Residential Mortgage Underwriting

5 days ago

New Delhi, India HCLTech Full time

VENUE DETAILS:HCL Technologies Limited, Block 1, Sandhya info city / ETA 3 Special Economic Zone, No:33, Rajiv Gandhi Salai, Navalur, Tamil Nadu 603103DATE - 11TH OCT 25TIMING DETAILS: 9AM - 2PMThis is a Residential Mortgage Underwriting process which involves a complete analysis of the loan parameters Job Summary:and the borrowers’ details pertaining to Income, credit and assets.Candidate shall be responsible for conducting daily and weekly audits to ensure the decisions rendered on credit applications are in par with the Mortgage Underwriting guidelines as prescribed by Fannie Mae / Freddie Mac. Shall ensure that the loan applications have been thoroughly reviewed in all aspects of the Credit, Income and Asset.Shall ensure that the overall risk has been taken into consideration while providing the underwriting recommendations.Responsibilities:- Works under moderate supervision; acquires and applies maturing knowledge of the business, its products, and processes. - Shall be responsible for performing daily and weekly audits on the transactions completed by the team. - Shall ensure that a sampling methodology based on the complexity of the loan, Error trends, History of errors is worked out to ensure maximum coverage to minimise risk of error - Shall ensure that the loan has been reviewed in accordance with the SOP/Process manuals and any updates to the process have been followed and incorporated as part of the processing.Skills Required:- Excellent reading and comprehension skills. - Excellent decision-making skills that are backed by relevant details and research. - Good analytical and audit skills. - Good oral and written communication skills along with good listening skills - Knowledge pertaining to the regulations governing mortgage lending. - Should be well versed with the Quality and feedback mechanism including sampling technology, Root cause analysis, Identifying training needs - Logical and reasoning skills - Good Interpersonal skills - Ability to multitask - Must pay close attention to detailMinimum Requirements- Bachelor's degree in any discipline preferably B. Com/BBA/MBA. - 4 to 6 years of overall banking experience with a minimum of 3 years’ experience in residential Mortgage Underwriting for Conventional/FHA/VA loans of which 1 year should have been in a QA role. - Willingness to work in night shifts is a must.

  • U.K Mortgage Underwriter

    2 weeks ago

    New Delhi, India Selections HR Services Private Limited Full time

    We are seeking a skilled U.K Mortgage Underwriter with expertise in the 4 C’s of underwriting (Credit, Capacity, Collateral, and Capital). The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines and regulatory standards.Shift & Working Days:- Shift: U.K...

  • Underwriter

    5 days ago

    New Delhi, India WNS Full time

    Role:Mortgage Underwriter Experience:Min 2 years Shift timings:US Shift Job location:RemoteJob Description:The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage 1 to 4 family loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications,...

  • Underwriter

    4 days ago

    New Delhi, India WNS Full time

    Role: Mortgage UnderwriterExperience: Min 2 yearsShift timings: US ShiftJob location: RemoteJob Description:- The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage 1 to 4 family loans. - Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications,...

  • Underwriter - U.S Mortgage

    5 days ago

    New Delhi, India Talentgigs Full time

    JOB TITLE:U.S Mortgage UnderwriterSHIFT TIMING: Must be open for Night ShiftPOSITION TYPE: Full-TimeLOCATION: ChennaiExperience Range: 0.6 months – 8 yearsNotice period: UPTO45DaysJob description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The...

  • Underwriter - U.S Mortgage

    2 days ago

    New Delhi, India Talentgigs Full time

    JOB TITLE:U.S Mortgage UnderwriterSHIFT TIMING: Must be open for Night ShiftPOSITION TYPE: Full-TimeLOCATION: ChennaiExperience Range: 0.6 months – 8 yearsNotice period: UPTO45DaysJob descriptionA Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position...

  • Underwriter

    7 days ago

    New Delhi, India Career Guideline Full time

    Full Job Description Position Summary: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 C’s, evaluating risks, and making loan eligibility...

  • Mortgage Underwriter

    2 weeks ago

    Delhi, Delhi, India Homeward Full time

    **About Homeward**: Homeward aims to take the "what ifs" out of homebuying by creating financial products that buyers and sellers use to get certainty and convenience in the real estate market. We're a fast-paced, remote-first, real estate start-up that partners with agents to offer innovative products and services, helping clients buy with cash, sell with...

  • Sr.Quality Analyst- US Residential Mortgage Underwriting

    2 days ago

    New Delhi, India Firstsource Full time

    Firstsource Solutions is a leading provider of customized Business Process Management (BPM) services. Firstsource specializes in helping customers stay ahead of the curve through transformational solutions to reimagine business processes and deliver increased efficiency, deeper insights, and superior outcomes. We are trusted brand custodians and long-term...

  • Underwriter / Sr. Underwriter (US Mortgage)

    5 days ago

    New Delhi, India Career Guideline Full time

    We're Hiring: Underwriter / Sr. Underwriter (US Mortgage)Locations: Mumbai | Chennai | Bangalore | HyderabadExperience: 3+ Years in US Mortgage UnderwritingKey Skills Needed:FNMA / FHLMC Guidelines (GNMA a plus)Credit, Income, Asset & Collateral AnalysisReviewing US Tax Docs (1040, 1065, 1120)Exclusive Joining Bonus!• Join in 30 days: ₹2,00,000• Join...

  • Underwriter / Sr. Underwriter (US Mortgage)

    7 days ago

    New Delhi, India Career Guideline Full time

    We're Hiring: Underwriter / Sr. Underwriter (US Mortgage)Locations: Mumbai | Chennai | Bangalore | HyderabadExperience: 3+ Years in US Mortgage UnderwritingKey Skills Needed:✔️ FNMA / FHLMC Guidelines (GNMA a plus)✔️ Credit, Income, Asset & Collateral Analysis✔️ Reviewing US Tax Docs (1040, 1065, 1120)Exclusive Joining Bonus!• Join in 30 days:...