FatakPay Digital
2 days ago
Description: Job Title: Head - Personal Loan (Digital Business). Location: Mumbai, Andheri east.Company Type: Fintech / NBFC.Reporting to: CBO. Role Overview:We are seeking a dynamic and strategic leader to head our Personal Loan vertical. The ideal candidate will be responsible for P&L ownership, designing and executing business strategies, product development, risk management, partnerships, and digital growth in the personal loan segment. This role requires deep knowledge of unsecured lending, fintech innovations, customer acquisition, and credit policies.Key Responsibilities: Business Strategy & Growth:- Own end-to-end P&L for the personal loan business.- Define business plans, growth roadmap, and product strategies.- Drive customer acquisition through digital, affiliates, paartnerships and co-lending partnerships.- Identify cross-sell and up-sell opportunities within the portfolio.Product & Process Management:- Develop innovative personal loan products aligned with customer needs.- Optimize loan approval TAT, onboarding journey, and digital lending processes.- Work with technology teams to build seamless digital journeys (app/web).Risk & Credit Management:- Collaborate with credit/risk teams to define policies, scorecards, and underwriting models.- Monitor portfolio quality, delinquency, and NPA trends.- Implement robust fraud detection & collection strategies.Stakeholder & Team Leadership:- Lead and build a high-performing sales, product, and operations team.- Manage relationships with affiliates, fintech partners, credit bureaus, and lenders.- Work closely with regulators, auditors, and compliance teams.Financial & Regulatory Oversight:- Ensure compliance with RBI and NBFC regulations.- Drive profitability through sustainable interest income, fees, and cost efficiency.- Regularly track performance metrics disbursements, yields, PAR/NPA levels.Key Requirements: Education: MBA/CA/Finance/Business Management from a reputed 10-15 years of experience in retail lending, with at least 5 years in personal loans.- Proven track record in scaling unsecured loan portfolios in NBFCs/Fintechs/Banks.- Strong knowledge of credit policies, regulatory guidelines, and digital lending.- Excellent leadership, negotiation, and stakeholder management skills.- Tech-savvy mindset with exposure to digital loan origination & alternative credit models.Key Skills: - P&L Management- Business Development & Partnerships- Digital Lending & Product Innovation- Risk & Credit Policy- Collections & Recovery Oversight- Regulatory & Compliance Knowledge- Team Leadership & Strategic Thinking (ref:iimjobs.com)
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FatakPay Digital
2 days ago
Mumbai, India FatakPay Digital Pvt. Ltd. Full timeDescription:About the jobLocation: Mumbai / HybridExperience: 4-8 yearsCompany: FatakPay - Indias Financial Wellness PlatformAbout the Role:Were looking for a sharp, data-driven problem solver who can bridge Risk, Fraud, and Marketing analytics.This role sits at the intersection of business intelligence and data engineering helping FatakPay optimize customer...
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FatakPay Digital
6 days ago
Mumbai, India FatakPay Digital Pvt. Ltd. Full timeMumbai / Hybrid.Experience: 4-8 years.Company: FatakPay Indias Financial Wellness Platform.About the Role:Were looking for a sharp, data-driven problem solver who can bridge Risk, Fraud, and Marketing analytics.This role sits at the intersection of business intelligence and data engineering helping FatakPay optimize customer acquisition, risk control, and...
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FatakPay Digital
3 weeks ago
Mumbai, India FatakPay Digital Pvt. Ltd. Full timeBusiness & Growth Manager - Digital Personal Loans Description.FatakPay is a FinTech company based in Mumbai, focused on providing quick and convenient credit access during financial emergencies.The company guarantees a transparent transaction experience without interest fees or hidden charges.FatakPay is driving the FinTech revolution in India by creating...
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Mumbai, India FatakPay Full timeCompany Description FatakPay is a FinTech company based in Mumbai, focused on providing quick and convenient credit access during financial emergencies. The company guarantees a transparent transaction experience without interest fees or hidden charges. FatakPay is driving the FinTech revolution in India by creating powerful products and technology platforms...
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Mumbai, India FatakPay Full timeCompany Description FatakPay is a FinTech company based in Mumbai, focused on providing quick and convenient credit access during financial emergencies. The company guarantees a transparent transaction experience without interest fees or hidden charges. FatakPay is driving the FinTech revolution in India by creating powerful products and technology platforms...
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Mumbai, Maharashtra, India FatakPay Full timeCompany DescriptionFatakPay is a FinTech company based in Mumbai, focused on providing quick and convenient credit access during financial emergencies. The company guarantees a transparent transaction experience without interest fees or hidden charges. FatakPay is driving the FinTech revolution in India by creating powerful products and technology platforms...
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Quality Analyst
2 weeks ago
Mumbai, Maharashtra, India Fatakpay Digital Full timeJoin FatakPay Digital Pvt Ltd as a Call Quality Analyst Monitor and evaluate calls, ensure compliance, provide feedback, and enhance customer experience through quality insights. 2–3 years' experience and strong analytical skills required.
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Mumbai, India FatakPay Full timeCompany DescriptionFatakPay is a FinTech company based in Mumbai, focused on providing quick and convenient credit access during financial emergencies. The company guarantees a transparent transaction experience without interest fees or hidden charges. FatakPay is driving the FinTech revolution in India by creating powerful products and technology platforms...
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Mumbai, India FatakPay Full timeCompany DescriptionFatakPay is a FinTech company based in Mumbai, focused on providing quick and convenient credit access during financial emergencies. The company guarantees a transparent transaction experience without interest fees or hidden charges. FatakPay is driving the FinTech revolution in India by creating powerful products and technology platforms...
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Mumbai, India FatakPay Full timeCompany DescriptionFatakPay is a FinTech company based in Mumbai, focused on providing quick and convenient credit access during financial emergencies. The company guarantees a transparent transaction experience without interest fees or hidden charges. FatakPay is driving the FinTech revolution in India by creating powerful products and technology platforms...
