Risk Management Specialist

2 weeks ago


Gurgaon, Haryana, India Comviva Full time

About Comviva:
Comviva is revolutionizing the digital world with innovative solutions and platforms that cater to the changing needs of customers in the communication and financial sectors. With a global reach, our solutions have impacted billions of individuals worldwide, bringing digital benefits to the masses. As part of the $21 billion Mahindra Group, we are at the forefront of digital transformation.

Job Title: Senior Analyst

Job Description:
- Risk & Portfolio Management (3-6 years of relevant experience)
- Join a mission-driven team focused on driving financial inclusion for underserved individuals in the finance industry
- Accountable for managing key activities like MIS, campaign management, underwriting, and collections tracking for the lending portfolio P&L
- Offers a pathway to progress into strategy & policy ownership roles

Key Qualifications We Seek:

- **Analytics**: Solid understanding of cutting-edge credit/fraud strategy in a Big data environment, with hands-on project delivery experience.
- **Leadership**: Ability to innovate digital lending products, identify new customer segments, and leverage data sources effectively.
- **Management**: Track record of building efficient processes, collaborating with partners, and driving business outcomes.
- **Business-Oriented**: Drive business decisions through data analysis, foster relationships, and adapt to changing needs.

Responsibilities:
- Monitor and track Portfolio MIS against targets
- Conduct campaigns to boost uptake, usage, and repayment, monitor performance metrics
- Manage collection MIS, collaborate with collection agencies for performance tracking
- Collaborate with product and customer success teams for a "Test & Learn" approach
- Automate workstreams using SQL, Pyspark, and Python

Required Qualifications & Skills:
- Graduation from a Tier 1 college (IIT/NIT/BITS/IIIT, etc.)
- Strong analytical skills, problem-solving abilities, and experience in big data environments
- Proficiency in SQL/Pyspark, data cleaning, Python, and business acumen
- Entrepreneurial mindset with a drive for detail-oriented tasks

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