Sr. Lead

1 week ago

Mumbai, Maharashtra, India Angel One Full time

About Angel one :

Angel One Limited is a Fintech company providing broking services, margin trading facility, research services, depository services, investment education and distributes third party financial products to its clients, on a mission to become the No. 1 fintech organization in India. With over 2 crore+ registered clients, we are onboarding an average of over 800k new clients every month in the current financial year. We are working to build personalized financial journeys for our clients via a single app, powered by new-age tech, AI, Machine Learning and Data Science.

We have a flat structure, with ample opportunity to showcase your talent and a growth path for you to the very top. We are aggressively hiring for various non-tech and tech roles across India. Join our team and experience the best of both worlds at Angel One Check out our careers section

Why You'll Love Working at Angel One

Ranked Top 25 Companies to Work in India: We're proud to be recognized as one of the best workplaces, certified for 8 consecutive years.

Innovative Culture: Ideate, innovate, and create cutting-edge fintech solutions with AI and Machine Learning.

Be part of something huge: Be at the Forefront of Fintech Innovation

Bold Approach: We're not just growing a customer base; we're unlocking potential, aiming to touch a billion lives. It's about more: more drive, more initiative, and a bolder way of working.

Job Title: Sr. Lead - Credit Risk (Unsecured Consumer Loan)

Location: Mumbai

What you will do:

The Sr. Lead - Credit Risk will collaborate with lending partners to facilitate their product offerings on our platform while ensuring smooth integration, adherence to credit guidelines, and robust performance monitoring. This role requires aligning partner strategies with the platform's operational and compliance standards to enhance customer acquisition and product effectiveness.

Key Responsibilities:

Partner Collaboration:

  • Act as the primary liaison for lending partners, ensuring effective communication and alignment.
  • Assist in onboarding and integrating partner credit policies into the platform's framework.

Performance Monitoring:

  • Track and analyze credit portfolio performance metrics (e.g., default rates, approval trends).
  • Share actionable insights with partners to improve outcomes and maintain compliance.

Policy Coordination:

  • Support lending partners in developing and updating credit policies in line with regulatory and platform requirements.
  • Collaborate with internal teams to implement credit risk-related updates effectively.

Portfolio Analysis:

  • Conduct regular reviews of partner portfolios to identify risk trends and opportunities.
  • Provide strategic recommendations to optimize credit quality and sourcing efficiency.

Stakeholder Engagement:

  • Work closely with internal product, technology, and operations teams to enhance platform functionality.
  • Facilitate discussions with lending partners to address challenges and align on goals.

Empowered Growth: We invest in your growth and empower you to explore your full potential.

Exceptional Benefits: ‍ Our comprehensive benefits package includes health insurance, wellness programs, learning & development opportunities, and more.

For a deeper dive into our company culture and vision, explore our Company Deck.

At Angel One, our thriving culture is rooted in Diversity, Equity, and Inclusion (DEI).

As an Equal opportunity employer, we wholeheartedly welcome people from all backgrounds irrespective of caste, religion, gender, marital status, sexuality, disability, class or age to be part of our team.

We believe that everyone's unique experiences and viewpoints make us stronger together. Come and be a part of #OneSpace*, where your individuality is celebrated and embraced.

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