Area Credit Manager
4 weeks ago
Area Credit Manager :
- To Handle the Team of BCMs/CPAs.- Underwriting and Decision of Affordable Home loan/loan against property.
- Maintaining TAT as per Management Expectations by supervising team.
- To manage complete geography with team.
- Assessment of borrowers profiles, repayment capacity and income stability and cashflow assessment for unorganized structures.
- Understand and interpret results of financial analysis, banking analysis and bureau reports and Eligibility in line with Policy/Income Programmed.
- Study analysis and interpretation of legal & technical reports of property and should be understanding Legal and technical challenges associated with the Property of the specific geography which is being represented by Him/Her.
- Maintain the right quality of Portfolio & ensure the Delinquency numbers are with in control and maintain right balance between Return vis a vis Risk.
- Draft & Design the local policies to enable the organization for right mix of customers at desired yield.
- Personal Discussion with High Value Customers.
(ref:iimjobs.com)
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