CBG:Geography Credit Officer

1 week ago


Noida, Uttar Pradesh, India Axis Bank Full time

CBG:Geography Credit Officer - MEG

Years 1 Opening Noida

Role description

�CBG:Geography Credit Officer - MEG

About Commercial Banking Coverage Group �

The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 350 Crs. by offering both credit and liability products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc

About the Role

Geography credit officer will be leading a team of Credit Analysts, ensuring quality of the portfolio and desired productivity of team members.

GCO will be a key resource well-versed in credit appraisal, RBI norms and internal policy & process.

This position will be reporting to Geography Sales Head.������������������� ���������������������������������������������������������������������

Key Responsibilities

�Ensuring the quality of credit appraisal notes prepared by self / credit analysts, ensuring accuracy of information/data and internal policy requirements.

�Ensuring strict TAT for completing NTB and ETB proposals. Coordinating with underwriting team for query reply.

�Ensuring timely review renewal of accounts and system updation of renewal due dates.

�Ensuring timely completion/submission of credit ratings, updation of ratings/EWS/ RFA/ BFD s, submission of quarterly monitoring reports etc.

�Ensuring timely closure of credit audit reports, RAR observations etc.

�Monitoring conduct of the accounts and reviewing adherence to sanction covenants.

�Training Credit Analysts on CAM preparation and internal process.

�Enabling RMs/ business to achieve budgeted growth/ revenue by proactively ensuring TAT and quality of credit proposals.

�To ensure adequate productivity levels for CAs and Self.

�Suggest structuring to coverage team.

Qualifications

Optimal qualification for success on the job is:

�Postgraduate in Business Management, CA or CS.

�Experience: min three years. as credit analyst and team handling.

Role Proficiencies:

For successful execution of the job, a candidate should possess the following:

Knowledge

In-dept knowledge in corporate credit. Should be able to assess and structure the credit proposals independently. Well-versed in CMA preparation, working capital and term loan assessments.� Hands-on Knowledge in Finacle will be an added advantage.

Skills

Good communication and inter-personal skills.

Should be able to effectively lead a team of credit analysts.

Should be able to present the credit proposals to higher committees.

Abilities

������� Ability to work effectively across functions such as credit, CAMPU, WBO, audit etc.

������ Demonstrated ability to coach and mentor team members.

���������������������� Ability to prioritize and make decisions in a fast-paced environment.

������ Ability to work as a part of team and contribute towards team goals.

������

About Axis

Incorporated in 1994, Axis Bank is one of India�s most trusted banks & the third largest in the private sector. At Axis Bank, customer centricity has always been the foundation of our business. Our efforts to address the requirements of a diverse customer cross-section are powered by robust infrastructure, advanced technology, a comprehensive monitoring & control framework & a large talent pool.

The Bank has a young & engaged workforce of over 100,000 employees, with an average age of 30 years. We are an equal opportunity employer & believe in empowering our employees by offering rich roles, learning opportunities & flexibility to chart their career, their way.

Skills

Refer to the Job Description



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