Underwriter

3 weeks ago


Chennai, Tamil Nadu, India Mphasis Full time

The Underwriter's primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title.Additional responsibilities include entering data into the client's loan operating system, performing a manual underwrite, clearing conditions for Final Approval and communicating outstanding requirements to customers. Candidates must possessa strong sense of urgency with an ability to work in a team environment, maintaining excellent organization and communication skills, maintaininghigh level of quality standards and commitment to a superior level of customer service.

Essential Job Functions

·Maintain conforming signing authority and quality standards

·Maintain current knowledge of client and investor requirements

·Perform complete and in-depth review of mortgage loan files including; income (inclusive of rental income, IRA, annuity and 401K), assets, credit and collateral

·Utilize client's loan operating system to ensure accurate data entry

·Evaluate and ensure overall loan documents are accurate, complete, and compliant

·Manually underwrite loans in accordance with client guidelines

·Restructure non-conforming loans in order to meet conforming loan limits

·Complete POA review

·Identify and/or clear red flags or s

·Issue loan decision and condition file accordingly 

·Review and approve conditions for compliance and completion of loan file

·Provide excellent customer service to internal and external clients

·Assist Processors/Loan Officers in understanding underwriting decisions and conditions

·Resolve pre and post-closing issues as they relate to underwriting

Requirements:

·Minimum 2+ years currentmortgage loan underwriting experience

oStrong knowledge of income calculations, tax returns, reading credit reports, identifying red flags

oKnowledge of appraisal and title, and ability to recognize red flags and ineligible properties

·Strong analytic, interpersonal, and verbal and written communication skills

·Detail-oriented with strong ability to time manage

·Ability to work in a flexible and production-oriented environment

·Must be able to work in a high stress environment while delivering a high-level of customer service

·Must be willing and able to work as part of a team

·Strong capability to work in multiple systems - paperless environment

·Must be willing to work in strict security environment

·Ability to obtain NMLS-MLO Licenses preferred

·Candidates must be available to work outside of normal business hours when necessary



  • Chennai, Tamil Nadu, India Saaki Argus & Averil Consulting Full time

    About Client A leading Mortgage Company Skills Core Underwriting experience and minimum 3years experience in Underwriting Preferably in Live Underwriting Extensive experience in 4C s of Underwriting Must have worked on all products Conventional FHA and VA Must have a fair understanding of RESPA TILA TRID guidelines Exp 2 to 6 Years Location ...


  • Chennai, Tamil Nadu, India Mphasis Full time

    Job Title: Mortgage Loan Underwriter We are seeking a seasoned mortgage loan underwriter to perform in-depth reviews of loan files, ensure accurate data entry, and adhere to client guidelines. Essential Job Functions: Conduct thorough examinations of mortgage loan files, including income, assets, credit, and collateral verification. Utilize our proprietary...


  • Chennai, Tamil Nadu, India Mphasis Full time

    Job DescriptionUnderwriterDigital Risk's mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk's 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...


  • Chennai, Tamil Nadu, India Mphasis Full time

    Job DescriptionUnderwriterDigital Risks mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risks 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...


  • Chennai, Tamil Nadu, India Equitas Small Finance Bank Full time

    Job Description: The Business Credit Underwriter role at Equitas Small Finance Bank is responsible for underwriting commercial loans to businesses. This involves assessing the creditworthiness of businesses, evaluating their financial stability, and determining the likelihood of loan repayment. As an underwriter, you will use your expertise to evaluate...


  • Chennai, Tamil Nadu, India HCLTech Full time

    **Job Overview**HCLTech is seeking a highly skilled Australian Mortgage Underwriter to join our team. As a mortgage underwriter, you will play a critical role in assessing the creditworthiness of loan applicants and ensuring that all lending regulations are adhered to.**Responsibilities**Assess the credit risk associated with each loan application and...


  • Chennai, Tamil Nadu, India Mphasis Full time

    Job Description:">Mphasis seeks highly skilled Underwriters to join our team. As an Underwriter, you will be responsible for reviewing mortgage files, analyzing data, and making informed decisions regarding loan approval. This role requires strong analytical and communication skills, as well as the ability to work in a fast-paced environment.Key...

  • Senior Underwriter

    4 weeks ago


    Chennai, Tamil Nadu, India 2coms Full time

    Looking For Senior Underwriter Position in Global IT MNC Greetings From 2COMS Group About Client Our Client is an Indian multinational corporation that provides information technology, consultant and business process services. It is one of the leading Big Tech companies. Its capabilities range across cloud computing, computer...


  • Chennai, Tamil Nadu, India Anicalls (Pty) Ltd Full time

    • High School Diploma or equivalent required; 4-year college degree preferred. • Minimum 3 years of residential mortgage underwriting experience. • Experience working with Fannie Mae Desktop Underwriter and Freddie Mac Loan Prospector. • VA/LAPP, FHA DE (CHUMS), & SAR preferred. • Knowledge of FHA, FNMA, and FHLMC policies and guidelines. •...


  • Chennai, Tamil Nadu, India Saaki Argus & Averil Consulting Full time

    About UsAt Saaki Argus & Averil Consulting, we strive to deliver exceptional services in the mortgage industry. As a leading mortgage company, we provide innovative solutions for our clients.Job DescriptionWe are seeking an experienced underwriter with strong skills in conventional and government loans. The ideal candidate will have a minimum of 3 years of...


  • Chennai, Tamil Nadu, India Mphasis Full time

    Team Lead - UnderwritingDigital Risk's mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk's 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...


  • Chennai, Tamil Nadu, India Mphasis Full time

    Job DescriptionUnderwriterDigital Risk's mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk's 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...


  • Chennai, Tamil Nadu, India Mphasis Full time

    Job DescriptionDigital Risks mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risks 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the...


  • Chennai, Tamil Nadu, India natwest Full time

    b Join us as a Mortgage Underwriting Delivery Manager Well look to you to make sure decisions on mortgage applications are made in a timely manner and within policy and that your team meet agreed service level agreements Youll be managing stakeholder relationships internally and externally making sure that delivery is in line with the operational...


  • Chennai, Tamil Nadu, India HCL Technologies Limited Full time

    Mortgage Underwriting and Analysis ExpertHCL Technologies Limited is seeking a highly skilled Loan Underwriting and Analysis Expert to join our team. The successful candidate will be responsible for analyzing loan applications, determining creditworthiness, and ensuring data integrity.Responsibilities:Analyze loan applications to determine borrower repayment...


  • Chennai, Tamil Nadu, India natwest Full time

    Job OverviewAt Natwest, we're seeking a seasoned mortgage underwriter to lead our residential mortgage delivery team. As a Mortgage Underwriting Delivery Manager, you'll be responsible for ensuring timely and compliant mortgage application decisions while meeting service level agreements.The ideal candidate will have extensive experience in UK residential...


  • Chennai, Tamil Nadu, India Mphasis Full time

    Job DescriptionUnderwriter - QCDigital Risk's mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk's 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...


  • Chennai, Tamil Nadu, India HCL Technologies Limited Full time

    Job DescriptionThis is a Mortgage Underwriting support process which involves a complete analysis of the loan parameters and the borrowers details pertaining to Income, credit and assets.Evaluate and verify applications determining whether borrower will be able to repay the loan by performing a detailed income verification (Income Verification and...


  • Chennai, Tamil Nadu, India HCL Technologies Limited Full time

    Job DescriptionHCL Technologies Limited is seeking a highly skilled Business Analyst to join our team as a Mortgage Underwriter. The successful candidate will be responsible for rendering decisions on credit applications based on established criteria, determining creditworthiness, risk associated with borrowers, and ensuring data integrity and validity of...


  • Chennai, Tamil Nadu, India HCLTech Full time

    HCL TECH MEGA DRIVE FOR Residential Mortgage Underwriting Analyst PLEASE ATTEND ONLY IF YOU HAVE RELEVANT EXPERIENCE Walk-in Details: Date: 22,23 Feb 2025 Timing : 11:00AM to 2:00 PM Interview location : Sy. No. 89, SEZ Unit-V, 3rd Floor, Tower 8, Gar Laxmi Infobahn, Kokapet, Ranga Reddy District , Hyderabad-500075 HR Contact: Pradeep/Praveen...