Product Owner

3 days ago

Hubli, India COZZERA INTERNATIONAL LLP Full time

Job Description: Product Owner – Banking DomainExperience: 5+ YearsLocation: RemoteAbout the RoleWe are seeking an experienced Product Owner with strong expertise in the Banking domain to drive product strategy, requirements definition, and delivery for our digital banking solutions. The ideal candidate must have hands-on experience in loan management, payment processing, compliance management, and should be able to collaborate effectively with business, technology, and compliance stakeholders.Key ResponsibilitiesOwn and define the product roadmap for banking and loan management capabilities.Gather, refine, and prioritize product requirements based on business goals, compliance standards, and customer needs.Translate high-level concepts into well-structured User Stories, Acceptance Criteria, and Epics.Lead decision-making for loan lifecycle features including:Loan application & processingLoan underwriting & approvalLoan disbursementRepayment schedulingPayment processing & reconciliationEnsure product features align with banking compliance and regulatory requirements, including payment compliance and risk controls.Collaborate with engineering, QA, design, and operations teams to ensure timely product delivery.Work closely with stakeholders (internal & external) to align product decisions with business objectives.Conduct backlog grooming, sprint planning, and release management activities.Monitor product KPIs, track performance, and assess enhancements based on business impact.Serve as the voice of the customer, advocating for usability, customer experience, and process optimization.Required Skills & Expertise5+ years of experience as a Product Owner, Business Analyst, or Product Manager in the Banking/FinTech domain.Strong functional understanding of loan management systems, including:Loan processingLoan disbursementPayment workflowsRepayment managementHands-on experience with payment processing systems, payment gateways, and settlement workflows.Good understanding of banking compliance, regulatory frameworks, KYC/AML, and payment compliance standards.Ability to create clear Product Requirement Documents (PRDs), user journeys, workflows, and business rules.Strong analytical and problem-solving skills with attention to detail.Experience working with Agile/Scrum teams and product delivery in iterative cycles.Excellent communication and stakeholder-management skills.

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