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Senior Manager- Credit Policy
4 weeks ago
This role is in Credit Policy Team for Credit card product/Unsecured Loan , primary objective of the Credit team is reducing losses and growing good balances with the overall objectives of managing credit cost.
Key responsibilities :
- Understanding the basic of Credit acquisition policy for sourcing of any new customer.
- Creation of Credit policy for new sourcing program through various channels ( Open Market/Partner based) for business growth.
- Evaluate existing Credit policies & process & recommend amendments in line with business goals & regulatory requirements.
- Liaising with analytic/IT team for creation for Pre-Qualified Dump as per policy & review the dump on regular basis.
- Keep reviewing the latest regulator guidelines & recommend/Update the policy guidelines in line with the same.
- Portfolio monitoring & analyzing the data on regular basis & take action to keep the loss numbers within the Risk appetite threshold.
- Effective Implementation of policy /process changes on BRE/LOS system. This include sharing requirement, performing UAT /PVT on system.
- Regularly interact with key stakeholders & update them on key trends of portfolio & policy changes.
Skills required :
- Ability to work on large data sets.
- Good Understanding of Microsoft Excel/Power point (must)
- Knowledge of Analytics tools like SQL, R, Python ( Preferred)
- Risk (credit / investment, operational, industry and general economy related, others) identification, mitigation, and management.
- Banking products and procedures
- Strong communication skills – verbal, and written (including report writing, presentations, etc)
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Senior Manager- Credit Policy
4 weeks ago
Gurugram, India RBL Bank Full timeThis role is in Credit Policy Team for Credit card product/Unsecured Loan , primary objective of the Credit team is reducing losses and growing good balances with the overall objectives of managing credit cost. Key responsibilities :Understanding the basic of Credit acquisition policy for sourcing of any new customer.Creation of Credit policy for new...
-
Senior Manager- Credit Policy
4 weeks ago
gurugram, India RBL Bank Full timeThis role is in Credit Policy Team for Credit card product/Unsecured Loan , primary objective of the Credit team is reducing losses and growing good balances with the overall objectives of managing credit cost. Key responsibilities : Understanding the basic of Credit acquisition policy for sourcing of any new customer. Creation of Credit policy for new...
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Credit Policy Automation Specialist
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Credit Policy Automation Specialist
3 weeks ago
Gurugram, India SEQUENCE TECHNOLOGIES Full timeJobDescriptionWeare seeking a skilled Credit Policy Automation Specialist to joinour team and play a crucial role in implementing and optimizingcredit policies using Business Rule Engines. The successfulcandidate will collaborate with various stakeholders to translatebusiness requirements into automated decisionmaking processesensuring efficiency accuracy...
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