Insurance Underwriter

1 week ago


Delhi, Delhi, India Kare India Insurance Brokers Pvt. Ltd. Full time

Job Title:
Senior Non-EB Insurance Underwriter

Responsibilities:

2.

Risk Assessment:
Evaluate risk exposures and determine appropriate coverage and pricing based on underwriting guidelines and risk appetite. Make sound underwriting decisions to mitigate risk and achieve profitability goals.

3.

Policy Review:
Review insurance policies and endorsements to ensure accuracy, completeness, and compliance with underwriting standards. Identify any discrepancies or potential issues and take appropriate corrective actions.

4.

Client Interaction:

Communicate with insurance brokers, agents, and clients to gather necessary information, clarify underwriting requirements, and negotiate terms and conditions.

Provide professional and responsive service to address client inquiries and concerns.

5.

Underwriting Guidelines:
Stay updated on industry trends, regulatory changes, and underwriting best practices. Develop and maintain underwriting guidelines, procedures, and rating tools to enhance efficiency and effectiveness.

6.

Portfolio Management:
Manage and monitor an assigned portfolio of insurance accounts. Review renewal submissions, analyze loss experience, and recommend appropriate actions to maintain profitability and client satisfaction.

7.

Collaboration:

Collaborate with internal teams such as claims, risk management, actuarial, and legal departments to ensure alignment of underwriting decisions with overall business objectives.

Participate in cross-functional projects and initiatives as needed.

Qualifications:

  • Bachelor's degree in Business, Finance, Insurance, or related field.
  • Minimum of three to five years of experience in insurance underwriting, with a focus on Non-EB lines of business.
  • Strong analytical and critical thinking skills, with the ability to evaluate complex risk scenarios and make data-driven decisions.
  • Excellent communication and interpersonal skills, with the ability to interact effectively with clients and colleagues at all levels.
  • Proficiency in underwriting software, rating tools, and Microsoft Office suite.
  • Knowledge of insurance regulations, industry standards, and underwriting principles.
  • Professional certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Commercial Underwriting (AU) preferred.

Benefits:

  • Competitive salary
  • Professional development opportunities
  • A supportive work environment


Join our team and contribute to our mission of providing innovative insurance solutions and superior service to our clients in the Non-EB insurance market.


Job Types:
Full-time, Permanent

Salary:
Up to ₹360,000.00 per year

Benefits:

  • Cell phone reimbursement
  • Commuter assistance
  • Internet reimbursement

Schedule:

  • Day shift
  • Fixed shift
  • Morning shift

Experience:

- total work: 3 years (required)

Work Location:
Remote
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