Credit Risk Strategy Role

4 weeks ago


PuneBangaloreAhmedabadGurgaonGurugram, India iimjobs Full time

Job Description:
A successful candidate would work as an consultant with a leading US Bank on an unsecured lending portfolio.

The job will require the consultant to work on:

  • Support tactical & strategic risk analytics initiatives for US based banks' Risk team
  • Design A/B testing frameworks with Design of Experiments (DOE) methodology to optimize risk management programs
  • Policy analytics to make sure correct customer segments are targeted and acquired
  • Recommend changes to business strategy and risk management policies
  • Evaluate effectiveness of current policies & strategies, manage the monthly dashboards and adhoc analysis, analyze tests & performance related to funnel performance, portfolio verification performance and post issuance loan performance
  • Clearly communicate analysis as presentations to technical & nontechnical groups
  • Develop and maintain effective working relationships with colleagues in other areas of Risk Management.
  • Summarize analytical findings into presentations and share analysis & reports with senior leadership.
  • Maintain a high degree of technical and policy understanding with respect to credit risk.
  • Manage assigned projects in a timely manner, ensuring accuracy and that deliverables are met.
  • Train, coach and develop team members

Qualifications:

  • 18 years of experience in Analytics and Decision Science.
  • Risk Analytics experience: Portfolio analytics, Acquisition and Line Management, Policy audit and analytics, Reporting/Dashboarding, Performance tracking (should have a knowledge of risk concepts like delinquencies, prepayments, loss curves etc.)
  • Past experience in problem solving roles, strategic initiatives etc.
  • Knowledge in Banking Domain
  • Hands on work experience in Python, SQL
  • R good to have
  • Educational Background
  • B.Tech /B.E from premier/reputed organizations (IIT/NIT preferred)
  • Other courses include economics, mathematics, operations research etc.


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