SME_State Credit Head
2 weeks ago
Role Overview
We are hiring a State Credit Head to lead SME credit operations across Rajasthan. The role involves driving high-quality underwriting, maintaining a healthy portfolio, and ensuring credit policy compliance while supporting business growth.
Key Responsibilities
- Lead credit appraisal and approval for SME proposals across the state.
- Ensure robust financial analysis and risk assessment as per policy.
- Monitor portfolio quality, delinquencies, and early warning indicators.
- Guide and develop a team of credit managers.
- Coordinate with Sales, Operations, and Collections to enable smooth business flow.
- Ensure compliance with internal policies, regulatory norms, and audit standards.
Requirements
- MBA/CA/Finance graduate preferred.
- 8–12 years of SME/MSME/LAP credit experience in an NBFC or bank.
- Strong analytical skills, financial understanding, and market awareness.
- Team handling experience with a focus on quality and TAT.
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