Credila Financial Services
3 weeks ago
About the Company
Credila Financial Services Limited (Formerly known as HDFC Credila Financial Services Limited) is one of Indias largest education loan non-banking financial companies (NBFCs) offering education loans to Indian students. With an in-depth understanding of the higher education domain in India as well as overseas, Credila offers tailor-made education loan solutions that help enable students to be financially equipped to pursue their education at their dream university and country of study. Since inception, Credila has funded 178,000+ Indian students across 63 countries in 4,600 Meeting and communicating with the various stakeholders across locations on an ongoing basis to understand the risks associated with the business and making timely recommendations on risk appetite
- Ensuing timely review of risk registers received from the various risk owners and risk managers - assist in the approval process, check efficacy of the rating & scales assigned from time to time and on a timely basis update the management of any new risks as well as any risks which must be demised
- Designing early warning signals and Monitoring of portfolio to include initiating effective remediation solutions and watch listing
- Reviewing the policies from time to time and suggesting any changes / amendments thereto as well as drafting new policies as may be required from risk management point of view
- Working on credit modelling and other predictive models to facilitate decision making including internal rating models and scorecards and then monitoring the efficacy of these models
- Introducing data analytics and business intelligence into day-to-day working to ensure the risk management function and business decisions taken thereon are derived from data Taking initiatives in and driving process improvements
- Engage with external vendors such as FinTechs, risk consulting firms, research agencies, etc. to evaluate new products, services, projects, etc. available in the retail asset finance space
- Monitoring key metrics like TAT, Rejections, Approvals, Deviations, etc. which reflect the abnormal variance from benchmarks
- Evaluate the Expected Credit Loss (ECL) model under IndAS framework which involves evaluating framework for staging of assets, estimation of forward-looking PDs, computation of lifetime ECL, incorporation of macro-economic variables, etc
Skills
- Strong analytical and problem-solving skills
- Proficiency in MS Excel
- Proficiency in working on Data Analytical Tools such as R, Python and SAS
- Basic Knowledge in SQL Language
- Communication: Effectively interact with management and relevant employees
- Analytical/Technical: Build and understand financial/risk management models and infer meaningful insights from the information obtained
Qualifications and Experience
- Post Graduate Diploma in Business Management with Mathematics / Statistics / Information Management as a subject in the curriculum
- Experience in the areas of Risk Management, Credit Modelling, Data Analytics, etc. (preferred).
-
Risk Analyst
3 weeks ago
Mumbai, Maharashtra, India Credila Financial Services Limited Full timeAbout the CompanyCredila Financial Services Limited (Formerly known as HDFC Credila Financial Services Limited) is one of India's largest education loan non-banking financial companies (NBFCs) offering education loans to Indian students. With an in-depth understanding of the higher education domain in India as well as overseas, Credila offers tailor-made...
-
Risk Analyst
3 weeks ago
Mumbai, Maharashtra, India Credila Financial Services Limited Full timeAbout the Company Credila Financial Services Limited (Formerly known as HDFC Credila Financial Services Limited) is one of India's largest education loan non-banking financial companies (NBFCs) offering education loans to Indian students. With an in-depth understanding of the higher education domain in India as well as overseas, Credila offers tailor-made...
-
Senior Sales Trainer
3 weeks ago
Mumbai, Maharashtra, India Credila Financial Services Limited Full timeJob DescriptionCredila is seeking a skilled Sales Trainer to develop and deliver comprehensive training programs for call center and field sales teams across India, focusing on sales skills, product knowledge, and communication. This role is essential for building a scalable sales training infrastructure and enhancing sales performance- Design and deliver...
-
Senior Sales Trainer
3 weeks ago
Mumbai, Maharashtra, India Credila Financial Services Limited Full timeJob Description Credila is seeking a skilled Sales Trainer to develop and deliver comprehensive training programs for call center and field sales teams across India, focusing on sales skills, product knowledge, and communication. This role is essential for building a scalable sales training infrastructure and enhancing sales performance Design and deliver...
-
Financial Services Operations Specialist
2 hours ago
Navi Mumbai, Maharashtra, India V Financial Services Full time ₹ 8,00,000 - ₹ 12,00,000 per yearResponsibilities:* Manage financial services operations on BSE STAR& MF Utility platform* Execute equity market transactions & handle client queries* Oversee mutual fund ops, CRM & investment execution processesCoordinating with CAMs & Kfintech
-
Unimoni Financial Services
3 weeks ago
Mumbai, Maharashtra, India UNIMONI FINANCIAL SERVICES LTD Full timeAbout:- We are seeking a dynamic and results-driven Assistant Manager - Forex Sales with 4 to 6 years of relevant experience to join our team in Mumbai.- In this role, you will be responsible for driving the growth of the forex business at the assigned branch, working closely under the guidance of the Branch Head.- Your key responsibilities will include...
-
Unimoni Financial Services
2 weeks ago
Mumbai, Maharashtra, India UNIMONI FINANCIAL SERVICES LTD Full timeWe are seeking an exceptional finance professional with a strong command of dynamic financial modelling, data-driven analysis, and strategic insight to join our high-performing team.In this role, you will lead the development of advanced, flexible financial models, extract and analyze large datasets for actionable insights, and play a key role in supporting...
-
Service Manager, Mumbai
2 weeks ago
Mumbai, Maharashtra, India Unien Financial Services Full time US$ 80,000 - US$ 1,20,000 per yearOur clients demand excellence. We deliver nothing less.We are shaping the future of Wealth Management, one step at a time. By combining deep expertise with technology and strategic partnerships, we deliver exceptional solutions and experiences. Our clients choose us because they recognize that we operate at a level above the rest offering service that's...
-
Financial Advisor
4 days ago
Mumbai, Maharashtra, India Money Honey Financial Services Pvt Ltd Full time ₹ 6,00,000 - ₹ 12,00,000 per yearWe are looking for candidates who are aspiring to build career in financial advisory industry. We have opening for Financial Advisor. Our core product offering is mutual fund, FD, Govt. Bonds, Debenture, etc. Company Profile: We are a one-stop financial services shop, widely known for quality of its advice, personalized service and cutting-edge technology....
-
Financial Advisor
4 days ago
Mumbai, Maharashtra, India Money Honey Financial Services Pvt Ltd Full time ₹ 2,00,000 - ₹ 12,00,000 per yearJob Title:Financial AdvisorLocation: Mumbai, Maharashtra, IndiaAbout the Job:We are seeking candidates who aspire to build a career in the financial advisory industry. We have an opening for anInvestment Specialist (Financial Advisor). Our core product offerings are Mutual Funds, FD, Government Bonds, Debentures, etc.Company Profile:We are a one-stop...
