ZET - Manager - Risk Analytics

3 weeks ago


Bengaluru, India ZET Full time

Responsibilities :- Design, develop, and validate risk models (scorecards, look-alike models, behavioural risk models) to optimize credit decisioning.- Conduct portfolio analytics to monitor delinquency trends, vintage analysis, and risk-return trade-offs.- Leverage statistical and machine learning techniques to improve customer underwriting, fraud detection, and collection strategies.- Work closely with credit, product, and technology teams to implement and refine data-driven risk policies.- Identify early warning signals and recommend changes in credit approval criteria.- Perform A/B testing and back-testing of models to ensure robustness and accuracy.- Partner with credit bureaus, data providers, and internal teams to source and integrate new data variables.- Create dashboards, MIS, and insights for leadership to enable risk-based :- 3+ years of experience in risk analytics within an NBFC, fintech.- Strong exposure to credit risk modelling, portfolio analytics, and policy formulation.- Hands-on experience with look-alike models, scorecards, and data modelling techniques.- Proficiency in SQL, Python/R, and statistical modelling techniques.- Understanding of credit bureau data (CIBIL, Experian, Equifax, CRIF) and alternate data usage.- Strong analytical, problem-solving, and communication skills.- Educational background in Statistics, Mathematics, Economics, Engineering, or related fields (Tier-1/Tier-2 institute preferred). (ref:iimjobs.com)



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