Credit & Risk Strategist

3 weeks ago


Mumbai Maharashtra India, Maharashtra PLEXO HR Solutions Full time

Job Mode: Work From Office

Job Type: Full-time

Working Days: 5

Industry: Fintech


About the Company:

It is a publicly listed, tech-first NBFC powering India’s digital lending revolution.


We’ve scaled rapidly by building a 100% digital, zero-manual-intervention lending backbone.

Now, as we step into our 10 → 100 growth journey, we’re looking for someone hungry to own

finance, drive growth, and sit at the heart of decision-making.


What You’ll Do:

● Develop and manage credit strategies for unsecured personal loans.

● Work on digital underwriting processes and real-time decision engines to support faster, smarter credit decisions.

● Collaborate with product and data teams to strengthen risk assessment frameworks.

Oversee key parts of the loan lifecycle, including disbursement, repayment, and collections.

● Monitor portfolio performance and formulate risk mitigation measures. Stay informed about regulatory updates, credit trends, and industry benchmarks.


What We’re Looking For:

Minimum 5+ experience in unsecured personal loans, preferably in a digital lending environment.

● Strong understanding of digital lending platforms, including underwriting and designing credit policies.

Experience working with a fintech or NBFC, ideally one with its own consumer-facing app.

● Analytical mindset and the ability to work with large datasets to make informed decisions.

● Strong communication and collaboration skills.


Why Join Us?

● Competitive salary and benefits.

● Work directly with our CEO and CFO in a high-impact, fast-growing fintech environment.

● A fast-paced, collaborative culture that values innovation, ownership, and bold thinking.



  • Mumbai, Maharashtra, India Weekday AI Full time

    This role is for one of the Weekday's clientsMin Experience: 5 yearsLocation: MumbaiJobType: full-timeWe are looking for an experienced Credit & Risk Strategist to lead the development of credit strategies and risk frameworks for unsecured personal loans. The ideal candidate will bring strong expertise in digital lending, credit policy design, and portfolio...


  • Mumbai, Maharashtra, India Apollo Finvest Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Credit & Risk StrategistLocation: MumbaiAbout Apollo FinvestApollo Finvest is a tech-first NBFC redefining how India lends. Think of us as the AWS forlending With cutting-edge APIs, and a splash of startup magic, we're enabling India's topfintechs to build and scale their lending journeys seamlessly. Innovation meets compliance, andspeed meets scale: that's...


  • Mumbai, Maharashtra, India, Maharashtra SMFG India Credit Full time

    The incumbent would be responsible for Risk Policy & Risk management for multiple partnerships/own sourcing products under Digital lending vertical of the companyKey Roles & ResponsibilitiesDesign, develop, and implement robust risk policies for digital lending programs, including direct sourcing via digital channels and fintech-led acquisition models;...


  • Pune, Maharashtra, India, Maharashtra The Glove Full time

    We have multiple roles in Consumer Credit RiskLooking for candidates from Investment banking firmsDescription: Senior leader driving strategy, governance, and execution across credit risk data, compliance, operations, and technology.Key responsibilities: Lead teams and programs; strengthen governance/controls and mitigate operational risk; ensure regulatory...


  • Mumbai, Maharashtra, India, Maharashtra Kissht Full time

    We are seeking a talented and detail-oriented Risk Analyst to join our Risk Analytics team. The ideal candidate will be responsible for identifying, analyzing, and assessing the potential risks that could affect the organization. This role involves leveraging data analytics to provide insights and recommendations for mitigating risks and ensuring the...

  • Credit Risk

    10 hours ago


    Mumbai, Maharashtra, India MVK Staffing Services Full time

    ROLE & RESPONSIBILITIES Project RelatedManagers would be leading one or multiple FRM projectsThorough understanding of the credit market and operational risk management as per Basel III guidelinesSound knowledge of regulatory requirements and emerging areas of risk Hands-on experience in Credit Policy processes, Credit Scoring, Credit Risk Modeling,...


  • Mumbai, Maharashtra, India CGvak Software Exports Full time

    Role & ResponsibilitiesWe're now building Apollo Cash, our short-tenure personal loan app — and we're looking for a Credit & Risk Lead who can craft smart, data-driven credit strategies to scale the app while keeping delinquencies low.What You'll Do:Build and refine credit strategies for short-tenure, small-ticket unsecured personal loans.Work with Data...

  • Credit & Risk Head

    2 days ago


    Mumbai, Maharashtra, India FatakPay Full time

    Job Title: Credit & Risk Head – Unsecured Personal Loans (PL)Location: Andheri, MumbaiDepartment: Credit, Risk & AnalyticsExperience Required: years, with strong exposure to credit risk in Fintech or NBFCs Employment Type: Full-timeAbout the Role:We are seeking a dynamic and strategic Credit & Risk Head to lead our unsecured personal loan portfolio. This...


  • Mumbai, Maharashtra, India Citi Full time

    Post-Implementation Validation: Perform the validation of all customer-facing credit risk platforms post-deployment, ensuring that they function as intended, align with business strategies, and meet regulatory requirements. Development and execution of post-implementation validation frameworks, focusing on model performance, rule accuracy, and platform...

  • Credit Risk Associate

    2 weeks ago


    Mumbai, Maharashtra, India JPMorgan Chase Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Are you ready to make an impact in the world of credit risk? Join our dynamic EMEA FIG Developed Markets Credit Risk team, where you'll collaborate with business partners across Global Corporate Banking, Sales and Trading, and Investment Banking. This role offers a unique opportunity to work with both Investment Grade and Non-Investment Grade clients,...