
Credit Manager-Mass Market
22 hours ago
Godrej Capital is a subsidiary of Godrej Industries and is the holding company for Godrej Housing finance & Godrej Finance. With a digital-first approach and a keen focus on customer-centric product innovation, Godrej Capital offers Home Loans, Loan Against Property, Property Loans, Business Loans and is positioned to diversify into other customer segments and launch new products. The company is focused on building a long-term, sustainable retail financial services business in India, anchored by Godrej Group’s 125+year legacy of trust and excellence. Godrej Capital has a special focus on learning and capability development across its employee base and is committed to diversity, equity, and inclusion as a guiding principle. The organization has been consistently recognized as a Great Place to Work™ receiving certifications in 2022 and 2023. As it stands, Godrej Capital holds a spot among India's Top 50 Best Workplaces in BFSI 2023 and is also recognized as one of India’s Great Mid-Size Workplaces 2023. Beyond that, it has also had the honor of being named the Best Organization for Women by The Economic Times in both 2022 and 2023, and the Best Workplaces for Women by Great Place to Work in 2022 and in 2023.Credit Manager-Mass MarketDesignationCredit ManagerGradeSenior ExecutiveReporting toArea Credit ManagerLocationMumbai & PuneFunctionRisk (Underwriting)Job PurposeThe role incumbent will be responsible for end-to-end credit underwriting and disbursal of mortgage loansRole• Credit assessment and underwriting of mortgage loan applications based on product and policy norms – end to end from login to disbursal of loans• Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials • Disbursal of Mortgage Loans including all checks and verifications • Coordination with legal, technical and processing vendors and training of vendors and vendor staff on processes and polices • In-person meetings and discussions with clients• Responsible for maintaining the processing TAT • Participate in and clear regular internal and external audits • Vendor management, including quality monitoring Qualification & experience Qualification & experienceYears of experience – 3 to 5 years preferredMandatory Qualification – MBA in Finance/CAWorking knowledge of mortgage underwriting especially in the subjective underwriting phase & has worked in the same geography as roleGood to have - Basic financial knowledge of P&L / Balance Sheet and financial ratiosEssential skills Ability to work in unstructured and evolving situations with an open mindAdhere to expected TAT without compromising on qualityWork collaboratively with Sales and Operations team in the location to achieve strategic business goalsAbility to understand customer needs and be responsive Technology skills – understanding of and working with existing market technologies in the mortgage industry
-
Credit Manager
22 hours ago
Mumbai, Maharashtra, India, Maharashtra Piramal Finance Full timeKey Deliverables:•Deal evaluation: Understanding the industry & Business along with preparation of credit memo including financial model consisting of P&L, Balance Sheet and cash flow statement•Presentation of the deal to senior management in a power point format•Look in the disbursement of sanctioned deals while coordinating with internal...
-
Regional Credit Manager
22 hours ago
Mumbai, Maharashtra, India, Maharashtra YES BANK Full timeResponsible for the region’s mortgage loan portfolio, should handle both products prime SBL and prime HL seamlessly. Manage a team of credit managers & ensure team adheres to credit policy, processes, and needs to handle transactions that comes under the purview of RCM as per the credit authority delegation matrix. SECTION III: KEY RESPONSIBILITIES/...
-
Credit Analyst
22 hours ago
Pune, Maharashtra, India, Maharashtra Poonawalla Fincorp Full timeJob Title: Credit AnalystLocation: Pune [Work-from-Office]Job Summary:The candidate will be responsible for developing and implementing credit risk models, monitoring portfolio quality, and performing periodic alignments of the models to fit business requirements.Key Responsibilities:1. Develop and maintain credit risk models, covering the customer life...
-
Credit Manager
2 days ago
Pune, Maharashtra, India Naukri Hospitality Jobs Full time ₹ 1,20,000 - ₹ 3,60,000 per yearWe are looking for a highly skilled and experienced Credit Manager to join our team at Marriott International. The ideal candidate will have a strong background in credit management and a passion for the hospitality industry.Roles and ResponsibilityManage and analyze credit data to identify trends and areas for improvement.Develop and implement effective...
-
Manager, Credit Product Management
1 hour ago
Pune, Maharashtra, India Mastercard Full time ₹ 20,00,000 - ₹ 25,00,000 per yearOverviewThe Manager, Credit Products, will support the development, management, and execution of the consumer credit product line strategy (PLS) globally, reporting to the VP, Global Credit. This role will support various product initiatives across the Global Consumer Credit team including but not limited to PLS strategy, consumer value proposition (CVP)...
-
Credit Manager
22 hours ago
Mumbai, Maharashtra, India, Maharashtra Careerfit Full timeThe PositionWe are looking for a skilled Credit Manager to join our team. The candidate must have a passion for credit and be able to work collaboratively with other stakeholders.Department: CreditLocation: MumbaiEmployment Type: Full timeRoles & Responsibilities• Assessment of borrowers profiles, repayment capacity and income stability.• Visiting...
-
Senior Credit Manager
22 hours ago
Mumbai, Maharashtra, India, Maharashtra Piramal Finance Full timeWe are hiring for Credit Professionals with experience of 8 - 12 years for a role in Piramal Finance (Wholesale RE Lending team)Post graduates with an inclination for Corporate financing, real estate underwriting and Credit Book management. The person would assist the zonal credit heads in evaluating investment opportunities within real estate secotr...
-
Credit Control Manager
22 hours ago
Mumbai, Maharashtra, India, Maharashtra Nilkamal Material Handling Full timeJob Purpose:To lead and manage the Credit evaluation and control function, ensuring timely collection of receivables, minimizing credit risk, and maintaining healthy cash flow while supporting business growth and customer relationshipsKey Responsibilities:1. Team management & GovernanceLead and manage a team of experienced credit controllers across head...
-
Manager Credit
2 days ago
Pune, Maharashtra, India Astha Banerjee Full time ₹ 15,00,000 - ₹ 25,00,000 per yearThe Manager – Credit & Risk supports the branchRole Category: Credit & Risk / Corporate BankingPrepare and present credit proposals for Term Loans and Working Capital requirements (Fund & Non-Fund based). Required Candidate profileGraduate with 8–12 years of experience in major scheduled commercial banksStrong knowledge of credit appraisal, risk...
-
Credit Relationship Manager
4 weeks ago
Pune, Maharashtra, India Allianz Full timePosition Summary:We are seeking a highly motivated and experienced Credit Relationship Manager to join our team in Pune. This role is ideal for a professional with 5-7 years of experience in credit analysis, relationship management, and financial services. The successful candidate will be responsible for managing a portfolio of corporate clients, providing...