OfBusiness - Credit Underwriter - Working Capital - SME Segment - CA
3 weeks ago
- Credit Assessment: Underwrite and appraise credit proposals based on company policies, ensuring timely processing.- Financial Analysis: Analyze financial statements, cash flows, and ratios for assessing funding requirements.- Risk Evaluation: Conduct quantitative and qualitative analysis, including creditworthiness, banking, statutory, and legal checks.- Customer Interaction: Meet customers personally, conduct internal/external reference checks, and verify business operations on-site.- Decision Making: Make informed decisions (approve/reject) based on comprehensive analysis and risk evaluation.- Collaboration: Work closely with sales, cross-sell teams, and operations to support business growth and ensure smooth loan disbursement.- Policy Recommendations: Suggest improvements or changes in underwriting policies based on portfolio analysis and market trends. (ref:iimjobs.com)
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Credit Underwriter
1 week ago
Bengaluru, India Hiring Street Full time**Roles and Responsibilities** Responsible for Credit underwriting of SME proposals ( Unsecured Business loan). Ensure credit underwriting in line with defined credit policy of SME Business. Understand credit policy and processes as well as credit environment **Perks and Benefits** - Role:_Credit Manager - Salary:_ Not Disclosed by Recruiter -...
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Bengaluru, India Getvantage Tech Pvt Ltd Full timeWe seek a highly driven and analytically strong Credit Analyst to join our Mid-Market Team at GetVantage. This role evaluates new-age, fast-growing companies and structures credit solutions that align with our venture debt and revenue-based financing models.The ideal candidate should have 2+ years of experience in credit underwriting, preferably within...
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Junior Credit Underwriter
3 days ago
Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time**About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...
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Sr Credit Analyst: CA
2 weeks ago
Bengaluru, Karnataka, India Oxyzo Financial Services Full time ₹ 15,00,000 - ₹ 20,00,000 per yearCompany DescriptionOxyzo Financial Services specializes in providing customized credit solutions for small and medium enterprises (SMEs) to help them expand operations, increase revenue, and improve profit margins. We offer low-interest rates, collateral-free credit options, and efficient loan processing timelines. Serving thousands of SMEs across India,...
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(02/11/2025) Credit Underwriting
3 minutes ago
Bengaluru, India Efficient Capital Labs Full timeJob Description About Us Efficient Capital Labs (ECL) is a VC backed, innovative fintech company headquartered in the US with a subsidiary in Bangalore, India. At ECL, our vision is to enable border agnostic access to capital for businesses in emerging markets, such as India, so that they can benefit from lower capital costs that are available in markets...
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Credit Underwriter
1 week ago
Bengaluru, Karnataka, India Karbon Business Full time ₹ 9,00,000 - ₹ 12,00,000 per yearAbout UsAtKarbon (AI Accountant), we're building the future of financial infrastructure. As an AI-driven fintech, we simplify money movement, credit, and financial operations for businesses. Our products combine cutting-edge AI with deep financial expertise to help businesses scale faster, smarter, and more securely.Our Vision & MissionVision:To be the most...
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Bengaluru, Karnataka, India Kotak Mahindra Bank Full time ₹ 15,00,000 - ₹ 25,00,000 per yearThis is an Internal document.Role- Credit Risk and Policy ManagerJob Purpose:To design, implement, and manage credit risk policies and strategies that ensure healthy portfolio performance, mitigate default risk, and support business growth. This role involves credit underwriting frameworks, portfolio analytics, risk appetite definition, and policy...
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Bengaluru, Hyderabad, India Live Connections Full time ₹ 5,00,000 - ₹ 20,00,000 per yearMust have Exp in Credit Underwriting ,Credit analysis, Larger Corporates, Credit Rating, financial statement and analysis,Sectors: Energy, Power, CAMEL Analysis, Fig, Retail, Industrials, NBFCLoc: Bang/HydSend your CVs @ Required Candidate profileDebt advisory/raise, Portfolio Management, Capital structure. Credit metrics, Covenants, financial statement...
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Regional Credit Manager
1 week ago
Bengaluru, Karnataka, India MAS Financial Services Full time ₹ 9,00,000 - ₹ 12,00,000 per yearLead the credit assessment process for LAP proposals within the SME segment Identify potential credit, business, and legal risks while adhering to internal credit policy Prepare and present structured credit memos for internal approval committees Coordinate with sales, legal, risk, and technical teams to ensure end-to-end processing Monitor portfolio quality...
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Credit Analyst
2 weeks ago
Bengaluru, Karnataka, India Kotak Mahindra Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per yearCredit Analyst-SUPPORT SERVICES-SME Credit Role Name: Department Wholesale Banking – Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers...