Fractional CTO

Location: Chennai, IndiaEmployment Type: Fractional -Initially → Full-Time (post-funding)Compensation: Fixed CTC + ESOP after fundingExperience Required: 7+ years (Full-stack + Mobile + Leadership)About FinPeFinPe is a new-age fintech platform redefining how individuals manage, save, and optimize their loans. Our mission is to help every borrower make smarter decisions using automation, transparency, and real-time insights.FinPe is founded by an experienced entrepreneur who has:- Built a ₹2,000+ crore book size in digital busines - Now building FinPe with an ambitious target of achieving a ₹100 crore monthly run rateJoining at this stage provides founding-level influence over product, tech, and architecture.Role Overview – Fractional CTO → Full-Time CTO (Post-Funding)We are hiring a Fractional CTO for the final MVP build + launch phase. After funding, this role will transition into a full-time CTO with a competitive salary and ESOP structure.Chennai-based candidates only (or willing to relocate immediately).On-site presence is highly preferred during the build and launch phase.Key Responsibilities Technology Leadership- Define and implement FinPe’s technology roadmap across Web + Mobile. - Own architecture decisions for scalability, performance, and security.Hands-On Development- Lead full-stack development: Next.js, React.js, Node.js, TypeScript - Lead mobile app development in React Native or Flutter - Manage API integrations, cloud infra (AWS/GCP), CI/CD, and deployments.Team & Product Collaboration- Build and mentor early engineering team members. - Work closely with the Founder to translate business needs into product execution. - Ensure fintech-grade security & compliance (RBI, PCI-DSS standards).Innovation- Identify tools, tech, and frameworks that give FinPe a competitive edge.Required Skills & Experience- 7+ years in full-stack + mobile app development. - Strong expertise in Next.js, React.js, Node.js, TypeScript. - Proven experience with React Native or Flutter. - Experience leading engineering teams or working as a Tech Lead/CTO. - Strong understanding of cloud systems (AWS/GCP), fintech security, and APIs. - Ability to scale systems for high user volume.Preferred Qualifications- Experience in fintech, lending, NBFC, or payments. - Worked with financial APIs, credit systems, or compliance frameworks. - UG or PG from a reputed / premium institute is a plus (not mandatory). - Exposure to AI/ML-driven workflows.Compensation & Engagement Model Phase 1 – Fractional CTO ( Part Time / Consultant )- ESOP-based engagement - On-site collaboration preferred - Active involvement in completing MVP and app launchPhase 2 – Full-Time CTO (After Funding)- Fixed CTC + ESOP - Leadership role with ownership of full tech roadmap - Compensation aligned with company growth milestonesWhy Join FinPe?- Work directly with a Founder who has built and exited successful companies. - Build the core technology foundation of a high-growth fintech brand. - Founding-level ownership via ESOPs. - Make real impact in a product aiming for ₹100 crore monthly run rate. - Freedom to innovate and lead a tech team from ground zero.