Branch Credit Manager

1 week ago


Anantapur, India NextLevel Full time

This job role is by one of our hiring partners on the NextLevel platform. Please apply for prioritised shortlisting.


Role & Responsibilities:

  • Evaluate credit proposals by assessing financial, business, and industrial risks, and making loan decisions.
  • Verify the promoter’s track record and ascertain their creditworthiness.
  • Analyze prospective customers' financial statements to determine their short-term and long-term solvency and liquidity positions.
  • Ensure that the bounce rate and delinquency remain within acceptable standards.
  • Monitor and enforce approval rates and turnaround times (TAT) as per prescribed standards.
  • Ensure satisfactory monthly branch audit scores.
  • Manage vendor relationships effectively.
  • Conduct customer meetings to evaluate credit proposals.
  • Track and close post-disbursement documentation (PDD).
  • Ensure compliance with repayment instrument replenishment to maintain regular EMI repayments.



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