Credit Risk

1 week ago


Gurgaon, Haryana, India timesjobs Full time

The ideal candidate will take charge of developing and leading the entire model validation framework at Oaknorth bank.

  • Independently developing and leading the model validation framework at Oaknorth bank.
  • Validating and documenting internal credit risk models such as ON PD/LGD/EAD/IFRS9.
  • Validating any vendor models the bank may use.
  • Building a model validation governance framework in accordance with regulatory requirements.
  • Collaborating closely with the model development team to grasp model building and other business reporting aspects.
  • Reporting findings and recommending quantitative and qualitative techniques for model improvement.
  • Cooperating with the Risk and Compliance team internally for model validation and engaging with external auditors and third parties for the validation process.
  • Interfacing with multiple teams and various business units across the firm for diverse risk management and stress testing initiatives.
  • Using coding in SAS/R/Python to refine current models and automate processes.
  • Analyzing, explaining, and documenting the models and their outcomes.
  • Contributing to research, modeling, and development to enhance the existing credit risk framework.
  • Interacting with stakeholders, internal audit, model validation, regulatory agencies, and addressing their requests promptly and accurately.

Requirements:

  • 6-10 years of relevant experience in a financial institution or consulting firm, preferably in a Quant/Data Science role within a data-rich environment.
  • Preferably a Master's degree in a quantitative field such as Statistics, Mathematics, Operations Research, Economics, or Finance, or equivalent.
  • Experience in developing and validating credit risk models like PD/LGD/EAD/Stress testing models.
  • Experience in provisioning as per IFRS9 implementation for banks.
  • Proficiency in programming and Advanced Statistical Techniques in R/SAS/Advanced Excel.
  • Strong analytical thinking, quantitative abilities, and problem-solving skills.
  • Understanding of risk management concepts such as Stress Testing and regulatory frameworks for Risk Management.
  • Attention to detail and the capacity to prioritize projects and workload.
  • Self-motivated team player with a proactive attitude.
  • Ability to perform effectively under pressure in a fast-paced, team-oriented environment.
  • Excellent communication skills; adept at presenting complex and technical issues clearly, verbally and in writing.

Nice to have: CFA/FRM will be an added advantage.


  • Credit Risk Manager

    1 week ago


    Gurgaon, Haryana, India Brick2Wall Full time

    Company Description Brick2Wall is a company based in Gurugram that aims to create value for stakeholders in the construction material supply chain by reducing operational and financial inefficiencies. Leveraging engineering, data analytics, and technology, we make material procurement efficient and economical for our Infrastructure clients. Our mission is...


  • Gurgaon, Haryana, India GEMINI Full time

    Department : Neo Banking The Role: Associate, Credit Risk Gemini is looking for an Associate, Credit Card Risk to be part of the risk management function. The risk management function works closely with various teams across Gemini including products, operations, engineering, data and compliance to manage inherent risks in processes of the Company. We...


  • Gurgaon, Haryana, India BT Group Full time

    Credit Risk ProfessionalJob Req ID:28614Posting Date:17 Apr 2024Function:Business OperationsUnit:Finance, Strategy & Business ServicesLocation:Building No 14 Sector 24 & 25A, Gurugram, IndiaSalary:competitive**Hiring Manager Folu Duro Emanuel****Recruiter Gunjan Chhabra****Role Code ARRAEK****Last date to apply 23rd April'24**Please download the JD as it...


  • Gurgaon, Haryana, India Evalueserve Full time

    Elevate Your Impact Through Innovation and Learning Evalueserve is a global leader in delivering innovative and sustainable solutions to a diverse range of clients, including over 30% of Fortune 500 companies. With presence in more than 45 countries across five continents, we excel in leveraging state-of-the-art technology, artificial intelligence, and...

  • Credit Risk Manager

    1 week ago


    Gurgaon, Haryana, India CARS24 Full time

    Role Summary/Purpose:As a member of Risk Models Data Science team, you would be managing the models through theirlifecycle. You will be exposed to activities ranging from (but not limiting to) model development,evaluation, validation, monitoring, implementation testing and documentation. You will have anopportunity to learn industry best practices in credit...

  • Credit Risk Analyst

    1 week ago


    Gurgaon, Haryana, India EXL Full time

    Skillset Model Development + SAS/Python +BankingResponsibilities:Helping with various aspects of model risk management (first line or second line) and regulationsPerform all required tests (e.g. – model performance, sensitivity, back-testing, etc.)Interact with model governance team on model build and model monitoringWork closely with cross functional...

  • Credit Risk Manager

    1 week ago


    Gurgaon, Haryana, India CARS24 Full time

    Role Summary/Purpose:As a member of Risk Models Data Science team, you would be managing the models through their lifecycle. You will be exposed to activities ranging from (but not limiting to) model development, evaluation, validation, monitoring, implementation testing and documentation. You will have an opportunity to learn industry best practices in...


  • Gurgaon, Haryana, India Genpact Full time

    Genpact (NYSE:G) is a global professional services and solutions firm delivering outcomes that shape the future. Our 125,000+ people across 30+ countries are driven by our innate curiosity, entrepreneurial agility, and desire to create lasting value for clients. Powered by our purpose – the relentless pursuit of a world that works better for people – we...

  • director credit risk

    3 weeks ago


    Gurgaon, Haryana, India timesjobs Full time

    DIRECTOR CREDIT RISK (BFSI/RISK ANALYTICS)- GURGAON YEARS OF EXPERIENCE)DIRECTOR CREDIT RISK (BFSI/RISK ANALYTICS)- GURGAON YEARS OF EXPERIENCE) A Client of Analytics VidhyaGurugram INR LPA Experience :YRSOpenings:2Details:Role & Responsibilities at job: To be a Leader and Manager who can work on multiple project streams for a client and applies Analytics...

  • director credit risk

    2 months ago


    Gurgaon, Haryana, India timesjobs Full time

    DIRECTOR CREDIT RISK (BFSI/RISK ANALYTICS)- GURGAON YEARS OF EXPERIENCE)DIRECTOR CREDIT RISK (BFSI/RISK ANALYTICS)- GURGAON YEARS OF EXPERIENCE) A Client of Analytics VidhyaGurugram INR LPA Experience :YRSOpenings:2Details:Role & Responsibilities at job: To be a Leader and Manager who can work on multiple project streams for a client and applies Analytics...

  • Credit Risk Analyst

    1 week ago


    Gurgaon, Haryana, India EXL Full time

    Job Title: Model Development Analyst in Banking Industry Skillset: Model Development, SAS/Python, Banking Responsibilities: Supporting various aspects of model risk management (either first line or second line) and regulatory compliance Conducting diverse tests such as model performance, sensitivity, and back-testing Collaborating with the model...

  • Credit Risk Analyst

    1 week ago


    Gurgaon, Haryana, India EXL Full time

    Job Description:EXP: 2-9 yearsLocations: Gurgaon/Bangalore/Pune/AhmedabadA successful candidate would work as an EXL consultant with a leading US Financial ServicesOrganization on an unsecured lending portfolio. The job will require the consultant to work on:• Support tactical & strategic risk analytics initiatives for US based banks' Risk team• Develop...


  • Gurgaon, Haryana, India Crescendo Group Full time

    Hiring for a professional with 4+ years of experience in financial and credit risk modeling exposure. An incumbent coming with a statistical background and excellent modeling skills along with high knowledge of the credit risk domain. You will be a part of a larger rating quality team.Location - GurgaonYour future employer - India's leading Analytics...


  • Gurgaon, Haryana, India KPMG India Full time

    About KPMG in India KPMG entities in India are professional services firm(s). These Indian member firms are affiliated with KPMG International Limited. KPMG was established in India in August 1993. Our professionals leverage the global network of firms, and are conversant with local laws, regulations, markets and competition. KPMG has offices across India in...


  • Gurgaon, Haryana, India Macquarie Group Full time

    Join our Reporting, Risk, Analytics, & Platforms team in Group Treasury. You will be responsible for driving change across capital systems, ensuring optimal solution design for credit risk calculation. At Macquarie, we are working to create lasting value for our communities, our clients and our people. We are a global financial services group operating in...

  • Credit Officer

    2 months ago


    Gurgaon, Haryana, India NatWest Group Full time

    Join us as a Credit OfficerTake on a critical role that'll see you identifying, assessing and managing credit risksYou'll have the opportunity to build a wide network of stakeholders of varying degrees of seniorityHone your existing credit risk management skills and advance your career in this fast paced roleWe're offering this role at senior analyst...

  • Credit Officer

    1 week ago


    Gurgaon, Haryana, India NatWest Group Full time

    Our people work differently depending on their jobs and needs. From hybrid working to flexible hours, we have plenty of options that help our people to thrive.This role is based in India and as such all normal working days must be carried out in India.Join us as a Credit Officer Take on a critical role that'll see you identifying, assessing and managing...

  • Credit Underwriter

    1 week ago


    Gurgaon, Haryana, India Faircent Full time

    Job Description Job Responsibilities: Experience of working in a Fintech / NBFC is preferred. Location - Sector 60 Gurgaon. Appraising the creditworthiness of the customers availing loans. Worked on underwriting of Unsecured Personal Loans for salaried and self employed customers. Analyze credit data and financial statements to determine the degree...


  • Gurgaon, Haryana, India Michael Page Full time

    To work with one the world's leading organization Career growth opportunity About Our Client Fintech firm providing integrated portfolio management and technology solutions to financial institutions globally within the alternative investments landscape. Thier clients include leading investment banks, private equity firms and structured credit...


  • Gurgaon, Haryana, India Risk Resources LLP Full time

    Hiwe are hiring forSenior Analyst/Lead AnalystPrivate Credit (CRE Sector Research) forOne of our Product based US MNC CompanyExperience Range: 2 to 8yearsQualifications: CA/MBAFinanceLocations:Hyderabad/Bangalore/GurgaonSkills:Candidates with exposure to working on commercial real estatetransactions modeling of real estate assets real estate...