Credit Risk Analyst

1 week ago


Gurgaon, Haryana, India EXL Full time

Job Description:

EXP: 2-9 years

Locations: Gurgaon/Bangalore/Pune/Ahmedabad

A successful candidate would work as an EXL consultant with a leading US Financial Services

Organization on an unsecured lending portfolio. The job will require the consultant to work on:


• Support tactical & strategic risk analytics initiatives for US based banks' Risk team


• Develop risk policy for Point of Sale (POS) lending, Buy-now-pay-later (BNPL), and Credit Card solutions


• Policy analytics to make sure correct customer segments are targeted and acquired


• Recommend changes to business strategy and risk management policies


• Build reporting/BI frameworks for Risk teams within the organization


• Evaluate effectiveness of current policies & strategies, manage the monthly dashboards and ad-hoc analysis, analyze tests & performance related to funnel performance, portfolio verification performance and post issuance loan performance


• Clearly communicate analysis as presentations to technical & non-technical groups


• Develop and maintain effective working relationships with colleagues in other areas of Risk Management.


• Summarize analytical findings into presentations and share analysis & reports with senior leadership.


• Maintain a high degree of technical and policy understanding with respect to credit risk.


• Manage assigned projects in a timely manner, ensuring accuracy and that deliverables are met.


• Train, coach and develop team members

Qualifications:


• Risk Analytics experience: Portfolio analytics, Acquisition and Line Management, Policy audit and analytics, Reporting/Dash-boarding, Performance tracking (should have a knowledge of risk concepts like delinquencies, pre-payments, loss curves etc.)


• Past experience in problem solving roles, strategic initiatives etc.


• Knowledge in Banking Domain


• Hands on work experience in SQL/Python


• Hands on work experience in SAS/SAS macros would be a plus


• Educational Background: B.Tech /B.E from premier/reputed organizations (IIT/NIT preferred)


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