DMI Finance

1 month ago

Delhi NCR, India iimjobs Full time

Manage and strategize on end-to-end credit underwriting and monitoring of portfolio of personal loans through digital journey.

1. Underwriting Policies:

- Working on solutions for credit underwriting basis different product constructs

- Closely work with Data Science team to analyse of the underwriting models prepared by them and validate the performance of the same on current portfolio

- Determining performance benchmarks and identify course of action in case of breach

- Automation of Credit Policies to ensure no/minimal manual Intervention in assessing the creditworthiness

- Determining the right pricing basis segmentation

- Working on standardization of policies and processes.

2. Performance monitoring:

- Portfolio Analysis and recommending the policy changes to Policy head basis the outcome of the analysis

- Periodical credit review of the existing portfolio and conducting various analysis to identify the high-risk segments.

- Taking actions to mitigate the risks identified based on portfolio performance

- Monitor the delinquent accounts to ensure the achievement of company standards/benchmark of the delinquency.

- Identifying technological solutions to improve existing processes and overall portfolio management functions

- Analysis of various MIS to monitor portfolio performance and risk.

3. New Partner Integrations

- Understanding the product being offered by the new channel partner and the segment being catered to.

- Understanding the journey, identifying the set of information available with the channel partner and requisitioning the set of data to be provided at time of application

- Creation of policy basis the product, information available and prevailing models

- Facilitate data room exercise for new segment of customers

- Formulation of policy keeping the expected loss rates in consideration

- Monitor the implementation of policy, UAT and production test run of policy and clear the bottlenecks, if any

4. Relationship Management:

- Managing relations with Partners, credit reporting agencies and assisting in all credit operations of the company

a) Qualifications: Minimum Qualification required: Postgraduate in Finance/Statistics/Management from A institutes

Qualifications preferred: BTech with MBA

b) Work Experience:

- Minimum 7 years with 3 - 4 years in risk management and policy creation

- Should have a fair understanding of risk performance

- Should have a very good communication skill.

- Superior Stake holder management skills- Work closely and align with each of the internal functions which includes Business development, Credit and Policy, Data science, Legal, Technology, Operations, Collections, Customer Success team and external stakeholders.

- Hands-on experience to work on large structured and unstructured datasets using different data processing and statistical tools is must

- Data driven, Analytical approach, Team Player

Main Skills :

Applicant should be Proficient in :

- Data Analytics

- Model Validation

- Policy Formulation

- Portfolio Management

- Stake Holder Management

Technical Skills : Demonstrated Experience in R/Python, SQL, Advanced Excel etc.

  • Assistant Manager/Manager

    2 weeks ago

    New Delhi, India DMI Finance Private Limited Full time

    About DMI FinanceLed by technology, powered by creative thinking and driven by innovative partnerships, DMI is reimagining the transmission of credit in India.Founded in 2008 by Shivashish Chatterjee and Yuvraj C. Singh, and supported by a deeply experienced team, DMI has grown into a pan-India credit platform with core businesses in corporate lending,...

  • Assistant Manager/Manager

    2 weeks ago

    new delhi, India DMI Finance Private Limited Full time

    About DMI FinanceLed by technology, powered by creative thinking and driven by innovative partnerships, DMI is reimagining the transmission of credit in India.Founded in 2008 by Shivashish Chatterjee and Yuvraj C. Singh, and supported by a deeply experienced team, DMI has grown into a pan-India credit platform with core businesses in corporate lending,...

  • DMI Finance

    1 month ago

    New Delhi, India DMI Finance Private Limited Full time

    Oversee the ICAAP work stream from conception to execution, ensuring effective collaboration with the ERM lead, Finance, and Compliance teams.PRINCIPAL ACCOUNTABILITIES :- Conduct comprehensive assessments of the Internal Capital Adequacy Assessment Process (ICAAP) in compliance with regulatory requirements.- Drive engagement with cross-functional teams to...

  • Assistant Manager/Manager

    3 weeks ago

    New Delhi, India DMI Finance Private Limited Full time

    About DMI FinanceLed by technology, powered by creative thinking and driven by innovative partnerships, DMI is reimagining the transmission of credit in India.Founded in 2008 by Shivashish Chatterjee and Yuvraj C. Singh, and supported by a deeply experienced team, DMI has grown into a pan-India credit platform with core businesses in corporate lending,...

  • Assistant Manager/Manager

    3 weeks ago

    New Delhi, India DMI Finance Private Limited Full time

    About DMI FinanceLed by technology, powered by creative thinking and driven by innovative partnerships, DMI is reimagining the transmission of credit in India.Founded in 2008 by Shivashish Chatterjee and Yuvraj C. Singh, and supported by a deeply experienced team, DMI has grown into a pan-India credit platform with core businesses in corporate lending,...

  • Assistant Manager/Manager

    3 weeks ago

    new delhi, India DMI Finance Private Limited Full time

    About DMI Finance Led by technology, powered by creative thinking and driven by innovative partnerships, DMI is reimagining the transmission of credit in India. Founded in 2008 by Shivashish Chatterjee and Yuvraj C. Singh, and supported by a deeply experienced team, DMI has grown into a pan-India credit platform with core businesses in corporate lending,...

  • Senior Manager

    1 month ago

    new delhi, India DMI Finance Private Limited Full time

    About DMI:Led by technology, powered by creative thinking and driven by innovative partnerships, DMI is reimagining the transmission of credit in India.Founded in 2008 by Shivashish Chatterjee and Yuvraja C. Singh, and supported by a deeply experienced team, DMI has grown into a pan-India credit platform with core businesses in corporate lending, housing...

  • Senior Manager

    2 weeks ago

    New Delhi, India DMI Finance Private Limited Full time

    About DMI:Led by technology, powered by creative thinking and driven by innovative partnerships, DMI is reimagining the transmission of credit in India.Founded in 2008 by Shivashish Chatterjee and Yuvraja C. Singh, and supported by a deeply experienced team, DMI has grown into a pan-India credit platform with core businesses in corporate lending, housing...

  • Senior Manager

    1 month ago

    New Delhi, India DMI Finance Private Limited Full time

    About DMI:Led by technology, powered by creative thinking and driven by innovative partnerships, DMI is reimagining the transmission of credit in India.Founded in 2008 by Shivashish Chatterjee and Yuvraja C. Singh, and supported by a deeply experienced team, DMI has grown into a pan-India credit platform with core businesses in corporate lending, housing...

  • Senior Manager

    1 month ago

    New Delhi, India DMI Finance Private Limited Full time

    About DMI: Led by technology, powered by creative thinking and driven by innovative partnerships, DMI is reimagining the transmission of credit in India. Founded in 2008 by Shivashish Chatterjee and Yuvraja C. Singh, and supported by a deeply experienced team, DMI has grown into a pan-India credit platform with core businesses in corporate lending, housing...

  • Senior Manager

    1 month ago

    New Delhi, India DMI Finance Private Limited Full time

    About DMI:Led by technology, powered by creative thinking and driven by innovative partnerships, DMI is reimagining the transmission of credit in India.Founded in 2008 by Shivashish Chatterjee and Yuvraja C. Singh, and supported by a deeply experienced team, DMI has grown into a pan-India credit platform with core businesses in corporate lending, housing...

  • DMI Finance

    4 weeks ago

    Delhi NCR, India iimjobs Full time

    Origination, due diligence, development, and implementation of commercially viable distressed private equity investment opportunities in the real estate and allied sectors for the achievement of returns targeted by the investors in the fund.Deal Evaluation Prepare market reports to identify demand and supply drivers of the deal Plan the product type to...

  • Avp - Growth Hacker

    4 weeks ago

    New Delhi, India DMI Finance Full time

    Consumer Finance | Job type: Full-Time | New Delhi | Posted: Jul 13th, 2023 No. of Vacancies: 1 Job Reference id: F00047 Responsible for executing data-driven growth & marketing campaigns focusing on key metrics, marketing funnel, and acquisition costs, driving consumer loyalty & monetizing customer base. **Responsibilities**: **Monetization & P&L...

  • Apply in 3 Minutes: AVP

    1 week ago

    Delhi, India DMI Finance Private Limited Full time

    Alternative Investments Fund - Real EstateOrigination, due diligence, development, and implementation of commercially viable distressed private equity investment opportunities in the real estate and allied sectors for the achievement of returns targeted by the investors in the fund.Key Responsibilities:1. Deal Evaluation- Prepare market reports to identify...

  • AVP -AIF Real Estate Portfolio Management

    1 month ago

    delhi, India DMI Finance Private Limited Full time

    Alternative Investments Fund - Real EstateOrigination, due diligence, development, and implementation of commercially viable distressed private equity investment opportunities in the real estate and allied sectors for the achievement of returns targeted by the investors in the fund.Key Responsibilities:1. Deal EvaluationPrepare market reports to identify...

  • AVP -AIF Real Estate Portfolio Management

    1 month ago

    Delhi, India DMI Finance Private Limited Full time

    Alternative Investments Fund - Real Estate Origination, due diligence, development, and implementation of commercially viable distressed private equity investment opportunities in the real estate and allied sectors for the achievement of returns targeted by the investors in the fund. Key Responsibilities: 1. Deal Evaluation Prepare market reports...

  • AVP -AIF Real Estate Portfolio Management

    1 month ago

    Delhi, India DMI Finance Private Limited Full time

    Alternative Investments Fund - Real Estate Origination, due diligence, development, and implementation of commercially viable distressed private equity investment opportunities in the real estate and allied sectors for the achievement of returns targeted by the investors in the fund. Key Responsibilities: 1. Deal EvaluationPrepare market reports to...

  • AVP -AIF Real Estate Portfolio Management

    1 month ago

    New Delhi, India DMI Finance Private Limited Full time

    Alternative Investments Fund - Real Estate Origination, due diligence, development, and implementation of commercially viable distressed private equity investment opportunities in the real estate and allied sectors for the achievement of returns targeted by the investors in the fund. Key Responsibilities: 1. Deal EvaluationPrepare market reports to...

  • Manager/Senior Manager

    1 hour ago

    delhi, India DMI Finance Private Limited Full time

    Managing multiple aspects of X-Sell Credit Policy, with particular focus on improving Collections resolutions and Credit Loss to remain within BudgetThe incumbent shall own Credit Policy for the Cross-Sell business. Ownership shall include, but not limited to :Credit Policy Managementof Credit Policy, with key deliverables around Credit and Fraud losses...

  • Special Advisor

    4 weeks ago

    Delhi, Delhi, India NeGD Full time

    Integration of different functions of e-NAM. Formulation and implementation of business strategy. - Coordination with state Governments and other stakeholders like DAC & FW, DMI, and Strategic Partner. - Contract Management and day to day support to Managing Director, SFAC to ensure smooth functioning of eNAM platform. - A good level of understanding on Agri...