Credit Analyst

5 days ago

New Delhi, India Ujjivan Small Finance Bank Full time

Job Description:ROLE PURPOSE & OBJECTIVE:- This role prepares Credit assessment notes with detailed financial analysis for lending cases to various NBFCs and MFIs and presenting to Credit Committee. - The incumbent meets clients and completes due diligence exercise as part of Credit appraisal process. - Manage complete credit appraisal and due diligence on credit cases within defined TAT. - Proper maintenance of Credit files as per Internal guidelines and regulatory guidelines - Monitor portfolio assigned on regular basis and reporting any covenant breach/abnormal events to Management and suggesting remedial actions. - Manage quicker TAT for processing cases - Use Rating models to complete rating for all cases assigned - Monitor of portfolio assigned on regular basis, testing financial covenants and periodic review of assigned portfolio - Maintain timely review/renewal of all cases on due dates - Maintain all Credit files systematically and in compliance with all Internal and regulatory guidelines

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