High Salary Specialist

1 week ago


Bengaluru, Karnataka, India Ujjivan Small Finance Bank Full time
ROLE PURPOSE & OBJECTIVE


The incumbent shall be primarily responsible in assisting Manager -Policy (Credit MSME) for formation and review of credit policy for new and existing products.

He/ She shall also be responsible for providing support to MSME Credit for growing quality business with actionable insights based on analysis of MSME portfolio, market forces and competitors.

He/She shall be also responsible in assisting Manager Policy (Credit MSME) in the IT driven projects, process improvement and new initiatives in the MSME vertical.

KEY DUTIES & RESPONSIBILITIES OF THE ROLE

Business/Financials (Only Relevant roles)

  • To form credit policy for new products as may be introduced in MSME.
  • To form credit policies around the various partnerships with Fintech coming in on a regular basis.
  • To monitor regulatory framework and make policy to comply by the same.
  • Based on the requirements of the Business/Function Heads, collect data, analyze & interpret results using statistical techniques and provide reports to enable decision making.
  • Use complex data to prove a certain business hypothesis; provide data decision support for top management/Board.
  • Design and budget credit cost forecasting model, expense model for the department. Identify the gaps in case of under/over consumption. Work with credit team stakeholders to ensure that we do not overshoot budgets.
  • Liaison with other departments as required in execution of tasks.
  • To respond & to close queries raised in various audits.
  • Implement & execute deliverables as warranted by Compliance team.
Customer (Both Internal & External)

  • Support the Credit to enhance the quality of product delivery to customers by identifying bottlenecks in the turnaround time and highlighting the same to them through careful analysis of the observations.
  • Provide advice to the regional teams in dealing with credit underwriting; serve as a single point of contact for queries & clarifications with respect to data for credit policies & processes.
  • Provide robust analysis of credit data to enable decision making in a timely manner.
  • Match the requirements from internal customers on analytics to ensure timely decision making & reduction of rework.
Internal Process

  • Review of applied policy of various MSME products to meet the risk needs of the prevailing economic environment.
  • Conduct Policy related trainings for benefit of frontline teams.
  • Review the portfolio performance in close association with risk teams and recommend policy amends accordingly.
  • Test the policy knowledge of the underwriting team and recommend DOA accordingly.
  • Coordinating with IT team for issue resolution related to credit
  • Timely submission of regulatory returns without compromise in quality in close liaison with various internal stakeholders.
  • Adhere to all timelines for the provision of data or key interpretations.
Innovation & Learning

  • Knowledge transfer and grooming of new inductees into the team.
  • Train various credit as well as business teams for better comprehension on the credit policy.

Educational Qualifications:
Post Graduate in Management/Finance preferably Chartered Accountant/MBA in Finance with 3-4 years of relevant experience.

Experience:

  • Preferred experience of 34 years or more in Credit Secured Loan products (Term loans/Working capital limits).
  • Experience in Credit Risk Management


  • Bengaluru, Karnataka, India ABB Full time

    HR Service Specialist - ELCTake your next career step at ABB with a global team that is energizing the transformation of society and industry to achieve a more productive, sustainable future.At ABB, we have the clear goal of driving diversity and inclusion across all dimensions: gender, LGBTQ+, abilities, ethnicity and generations. Together, we are embarking...


  • Bengaluru, Karnataka, India Reckonsys Tech Labs Full time

    About Reckonsys:We are a Software Product Development Firm obsessed with creating uncommon solutions for common problems by making use of the right technologies and best practices. We work with Startup founders to build their MVPs and with existing Enterprises to help solve interesting problems.Established in 2015, have 65+ associates. Out of 24 Products...


  • Bengaluru, Karnataka, India Native Teams Full time

    Would you like to take on a new challenge in the field of Customer Experience in a successful quick growing international company?Native Teams is the work payments platform that offers solutions for freelancers, remote workers and businesses around the world. We provide all the tools for a modern worker; from invoicing tools, to payment options, employment...

  • High Salary SME

    1 week ago


    Bengaluru, Karnataka, India Tech Mahindra Business Process Services Full time

    JOB TITLE SME Digital Marketing (Ad Ops) LOCATIONBengaluru, E-City QualificationPost graduation Mandate Mandatory requirementBackground in ecommerce, D2C, marketplace, Ad Ops, PPC, Performance Advertising, Performance Marketing PPC Agency. Roles and Responsibilities Build solid relationships with advertisers, displaying a dedication to delivering first class...

  • High Salary Teacher

    1 week ago


    Bengaluru, Karnataka, India The New Indian Express Full time

    Job Title: Teacher (IB syllabus) - For Home TuitionSeeking Experienced Teacher for ( Home Tuition) 5th and 8th Grade Science and Maths.We are looking for a dedicated and qualified teacher to provide comprehensive tutoring in Science and Math for our 5th and 8th-grade children following the International Baccalaureate (IB) syllabus.Requirements: Proven...


  • Bengaluru, Karnataka, India Synergy Plus Business Consulting Group Full time

    We are a Gurgaon Based leading Recruitment Partner for various reputed MNCs and Indian Corporates engaged in various Sectors on a PAN India basis for over a decade. Presently we are looking for the suitable profiles for a very large International BPO Client as per the below given details for Bangalore Location. Please apply in confidence.Qualification and...

  • Clinical Dietitian

    1 week ago


    Bengaluru, Karnataka, India Specialist Hospital Full time

    providing health advice and promoting healthy eating- advising about special diets- making presentations- writing reports- educating health professionals and the public about nutrition- establishing and addressing key health needs- helping to facilitate dietary changes- working as part of a multidisciplinary team- supervising dietetic assistants and...


  • Bengaluru, Karnataka, India Tiger Analytics Full time

    About the role:As CPG Growth Lead/Pre-sales consultant, you will be responsible for understanding, articulating, and showcasing Tiger Analytics capabilities in solving complex business problems across the CPG Value Chain. You will work closely with the account management team and clients to understand the business requirements and develop a suitable solution...


  • Bengaluru, Karnataka, India FinGurus Full time

    Identifying, qualifying, and securing business opportunities; coordinating business generation activities which includes communication with marketing team; developing customized targeted sales strategies. Building business relationships with current and potential clients. Understanding client needs and offering solutions and support. Creating informative...

  • Marketing Intern

    1 week ago


    Bengaluru, Karnataka, India Specialist Hospital Full time

    Collect quantitative and qualitative data from marketing campaigns Perform market analysis and research on competition Support the marketing team in daily tasks Assist in marketing and advertising promotional activities (e.g. social media, direct mail and web) Prepare promotional presentations Help distribute marketing materials Manage and update company...


  • Bengaluru, Karnataka, India ANSR Full time

    Summary:We are seeing an enthusiastic Human Resources (HR) Manager to implement a variety of human resource programs. Important functions such as onboarding, payroll, compensation and benefits, training and development, labour law compliance etc. are part of the role.If you are looking to build your career in HR, this is the place to be. Due to the diversity...


  • Bengaluru, Karnataka, India Stealth Startup Full time

    ATTENTION REQUIRED:Please Pay Attention Before ProceedingWe highly appreciate the effort you are putting into applying for this position. In order to make sure this role matches what you are looking for, we thank you for your interest in becoming part of our team and contributing to our children's nursery rhyme channel. To guarantee this position suits you...


  • Bengaluru, Karnataka, India Razorpay Full time

    Manager - IT ProcurementAbout Razorpay:Razorpay is India's leading digital payments platform, empowering businesses with easy-to-use solutions for accepting and disbursing payments. Our mission is to simplify payments and create delightful experiences for our customers.Position Summary:Razorpay is seeking a seasoned professional to join our team as a Manager...


  • Bengaluru, Karnataka, India Encreators Full time

    Encreators Content Writer Opportunity Are you a creative and talented Content Writer? Encreators, a Media based Private Limited company, specializes in providing content to YouTube Channels and helping them grow. Currently, we are seeking Script Writers to craft simple scripts for information-based videos. Role Overview: As a Script Writer at Encreators,...


  • Bengaluru, Karnataka, India Quadz Fitness Full time

    Company DescriptionQuadz Fitness is a premium fitness studio located in Bengaluru. We offer state-of-the-art equipment and facilities, along with highly trained professional coaches. Our services include Cardiovascular training, Functional Training, Group Ex, Personal Training, Weight Loss/Gain programs, and fitness assessments. We are committed to helping...


  • Bengaluru, Karnataka, India Binocs Full time

    What we are looking for?We seek a highly motivated, intelligent individual passionate about disrupting the status quo and driving meaningful change. The ideal candidate embraces challenges, thrives in a fast-paced environment, and is committed to data-driven decision-making. Collaboration, openness to feedback, and a drive for excellence are qualities that...


  • Bengaluru, Karnataka, India Navi Full time

    About NaviNavi is one of the fastest-growing financial services companies in India providing Personal & Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navi's mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated...


  • Bengaluru, Karnataka, India Combine Design Full time

    Job Title: Operation HeadExp: Minimum 5-10 YearsLocation: Bengaluru (Immediate joiner)Job Description:Combine Design is a vibrant interior design company dedicated to providing exceptional services to our clients. With a focus on excellence and innovation, we are in search of an experienced Operations Head to enhance operational efficiency and contribute to...


  • Bengaluru, Karnataka, India Live Connections Full time

    Out client is a global digital transformation consulting and technology services firm. The company provides strategic consulting, IT services, and technology solutions to help organizations navigate their digital transformation journeys. Currently they are hiring Director of HR Analytics at Bangalore.Job Title: Director of HR AnalyticsLocation:...


  • Bengaluru, Karnataka, India Yield Engineering Systems Full time

    YES (Yield Engineering Systems, Inc.) is a leading manufacturer of reliable, high-tech, cost-effective capital equipment that transforms materials and surfaces at the nanoscale. From startups to the Fortune 50, our customers rely on YES to help them unleash products that change lives – from cell phones and IoT devices to AI and virtual reality, to...