Incred Financials- Product Manager
2 weeks ago
Designation/Role : Product Manager
Role : Product Manager (Lending/Collections)
Experience : 3-6 years
Location : Mumbai
Working Days: 5 Days a week
About InCred
InCred was founded by Bhupinder Singh in 2016. InCred is credited for Incredible India. We use technology and data-science to make lending quick, simple and hassle-free. We believe traditional ways of lending can exclude those most in need because of outdated, rigid and often inefficient processes. At InCred, we have simplified the lending process with a sharp focus on serving our borrowers' unique needs and circumstances – offering our customers a truly superior borrowing experience.
InCred's vision:
To create a trustworthy, transparent, and highest integrity financial institution that positively advances the socio-economic well-being of lower middle class to middle-class Indian households while protecting the interests of all stakeholders
Role:
Lending:
As a Product Manager for Lending at Incred with prior experience in the lending industry, you will leverage your expertise to drive the development and enhancement of our lending products. You will be instrumental in translating market insights, regulatory requirements, and customer feedback into actionable product strategies that deliver value and drive growth. Collaborating closely with cross-functional teams, you will lead the execution of product initiatives, ensuring that our lending offerings remain at the forefront of innovation and excellence.
Key Responsibilities:
- Product Strategy and Roadmap: Utilize your deep understanding of the lending industry to develop and refine the lending product strategy and roadmap. Identify market opportunities, competitive threats, and customer needs to drive product prioritization and decision-making.
- Feature Prioritization: Draw on your prior experience in the lending sector to prioritize features and enhancements that align with business objectives and customer requirements. Collaborate with stakeholders to establish clear priorities and ensure alignment with the product roadmap.
- Cross-functional Collaboration: Leverage your industry knowledge and expertise to foster effective collaboration with engineering, design, compliance, marketing, and operations teams. Work closely with cross-functional teams to translate product vision into actionable plans and drive successful product launches.
- Product Development: Lead the end-to-end product development lifecycle, from ideation and concept validation to implementation and launch. Define product requirements, conduct feasibility assessments, and oversee the development of innovative lending products that meet regulatory standards and customer expectations.
- Performance Monitoring and Optimization: Utilize your analytical skills to establish key performance indicators (KPIs) and metrics to monitor the performance of lending products. Analyze data insights, user feedback, and market trends to identify opportunities for optimization and continuous improvement.
- Regulatory Compliance: Apply your knowledge of regulatory requirements and compliance standards in the lending industry to ensure that lending products adhere to relevant regulations. Collaborate with legal and compliance teams to navigate regulatory complexities and mitigate compliance risks.
- Market Analysis and Competitive Intelligence: Stay abreast of industry trends, emerging technologies, and competitive developments in the lending sector. Conduct market analysis and competitive intelligence to identify opportunities for differentiation and strategic positioning.
Collections
As a Product Manager for Collections, you will be a key player in defining and
executing the strategy for our collections products. This role requires a strategic
thinker with a deep understanding of product processes and a passion for delivering
innovative solutions that meet both customer and business needs. Your responsibilities
involve close collaboration with cross-functional teams, including Collections, Risk
Analytics, Engineering, Design, and Customer support, to ensure the successful
delivery of our collections product roadmap.
Responsibilities:
Product Strategy:
● Develop and communicate a comprehensive product strategy aligned with
overall business objectives in the collections domain.
● Gather insights from various teams to shape a holistic approach to our
collections product strategy.
Roadmap Development:
● Create and maintain a detailed collections product roadmap that aligns with
business goals and addresses user needs.
● Incorporate input from relevant stakeholders to enrich and prioritize the
collections product roadmap effectively.
Feature Definition and Prioritization:
● Collaborate with cross-functional teams to define and prioritize product features
based on customer feedback, market analysis, and business impact.
● Act as an equal thought partner in defining solutions to user problems.
● Clearly communicate feature requirements through detailed user stories and
specifications.
Build vs Buy Strategy:
● Evaluate external tools and technologies for collections, making informed
decisions on whether to build certain features in-house or acquire them through
external solutions.
Development Collaboration:
● Work closely with engineering teams to ensure the successful and timely
delivery of collections product features.
● Act as a bridge between technical and non-technical stakeholders in the
collections domain, translating business requirements into technical
specifications.
Performance Monitoring:
● Establish key performance indicators (KPIs) specific to collections products and
regularly monitor and analyze their performance.
● Collaborate with relevant teams in the collections domain to gather insights for
continuous improvement.
Stakeholder Communication:
● Effectively communicate collections product updates, changes, and milestones
to internal and external stakeholders.
● Act as a point of contact for inquiries related to collections products.
Regulatory Compliance:
● Stay informed about relevant regulations and compliance requirements in the
collections industry, with a particular focus on data security.
● Ensure collaboration with teams in the collections domain to adhere to legal and
regulatory standards, working closely with Infosec (Information Security) teams
to implement robust data security measures.
Qualifications:
● Bachelor's degree in business, computer science, or a related field; MBA is a
plus.
● Proven experience as a Product Manager. Experience in building products for
Collections is a plus
● Strong analytical and problem-solving skills.
● Excellent communication and collaboration abilities.
● Familiarity with agile development methodologies.
-
Mumbai, Maharashtra, India InCred Financial Services Full timeAbout InCred Wealth :InCred Wealth is a new age and fast-growing wealth & investment management firm, with a vision to be a leading wealth platform for HNIs & UHNIs, with innovation and technology as its core DNA. The company is part of the InCred Group, which has growing businesses across Retail lending, Wealth Management, Asset Management, Investment...
-
Mumbai, Maharashtra, India InCred Financial Services Full timeAbout InCred Wealth :InCred Wealth is a new age and fast-growing wealth & investment management firm, with a vision to be a leading wealth platform for HNIs & UHNIs, with innovation and technology as its core DNA. The company is part of the InCred Group, which has growing businesses across Retail lending, Wealth Management, Asset Management, Investment...
-
Associate Product Manager
2 weeks ago
Mumbai, Maharashtra, India InCred Wealth Full timeAbout InCred WealthInCred Wealth is a new age and fast-growing wealth & investment management firm, with a vision to be a leading wealth platform for HNIs & UHNIs, with innovation and technology as its core DNA. The company is part of the InCred Group, which has growing businesses across Retail lending, Wealth Management, Asset Management, Investment Banking...
-
Business Analyst/ Product Analyst
2 weeks ago
Mumbai, Maharashtra, India InCred Wealth Full timeAbout InCred WealthInCred Wealth is a new age and fast-growing wealth & investment management firm, with a vision to be a leading wealth platform for HNIs & UHNIs, with innovation and technology as its core DNA. The company is part of the InCred Group, which has growing businesses across Retail lending, Wealth Management, Asset Management, Investment Banking...
-
Marketing Manager
2 weeks ago
Mumbai, Maharashtra, India InCred Financial Services Full timeWe are seeking a talented and experienced Education Loan Marketing Manager to lead ourmarketing efforts for education loan products and services. The ideal candidate will possess adeep understanding of the education financing landscape and will be responsible for developingand executing strategic marketing initiatives to promote our education loan...
-
Mumbai, Maharashtra, India Volody Product INC Full timeTo be part of legal tech platform and work with business team to build world class products in Legal Tech domain. Candidate should have advance knowledge of PHP frameworkLaravel, React, Python, API integrations, Cloud Server Management, Security Management and senior level Customer interactions. Candidate should have worked in software product company and...
-
Assistant Manager
2 weeks ago
Mumbai, Maharashtra, India InCred Financial Services Full timeResponsibilities-• Conducting detailed quarterly financial, operational and portfolio reviews of financial institutions across sectors, preparing credit notes, and providing recommendation to assist in taking further credit exposure on the clients.• Visiting clients to assess the ground level credit risks and identify early warning signals. Performing...
-
Taxation Specialist
2 weeks ago
Mumbai, Maharashtra, India Savani Financials Full timeAbout Organization: Savani Financials Limited is a medium-sized Non-Banking Financial Services Company engaged in the sole business segment of financial services. Savani Financials Ltd. holds a license from the RBI to operate as an NBFC and is listed on the stock exchange. The Company intends to commence lending operations on April 1, 2024, and is in the...
-
Investor Relations
2 weeks ago
Mumbai, Maharashtra, India Savani Financials Full timeInvestor Relations & Presentation RoleKey Responsibilities : Collaborate in deal structuring, valuation analysis, and financial modeling. Prepare confidentiality agreements, term sheets, and other related documents. Assist in the preparation of pitch books and presentations for clients. Manage relationships with existing clients and identify new...
-
Financial Management
2 weeks ago
Mumbai, Maharashtra, India HR PLACEMENT CONSULTANTS (HRPC) Full timePosition: Financial ManagementLocation: MumbaiTotal Experience: 7+ years of experienceDomain/Vertical: InsuranceQualificationsEducational Requirement: Chartered AccountantCertification Requirement: IFRS is mandatoryRelevant Experience7+ years of experience in Accounting and/or Financial Management3+ years of experience in the Insurance IndustryKnowledge of...
-
Financial Management
2 weeks ago
Mumbai, Maharashtra, India HR PLACEMENT CONSULTANTS (HRPC) Full timePosition: Financial ManagementLocation: MumbaiTotal Experience: 7+ yearsDomain / Vertical: InsuranceQualifications: Educational: Chartered Accountant Certification: IFRS is mandatoryRelevant Experience: 7+ years of experience in Accounting and/or Financial Management 3+ years of experience in the Insurance Industry Proficiency in Generally Accepted...
-
Manager, Financial Management
4 weeks ago
Mumbai, Maharashtra, India NTT Full timeNTT is a leading global IT solutions and services organisation that brings together people, data and things to create a better and more sustainable future.In today's 'iNTTerconnected' world, connections matter more now than ever. By bringing together talented people, world-class technology partners and emerging innovators, we help our clients solve some of...
-
Manager, Financial Management
1 month ago
Mumbai, Maharashtra, India NTT Full timeNTT is a leading global IT solutions and services organisation that brings together people, data and things to create a better and more sustainable future.In today's 'iNTTerconnected' world, connections matter more now than ever. By bringing together talented people, world-class technology partners and emerging innovators, we help our clients solve some of...
-
Product Manager
2 weeks ago
Mumbai, Maharashtra, India Staffing Ninja Full timeJob Description:Role: Product ManagerLocation: Mumbai (Lower Parel)Nature of role:Full timeNumber of years of experience expected:5-12 yearsAreas of past experience preferred:Operational risk management, Compliance management and product lifecycle management in these areasEducational qualification required:Bachelor's degree in Commerce / Engineering /...
-
Product Manager
2 weeks ago
Mumbai, Maharashtra, India Thriwe Full timeKey Responsibilities:o Manage the end-to-end product lifecycle, from concept to launch to ongoing optimization.o Identify new product opportunities, features, and enhancements to improve customer experience and competitive advantage.o Aware of market research to understand customer segments, competitors, and industry trends related to the financial...
-
Product Manager
2 weeks ago
Mumbai, Maharashtra, India ShopSe Digital Finance Full timeCompany Description:ShopSe Digital Finance is the largest digital EMI marketplace in India, collaborating with 200+ brands, 40,000+ retailers, and 10+ lending partners across online and offline businesses.The organization's goal is to offer innovative No-Cost EMI solutions to individuals, allowing them to enjoy the lifestyle they aspire to.ShopSe is leading...
-
Mumbai, Maharashtra, India Liquiloans (NDX P2P Pvt Ltd) Full timeWho we are? Funded by Matrix Partners & CRED, LiquiLoans is an RBI registered NBFC. The company is founded by entrepreneurs who previously co-founded a successful rental platform RentoMojo.Our goal is to allow borrowers to get faster loans and at cheaper interest rates and enable every investor to give loans to these creditworthy individuals in a safe and...
-
Manager - Financial Reporting
2 weeks ago
Mumbai, Maharashtra, India Rupeek Full timeAbout Rupeek:Rupeek, established in 2015 and headquartered in Bangalore, stands as India's leading asset-backed digital lending fintech platform. Committed to making credit accessible to Indians in a fair and convenient manner, Rupeek pioneers innovative financial products focused on monetizing India's $2 trillion gold market. Leveraging state-of-the-art...
-
Manager - Financial Reporting
2 weeks ago
Mumbai, Maharashtra, India Rupeek Full timeAbout Rupeek: Rupeek, established in 2015 and headquartered in Bangalore, stands as India's leading asset-backed digital lending fintech platform. Committed to making credit accessible to Indians in a fair and convenient manner, Rupeek pioneers innovative financial products focused on monetizing India's $2 trillion gold market. Leveraging state-of-the-art...
-
Urgent Vacancy for Intern at Finance Firm
2 weeks ago
Mumbai, Maharashtra, India Rurash Financials Pvt Ltd Full timeJob DetailsDesignation - InternLocation - Mumbai & BangaloreStipend - Rs Rs.6000 / monthNo. of vacancy - 8**About Company: - **Rurash financials is a boutique investment management firm, we are shifting gears to be one of the benchmark fin-tech ventures in India. It is the game changers with a shared vision of democratizing financial services. we, at Rurash...
