Senior Underwriter
2 weeks ago
Underwriter - QC
Digital Risk s mission toMake Mortgages Saferelies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.
Digital Risk s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest banks and loan originators.
Position Overview:
The post-closing loan file review process must include a review of the loan to assess the accuracy and integrity of the information used to support the lending decision, the documentation of any defects identified through the review, and an assessment as to whether or not the loan
complies with theSelling Guide, all related contractual terms and agreements, and is in all respects eligible for delivery to Fannie Mae.
Essential Job Functions:
- Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral
- The accuracy and completeness of the loan application;
- The existence and accuracy of the underwriting documents, including reverifications of underwriting documents, and a data integrity review;
- The underwriting decision to confirm it is supported;
- The output from any third-party data analysis tools;
- The data entered into DU, if applicable;
- The appraisal, if applicable;
- The property eligibility;
- The project eligibility, if applicable;
- Compliance with the mortgage insurer s guidelines, and documentation of adequate mortgage insurance coverage;
- The existence and accuracy of legal, transaction documentation (for example, sales contract), and closing documentation; and
- Compliance with all federal, state, and local laws and regulations.
- Ability to identify and/or clear red flag or s
- Issue loan decision and condition file accordingly
- Maintain current knowledge of client and investor requirements
- Must be able to work in a high stress environment while delivering a high-level of customer service
- Ability to work more than 40 hours a week, on an as needed basis
Requirements:
- Minimum 3+ yearscurrentmortgage loan underwriting experience
- Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags
- Basic knowledge of appraisal and ability to recognize red flags and ineligible properties
- Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP)
- Strong analytic, interpersonal, and verbal and written communication skills
- Detail-oriented with strong ability to time manage
- Ability to work in a flexible and production-oriented environment
- Must be willing and able to work as part of a team
- Strong capability to work in multiple systems - paperless environment
- Must be willing to work in strict security environment
- Candidates must be available to work outside of normal business hours when necessary
-
Senior Underwriter
3 weeks ago
Chennai, Tamil Nadu, India 2coms Full timeLooking For Senior Underwriter Position in Global IT MNC Greetings From 2COMS Group About Client Our Client is an Indian multinational corporation that provides information technology, consultant and business process services. It is one of the leading Big Tech companies. Its capabilities range across cloud computing, computer...
-
Senior Mortgage Underwriter
1 week ago
Chennai, Tamil Nadu, India Saaki Argus & Averil Consulting Full timeAbout UsAt Saaki Argus & Averil Consulting, we strive to deliver exceptional services in the mortgage industry. As a leading mortgage company, we provide innovative solutions for our clients.Job DescriptionWe are seeking an experienced underwriter with strong skills in conventional and government loans. The ideal candidate will have a minimum of 3 years of...
-
Mortgage Underwriting Specialist
6 days ago
Chennai, Tamil Nadu, India beBee Careers Full timeSenior US Residential Mortgage UnderwriterAbout the Role:We are seeking a skilled Senior US Residential Mortgage Underwriter to join our team. The ideal candidate will have 4+ years of experience in underwriting complex transactions, reading guidelines, and ensuring loan integrity.Key Responsibilities:Manually underwrite complex transactions according to...
-
Chennai, Tamil Nadu, India beBee Careers Full timeCredit Appraisal and Underwriting ProfessionalWe are seeking a highly skilled Credit Appraisal and Underwriting Professional to join our team. As an Area Credit Manager, you will be responsible for leading a team of credit managers and owning an assigned portfolio of entire regions. Your key responsibilities will include credit appraisal and underwriting...
-
Loan Integrity Expert
6 days ago
Chennai, Tamil Nadu, India beBee Careers Full timeSenior US Residential Mortgage Underwriter PositionAbout the Job:This is a challenging role for an experienced Senior US Residential Mortgage Underwriter. The successful candidate will work closely with our team to ensure high-quality loan processing and customer satisfaction.Job Summary:The Senior US Residential Mortgage Underwriter will be responsible for...
-
Senior Credit Risk Manager
3 days ago
Chennai, Tamil Nadu, India beBee Careers Full timeJob Title: Senior Credit Risk ManagerFunction: Credit UnderwritingAbout the Role:The successful candidate will be responsible for managing a team of credit underwriters and ensuring adherence to company credit policies.They will work closely with the sales team to achieve business objectives, establishing customer credit worthiness and verifying...
-
Senior Credit Professional
6 days ago
Chennai, Tamil Nadu, India beBee Careers Full timeAbout the Role:">We are seeking an experienced senior credit manager to oversee a team of credit managers and manage an assigned portfolio of working capital, commodity finance, and project/term loans. The ideal candidate will have strong domain knowledge in credit and experience in working capital assessment and term loans.Key Accountabilities:Conduct...
-
Chennai, Tamil Nadu, India HCLTech Full timeHCL DRIVE FOR Mortgage Underwriters on 23rd and 24th April-2025.PLEASE ATTEND ONLY IF YOU HAVE RELEVANT EXPERIENCE Walk-in Details:Date: 23rd and 24th April-2025Timing : 12:00 PM to 3:00 PMInterview location : ETA 1 - HCL Navalur - Block 1, Sandhya Infocity, OMR, Rajiv Gandhi Salai, Navalur, Chennai, Tamil Nadu, 600130Note:Only for Immediate JoinersOnly Work...
-
Senior Credit Professional
4 days ago
Chennai, Tamil Nadu, India beBee Careers Full timeJob Summary: We are seeking a skilled Credit Manager-SME to join our team. The successful candidate will have excellent communication skills and experience in credit management.About the Role: As a Credit Manager-SME, you will be responsible for managing a team and coordinating with sales teams to achieve targets. You will work closely with consumers to...
-
Senior General Insurance Product Lead
6 days ago
Chennai, Tamil Nadu, India beBee Careers Full timeJob Description">We are seeking a highly skilled and experienced Senior General Insurance Product Lead to spearhead the product development lifecycle from ideation to execution in the non-motor, property & casualty, fire, and marine sectors. The ideal candidate will possess a strong background in product management, experience in creating and managing...