Senior Underwriter – US Commercial and SBA Loans
3 weeks ago
The Senior Underwriter is responsible for independently analyzing, evaluating, and approving complex credit requests in accordance with company policies, regulatory requirements, and sound underwriting principles. This role requires a deep understanding of financial statements, risk assessment, and loan structuring across various lending products. The Senior Underwriter serves as a subject matter expert and mentor to junior underwriters, ensuring the overall quality and consistency of credit decisions.Responsibilities Credit Evaluation: Analyze financial statements, tax returns, and cash flow projections to assess borrower creditworthiness and repayment ability. Risk Assessment: Identify key risks and prepare comprehensive credit memorandums outlining strengths, weaknesses, and mitigants. Policy Compliance: Ensure underwriting decisions comply with internal credit policies, underwriting standards, and regulatory guidelines (e.g., OCC, FDIC, SBA, or FNMA, depending on institution). Collaboration: Partner with Relationship Managers, Loan Closers, and Credit Administration to ensure timely and accurate processing of credit requests. Portfolio Monitoring: Support ongoing risk management by reviewing existing exposures and identifying early warning indicators. Training & Mentoring: Guide and review work of junior underwriters, providing coaching and feedback to enhance team performance. Process Improvement: Contribute to the refinement of underwriting workflows, documentation standards, and risk models.Required: Education: Bachelor’s degree in finance, Accounting, Economics, or a related field (MBA or equivalent preferred). Experience: Minimum 5–8 years of experience in commercial, small business, or consumer underwriting (depending on product focus). Technical Skills: Strong analytical and quantitative abilities. Proficiency in financial spreading and risk rating tools (e.g., Moody’s Risk Analyst, Sageworks, etc.). Advanced Excel and financial modelling skills. Knowledge: Deep understanding of loan documentation, collateral valuation, regulatory compliance, and credit policy interpretation. Soft Skills: Excellent judgment, attention to detail, communication, and negotiation skills. Proven ability to work cross-functionally in a fast-paced environment.Preferred: Experience underwriting SBA 7(a) and 504 loans (for SBA-focused roles). Prior exposure to commercial real estate, C&I, or asset-based lending.Company background:STGI is the Indian subsidiary of Summit Technology Group. We are Bankers, Cloud Engineers and Technologists. Our business helps organizations execute progressive operational and technology strategies. We believe that these strategies should leverage modern public cloud platforms and automation capabilities.
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Senior Analyst – US Mortgage Underwriting
2 weeks ago
New Delhi, India Myfinser Full timeAbout Myfinser GlobalMyfinser is a global services company delivering virtual business process solutions to clients worldwide. We specialize in supporting the mortgage finance industry, providing top-tier Hard Money Loan Processing and Underwriting services to leading U.S.-based clients recognized for excellence in real estate lending, capital markets, and...
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Senior Analyst – US Mortgage Underwriting
2 weeks ago
New Delhi, India Myfinser Full timeAbout Myfinser GlobalMyfinser is a global services company delivering virtual business process solutions to clients worldwide. We specialize in supporting the mortgage finance industry, providing top-tier Hard Money Loan Processing and Underwriting services to leading U.S.-based clients recognized for excellence in real estate lending, capital markets, and...
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Commercial Underwriter
2 days ago
New Delhi, India TalentBridge Full timePOSITION OVERVIEW: The candidate is responsible for providing support in delivery of due diligence and real estate analysis for CMBS, agency multifamily, securitization and other commercial real estate loan underwriting and debt consulting services. This role involves participating in managing multiple transactions with multiple clients under tight...
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New Delhi, India The HIRD Full timeJob Title:US Mortgage Underwriter/ Commercial MortgageExperience: 2 to 7yrs Salary: upto 9Lpa Qualification:Graduate Notice Period:Immediate to 30 days Location:PuneSkills & Qualifications: 2–7 yearsof experience inMortgage Underwriting (US and/or UK process). Proficiency inincome calculation, DTI, LTV, andcredit risk analysis. Expertise inlive...
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Senior Architect
2 weeks ago
New Delhi, India SBA Design N Code LLP Full timeAbout the jobSenior Architect (5–7 Years Experience) Location: New Delhi Company: SBA Design N Code LLPAbout Us: SBA Design N Code LLP (formerly RSMS Architects) is a multidisciplinary design practice with 22+ years of experience delivering architectural design, documentation, and BIM services across residential, commercial, healthcare, institutional, and...
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Commercial Underwriter
4 days ago
Delhi, India TalentBridge Full timePOSITION OVERVIEW: The candidate is responsible for providing support in delivery of due diligence and real estate analysis for CMBS, agency multifamily, securitization and other commercial real estate loan underwriting and debt consulting services. This role involves participating in managing multiple transactions with multiple clients under tight...
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Credit Underwriter Used Car Loans
1 week ago
New Delhi, India Skillventory Full time**Credit Underwriter _ Used car Loans**: - From 3 to 6 year(s) of experience - ₹ Not Disclosed by Recruiter - New Delhior **Roles and Responsibilities** 1 Appraising proposals for Used car loans sourced through RBL branch network, DSA and used car loan dealer or digitally. 2 Deploy credit policy which is aligned with business strategy and targeted...
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Senior Architect
2 weeks ago
New Delhi, India SBA Design N Code LLP Full timeAbout the jobSenior Architect (5–7 Years Experience) Location: New Delhi Company: SBA Design N Code LLP About Us: SBA Design N Code LLP (formerly RSMS Architects) is a multidisciplinary design practice with 22+ years of experience delivering architectural design, documentation, and BIM services across residential, commercial, healthcare, institutional, and...
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US Mortgage Loan Processor
2 weeks ago
New Delhi, India Myfinser Full timeAbout Myfinser Global Myfinser is a global services company providing virtual business process solutions to clients worldwide. This position is part of our specialized team deliveringMortgage Hard Money Loan Processing and Underwriting Servicesto a leadingU.S.-based clientin the mortgage finance industry—recognized for excellence in real estate lending,...
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Senior Architect
2 weeks ago
New Delhi, India SBA Design N Code LLP Full timeAbout the jobSenior Architect (5–7 Years Experience)📍 Location: New Delhi🏢 Company: SBA Design N Code LLPAbout Us:SBA Design N Code LLP (formerly RSMS Architects) is a multidisciplinary design practice with 22+ years of experience delivering architectural design, documentation, and BIM services across residential, commercial, healthcare,...
