backbone of global trade banking—faster, more cost-efficient, and fully compliant. From collections, remittances, and FX to documentation, trade intelligence, and financing, we empower exporters and importers to scale seamlessly across borders.- Own and shape the AML/TBML framework for India’s first trade-focused neobank. - Balance regulatory rigor with digital innovation in cross-border payments. - Be part of a high-impact leadership role with direct visibility across regulators, banks, and global partners.