Shree Maruti Integrated Logistics

4 weeks ago

Pune, India Shree Maruti Integrated Logistics Limited Full time

At SMILe, we are revolutionizing logistics infrastructure through our cutting-edge Delivery API technology. Our robust network, including hubs, operations centers, sorting facilities, and specialized eCommerce sorting hubs, ensures efficient delivery solutions nationwide.

We leverage our legacy to pioneer advancements in logistics network operations, solving complex challenges and driving profitability for businesses across India. Our asset-rich and network-based approach sets us apart, empowering us to deliver unparalleled service.

Join us in leveraging the legacy of logistics networks to redefine the future of delivery infrastructure. Let's build a brighter, more efficient tomorrow together.

SMILe - Where Logistics Meets Innovation.

Position: Product Head - Credit / Lending

Reporting to: MD/Chief Product & Engineering Leader

Location: Pune preferred

Job Overview:

We are looking for an experienced Product Head (Credit) with a background in Fintech or Digital Lending. The ideal candidate will have a deep understanding of loan servicing, B2B lending products, and a proven track record in defining product roadmaps for existing products, bringing innovative visions to the forefront. You will be responsible for conceptualizing and building an end-to-end product suite for current and

future credit products of the firm. This includes defining the product vision, customer journeys, roadmap, performing research (user and competitive), specifying requirements, and creating detailed specifications while working with cross-functional teams (business, collections operations, risk & underwriting). Additionally, you will drive P&L revenue and sell credit as a service to our partners.

Key Responsibilities:

Product Strategy and Execution:

- Lead the development and execution of an all-encompassing product strategy for our B2B lending platform, carefully addressing market dynamics and customer needs.

- Work closely with cross-functional teams to intricately design, develop, and implement product features aimed at enhancing customer experiences and operational efficiency.

- Harness the power of data-driven insights to inform decision-making, steering the product direction and evaluating its impact on performance.

- Engage proactively with customers throughout the product lifecycle, fostering a culture of continuous feedback, identifying areas for enhancement, and fostering innovation within the product.

Lead and Define Product Vision:

- Assume responsibility for guiding the definition of the product vision for the credit platform, ensuring clarity and alignment with company objectives.

- Direct product development and execution endeavors to seamlessly align with the established vision.

- Maintain a keen focus on achieving a high return on investment (ROI) for the product, propelling its success and profitability.

Develop Credit Platform:

- Initiate the creation of a robust and scalable credit platform, establishing the groundwork for its expansion and adaptability.

- Integrate a wide range of features into the platform to effectively cater to the diverse needs of stakeholders, encompassing Delivery partners, Dark stores, Hubs, and Collection setups.

Lending Capabilities:

- Enable various types of lending through the platform.

- Facilitate credit lending for companies and individual delivery personnel.

- Provide short-term credit solutions tailored for delivery personnel.

Growth / GTM Strategy

- Develop strategies to promote and sell the credit platform.

- Target businesses and individuals in need of flexible credit solutions.

- Sell credit as a service to our partners.

Project Management:

- Steer platform initiatives from inception to completion.

- Recognize opportunities for consolidating and enhancing capabilities, driving adoption to expedite progress across all teams.

Partnerships and Collaboration:

- Forge strong partnerships with engineering teams to formulate a vision for core platform capabilities, informed by industry and technology trends.

- Work closely with the Partnerships and Go-to-market teams to ensure value creation for partners.

- Function collaboratively across departments and build robust partnerships within the company and with external vendors to deliver outstanding products and services.

Performance and Improvement:

- Assume ownership of Objectives and Key Results (OKRs) and devise a roadmap for platform capabilities, aligned with future financial product launches and expansion goals.

- Take charge of key performance measurements (KPIs) for platform adoption and performance, establishing a feedback mechanism to ensure continuous improvement.

- Assess external vendors for critical capabilities and articulate a strategy for build/buy decisions for the platform.

Financial Responsibility:

- Drive P&L revenue for the credit platform.

- Measure achievements in terms of the success of the Bachelor's degree in Business, Computer Science, Engineering, or a related field. An MBA or advanced degree is a plus.

- Over 10 years of experience in product management, specifically in credit products and lending with in B2B segment platforms within the fintech or digital lending sectors.

- Strong technical background with a good understanding of financial technology (FinTech).

- Proven track record of managing cross-functional teams and leading complex projects.

- Excellent strategic planning and execution skills.

- Strong analytical and problem-solving skills.

- Exceptional communication and interpersonal skills.

(ref:iimjobs.com)

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