State Credit Manager

3 weeks ago

Jaipur, Rajasthan, India Laddrersuphr Full time

Job Description:

- Plan Credit Underwriting vision & outlook.

- Analyzing financial statements, assessing business viability, and identifying risks related to loan applications.

- Implementing credit policies and procedures at the state level and ensuring compliance.

- Monitoring portfolio performance, identifying early warning signs, and taking corrective actions.

- Conduct portfolio study of the outstanding advances portfolio, Lead credit tightening initiatives to keep delinquencies under control while maintaining a balanced view of business profitability across various products and geographies.

- Prepare Risk & Credit Decks on monthly basis.

- Responsible for ensuring sound understanding of credit policy across all relevant levels.

- Product management: managing the product function, product design, portfolios & performance at State level.

- Product knowledge at market level & market segmentation, is necessary.

- Proven experience in credit underwriting of Construction Equipment Loan Skill

Set (Must) :

- Excellent Communication Skills : Strong communication and negotiation skills to work effectively with various stakeholders

- Strong financial analytical skills and the ability to assess creditworthiness

- Leadership Skills : Ability to build, coach, and mentor high-performance teams

(ref:iimjobs.com)

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